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TOITURE DZ

Active
Private limited companyfounded 2023active for 2 yearsAssesteenweg 116A, 1740 Ternat, BelgiumKBO/BCE: BE 1003.848.941
Summary

TOITURE DZ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43,738 and a net result of €41,038. Its solvency ranks better than 91% of 35,970 sector peers (NACE 43, financial year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 22-12-2023 Normal situation
Registered office
140 active companies are registered at this address 37 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Roofing work NACE 43410and 3 others
Establishment unit
2.356.613.713 6042 Charleroi, since 30-12-2023
Financial year end
31 December
Peppol
Reachable since 14-11-2025

Board and ownership

Board

Financial position

68 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2024
Gross margin
€53,930
Turnover
≈ €230,000
estimated
Profit
€41,038
Equity
€43,738
Total assets
€51,157
Staff
≈ 0.4 FTE
estimated
  • 2024 accounts filed 26 days after the deadline
Filed on 26-08-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 02-09-2025)Founded in 2023Size: total assets €51,157lowers riskLiquidity: current ratio 6.58, cash €36,694Show the evidence

Checked score

Score 2024
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 92% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 100
equity 85.5% of total assets
Liquidity 97
short-term debt 14.5% · cash 71.7%
Profitability 100
return on assets 80.2%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 01-2025: 1.9% 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.0%▲ +0.1 percentage points vs 02-2025 04-2025: 2.3%▲ +0.3 percentage points vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025 06-2025: 2.7%▲ +0.3 percentage points vs 05-2025 07-2025: 2.7%● unchanged vs 06-2025 08-2025: 3.0%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 2.9%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -2.7 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%▲ +0.5 percentage points vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.58, above the usual 1.5. Short-term debt is 14.5% and cash 71.7% of total assets. 14.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 94% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 02-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.58, cash €36,694
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €51,157
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2024 accounts filed 26 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 26 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in specialised constructionsector median 46.6% · 35,970 companies 85.5% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,700 · Appointment: HOUARI Hakim (director)
All 2 events

Comparable companies

These companies have the same main activity as TOITURE DZ: roofing work (NACE 43410). They are comparable in size and age: total assets between €42,800 and €58,800, founded between 2023 and 2024.

CompanyTotal assetsGross margin
TOITURE DZ Ternat€51,157€53,930
Vigouroux Invest Halle€43,952€47,093
AGT & FILS Havelange€56,403€56,420
AGRO-BAT Vilvoorde€51,692€59,303
BATILINE GROUP Vilvoorde€58,816€53,756
KS Techniek Tremelo€42,766€44,497
DIBRA ROOF Vilvoorde€53,287€42,435
Full comparison

Key facts about TOITURE DZ

What is the company number of TOITURE DZ?
The company number of TOITURE DZ is 1003.848.941. The VAT number is the same number with BE in front: BE 1003.848.941.
Where is TOITURE DZ based?
The registered office is at Assesteenweg 116A, 1740 Ternat.Company details
What does TOITURE DZ do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOITURE DZ?
The legal form of TOITURE DZ is Private limited company (BV).
When was TOITURE DZ founded?
TOITURE DZ was founded on 22-12-2023.
Is TOITURE DZ still active?
Yes, TOITURE DZ is an active enterprise in the KBO register.
What is the turnover of TOITURE DZ?
The turnover in financial year 2024 is ≈ €230,000. This figure is estimated from the gross margin of €53,930 and 30 comparable companies (NACE 434). It probably lies between €140,000 and €310,000.Financials
Is TOITURE DZ profitable?
In financial year 2024, TOITURE DZ made a profit of €41,038.
Where can I find the annual accounts of TOITURE DZ?
TOITURE DZ filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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