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TOITURE CF

Active
Private limited company (pre-2019)founded 2007active for 19 yearsRue du Tivoli 13, 5030 Gembloux, BelgiumKBO/BCE: BE 0890.851.166
Summary

TOITURE CF has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,624) and a net result of -€2,045. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 34,190 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€2,890total assets 2025
Equity
-€20,624
Loss
-€2,045
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Accounts filed 55 days late
Why 53raises riskCapped at 59: negative equityLatest accounts 55 days late; 3 of the last 3 lateNegative equity -€20,624Loss of €2,045, the second in a row (financial year 2025)lowers riskSize: total assets €2,890Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2021
Weak
Solvency 0=
equity -713.6% of total assets
Liquidity 50+12
short-term debt 813.6% · cash 81.9%
Profitability 0=
return on assets -70.8%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,532 companies, NACE 43, micro)
Last 24 months 11-2024: 7.5% 12-2024: 7.5%● unchanged vs 11-2024 01-2025: 7.6%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 7.6%● unchanged vs 01-2025highest value 03-2025: 7.6%● unchanged vs 02-2025highest value 04-2025: 7.6%● unchanged vs 03-2025highest value 05-2025: 7.6%● unchanged vs 04-2025highest value 06-2025: 7.6%● unchanged vs 05-2025highest value 07-2025: 7.6%● unchanged vs 06-2025highest value 08-2025: 7.4%▼ -0.2 percentage points vs 07-2025 09-2025: 7.4%● unchanged vs 08-2025 10-2025: 7.4%● unchanged vs 09-2025 11-2025: 7.4%● unchanged vs 10-2025 12-2025: 7.4%● unchanged vs 11-2025 01-2026: 7.4%● unchanged vs 12-2025 02-2026: 7.4%● unchanged vs 01-2026 03-2026: 7.4%● unchanged vs 02-2026 04-2026: 7.4%● unchanged vs 03-2026 05-2026: 7.4%● unchanged vs 04-2026 06-2026: 7.4%● unchanged vs 05-2026 07-2026: 7.4%● unchanged vs 06-2026 08-2026: 7.4%● unchanged vs 07-2026 09-2026: 7.4%● unchanged vs 08-2026 10-2026: 1.4%▼ -6.0 percentage points vs 09-2026lowest value
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 43% on liquidity and 4% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2,890
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 55 days late; 3 of the last 3 late
NBB · filings
raises risk · Negative equity -€20,624
NBB · annual accounts
raises risk · Loss of €2,045, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202125
2018 to 2025 · latest year -€20,624
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 days late
2021
61 days late
2020
115 days late
2019
193 days late
2018
13 days late
2017
29 days late
2016
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 71 days after the deadline; the sector median (NACE 43) for financial year 2021 is 1 day before the deadline, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2021 · micro…
  3. Annual accounts filedfinancial year 2020 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€20,624 View
  • Caution: Among the weakest 5% on solvencysector median 47.0% · 34,190 companies -713.6% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€2,045 View

By topic

Financials

Financial year
2025
Total assets
€2,890
Loss
-€2,045
Solvency
-713.6%
Total assets▼ 82.8%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2009
Next accounts
by 31-07-2027
  1. 09-02-2021Annual accounts filed
  2. 31-12-2020Back to profit
  3. 31-12-2019Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
13-07-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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