Financials
- Fiscal year
- 2025
- Total assets
- €274,757
- Profit
- €35,518
- Solvency
- 39.1%
Total assets▲ 29.6%
Net result
20242025
TOITS MONTOIS CONSTRUCT
ActiveSummary
TOITS MONTOIS CONSTRUCT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,310 and a net result of €35,518. Its solvency ranks better than 41% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
How big
€274,757total assets 2025
- Equity
- €107,310
- Profit
- €35,518
Turnover not published (abridged schema)
Who decides
Accounts 9 d early0 of 1 deed read
Why 70- Founded in 2024- Size: total assets €274,757- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.97, cash €70,309Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 65% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
64+5
equity 39.1% of total assets
Liquidity
68-21
short-term debt 32.7% · cash 25.6%
Profitability
85-15
return on assets 12.9%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.7%highest value
09-2026: 0.7%● 0.0% vs 08-2026highest value
10-2026: 0.7%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 1.97, cash €70,309 lowers the probability
- Founded in 2024 raises the probability for this profile
- Size: total assets €274,757 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.97 against 2.23 in 2024; short-term debt: 32.7% and cash: 25.6% of total assets), but 60.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 42%, liquidity 66%, profitability 69%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €107,310 ▲49.5%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 22-07-2026Annual accounts filed
- 31-12-2025Equity above €100,000
- 25-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Roofing workNACE 43410
- Founded
- 19-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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