TOITURE DETAILLE
ActiveThe computed 12-month bankruptcy probability of TOITURE DETAILLE is 1.8% (moderate). The 2025 annual accounts show equity of €362k and a net result of €72k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 27446 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+45
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.16 against 3.56 in 2024), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-02-2026, 168 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
168 d early
2024
118 d early
2023
29 d late
2022
7 d early
2021
89 d early
2020
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€362k▲ 24.7%
2024 · €291k
2020: €206k
2021: €271k
2022: €282k
2023: €302k
2024: €291k
2020 → 2025
Total assets
€452k▲ 13.0%
2024 · €400k
2020: €360k
2021: €420k
2022: €466k
2023: €421k
2024: €400k
2020 → 2025
Net result
€72k▲ 127%
2024 · €32k
2020: €64k
2021: €60k
2022: €36k
2023: €19k
2024: €32k
2020 → 2025
Working capital
€216k▲ 25.4%
2024 · €172k
2020: €55k
2021: €96k
2022: €123k
2023: €160k
2024: €172k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€282k▲ 4.0%€302k▲ 7.1%€291k▼ 3.8%€362k▲ 24.7%
Operating result€72k-€44k▼ 38.5%€22k▼ 51.2%€36k▲ 68.5%€100k▲ 176%
Net result€60k-€36k▼ 39.7%€19k▼ 48.4%€32k▲ 70.1%€72k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 176% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets
€184k▲ 14.8%
Current assets
€268k▲ 11.8%
Equity and liabilities €452k
Equity
€362k▲ 24.7%
Debt
€90k▼ 18.1%
The debt ratio falls from 27.3% to 19.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€142k▲
2024 · €90k
Cash flow
€114k▲
2024 · €86k
Solvency
80.2%▲
2024 · 72.7%
Current ratio
5.16▲
2024 · 3.56
Quick ratio
3.34▲
2024 · 2.34
Debt / equity
0.25▼
2024 · 0.38
ROE
20.0%▲
2024 · 11.0%
ROA
16.0%▲
2024 · 8.0%
Interest coverage
224.21▲
2024 · 89.23
Debt
€90k▼
2024 · €109k
Debt ≤ 1 year
€52k▼
2024 · €67k
Debt > 1 year
€36k▼
2024 · €39k
Income taxes
€31k▲
2024 · €8k
Staff costs
€150k▼
2024 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€452k▲
Fixed assets21/28€160k€184k▲
Tangible fixed assets22/27€160k€184k▲
Land and buildings22€95k€87k▼
Plant, machinery and equipment23€5k€23k▲
Furniture and vehicles24€19k€10k▼
Leasing and similar rights25€34k€58k▲
Other tangible fixed assets26€7k€6k▼
Financial fixed assets28€510€510=
Current assets29/58€240k€268k▲
Stocks and contracts in progress3€82k€95k▲
Stocks30/36€82k€95k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€14k€9k▼
Current investments50/53€50k-
Cash at bank and in hand54/58€83k€146k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€400k€452k▲
Equity10/15€291k€362k▲
Contributions10/11€142k€142k=
Reserves13€147k€219k▲
Distributable reserves133€147k€219k▲
Investment grants15€2k€1k▼
Amounts payable17/49€109k€90k▼
Amounts payable after more than one year17€39k€36k▼
Financial debts170/4€39k€36k▼
Amounts payable within one year42/48€67k€52k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€996€6k▲
Remuneration and social security454/9€19k€12k▼
Other amounts payable47/48€17k€2k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€182k€150k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€42k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€275k€294k▲
Operating profit (loss)9901€36k€100k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€1k€633▼
Recurring financial charges65€1k€633▼
Profit (loss) for the period before taxes9903€40k€103k▲
Income taxes67/77€8k€31k▲
Profit (loss) for the period9904€32k€72k▲
Profit (loss) for the period to be appropriated9905€32k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€72k▲
Transfer from equity791/2€31k-
Transfer to equity691/2€22k€72k▲
To other reserves6921€22k€72k▲
Profit to be distributed694/7€41k-
Return on contributions (dividend)694€10k-
Directors or managers695€31k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €72k ▲127%
Operating result €100k, net result €72k, both a record.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €19k ▼48.4%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mageret 1266600 BastogneGround area
2,078 m²
Building footprint
468 m²
Volume, LiDAR
3,218 m³
Parcel 82034E0266/00A000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mageret 126, 6600 Bastogne
since 20192.291.377.352
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82034E0266/00A000 | Wallonia | 2,077 m² | 1 · 468 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dakwerken De Boever
BE 0832.400.253
Damme · Eq €362k
VAN DEN BERGH J&W
BE 0895.945.448
Kalmthout · Eq €362k
S-INTERIEUR
BE 0828.311.704
Dilsen-Stokkem · Eq €363k
Anciens Etablissements Michel Rasseneur
BE 0402.511.693
Péruwelz · Eq €362k
MENUISERIE PIROT REGIS
BE 0792.273.234
Bouillon · Eq €363k
Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 6,556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2019
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.