TOITOITOI
ActiveSummary
The computed 12-month bankruptcy probability of TOITOITOI is 5.4% (elevated). The 2024 annual accounts show equity of €23k and a net result of €12k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 36% of 18936 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability77▲+13
Solvency37▲+7
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.52 against 0.48 in 2023; short-term debt: 88% and cash: 22% of total assets), and 88% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12%
Return on assets
6.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
50 d late
2023
5 d late
2022
85 d early
2021
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€23k▲ 112%
2023 · €11k
2021: €16k
2022: €20k▲ +19.5% vs 2021
2023: €11k▼ -44.5% vs 2022lowest in 4 years
2024: €23k▲ +112% vs 2023highest in 4 years
2021 → 2024
Total assets
€192k▼ 15.9%
2023 · €228k
2021: €113klowest in 4 years
2022: €157k▲ +38.9% vs 2021
2023: €228k▲ +45.5% vs 2022highest in 4 years
2024: €192k▼ -15.9% vs 2023
2021 → 2024
Net result
€12k
2023 · €-9k
2021: €13khighest in 4 years
2022: €3k▼ -76.1% vs 2021
2023: €-9k▼ -373% vs 2022lowest in 4 years
2024: €12k▲ +240% vs 2023
2021 → 2024
Working capital
€-82k▲ 22.8%
2023 · €-106k
2021: €-61khighest in 4 years
2022: €-74k▼ -21.9% vs 2021
2023: €-106k▼ -41.8% vs 2022lowest in 4 years
2024: €-82k▲ +22.8% vs 2023
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€20k▲ 19.5%€11k▼ 44.5%€23k▲ 112%
2021: €16k
2022: €20k▲ +19.5% vs 2021
2023: €11k▼ -44.5% vs 2022lowest in 4 years
2024: €23k▲ +112% vs 2023highest in 4 years
Operating result€17k-€6k▼ 64.2%€-4k€20k
2021: €17k
2022: €6k▼ -64.2% vs 2021
2023: €-4k▼ -170% vs 2022lowest in 4 years
2024: €20k▲ +578% vs 2023highest in 4 years
Net result€13k-€3k▼ 76.1%€-9k€12k
2021: €13khighest in 4 years
2022: €3k▼ -76.1% vs 2021
2023: €-9k▼ -373% vs 2022lowest in 4 years
2024: €12k▲ +240% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €4k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €192k
Fixed assets
€105k ▼ 20.2%
Current assets
€88k ▼ 10.0%
Equity and liabilities €192k
Equity
€23k ▲ 112%
Debt
€169k ▼ 22.3%
Debt's share of the balance-sheet total falls from 95.2% to 88.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2023 · €31k
Cash flow
€46k▲
2023 · €27k
Current ratio
0.52▲
2023 · 0.48
Quick ratio
0.44▲
2023 · 0.41
Debt to equity
7.32▼
2023 · 19.97
ROE
52.8%▲
2023 · -80.3%
ROA
6.4%▲
2023 · -3.8%
Interest coverage
21.40▲
2023 · 6.80
Debt ≤ 1 year
€169k▼
2023 · €203k
Income taxes
€5k
Staff costs
€300k▲
2023 · €284k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€228k€192k▼
Fixed assets21/28€131k€105k▼
Tangible fixed assets22/27€121k€94k▼
Plant, machinery and equipment23€33k€10k▼
Furniture and vehicles24€43k€42k▼
Leasing and similar rights25€3k€3k▼
Other tangible fixed assets26€41k€39k▼
Financial fixed assets28€11k€11k=
Current assets29/58€97k€88k▼
Stocks and contracts in progress3€13k€12k▼
Stocks30/36€13k€12k▼
Amounts receivable within one year40/41€54k€31k▼
Trade receivables40€53k€31k▼
Other amounts receivable41€1k€242▼
Cash at bank and in hand54/58€30k€42k▲
Deferred charges and accrued income490/1€361€2k▲
Equity and liabilities
Total equity and liabilities10/49€228k€192k▼
Equity10/15€11k€23k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€8k€20k▲
Amounts payable17/49€218k€169k▼
Amounts payable after more than one year17€15k-
Financial debts170/4€15k-
Amounts payable within one year42/48€203k€169k▼
Current portion of amounts payable after more than one year42€84k€58k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€50k€25k▼
Suppliers440/4€50k€25k▼
Taxes, remuneration and social security45€68k€83k▲
Taxes450/3€25k€22k▼
Remuneration and social security454/9€43k€62k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20232024
Remuneration, social security and pensions62€284k€300k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€33k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€319k€356k▲
Operating profit (loss)9901€-4k€20k▲
Financial income75/76B€10€36▲
Recurring financial income75€10€36▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€-9k€18k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-9k€12k▲
Profit (loss) for the period to be appropriated9905€-9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€20k▲
Profit (loss) brought forward from the previous period14P€17k€8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €82k | €176k | €284k | €300k | ▲ 5.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €22k | €35k | €33k | ▼ 5.3% |
| Other operating charges640/8 | €3k | €5k | €4k | €3k | ▼ 24.3% |
| Gross operating margin9900 | €116k | €209k | €319k | €356k | ▲ 11.7% |
| Operating profit (loss)9901 | €17k | €6k | €-4k | €20k | ▲ 578% |
| Financial income75/76B | €6 | €220 | €10 | €36 | ▲ 257% |
| Recurring financial income75 | €6 | €220 | €10 | €36 | ▲ 257% |
| Financial charges65/66B | €3k | €3k | €5k | €2k | ▼ 45.4% |
| Recurring financial charges65 | €3k | €3k | €5k | €2k | ▼ 45.4% |
| Profit (loss) for the period before taxes9903 | €13k | €3k | €-9k | €18k | ▲ 301% |
| Income taxes67/77 | - | - | - | €5k | - |
| Profit (loss) for the period9904 | €13k | €3k | €-9k | €12k | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | €13k | €3k | €-9k | €12k | ▲ 240% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €113k | €157k | €228k | €192k | ▼ 15.9% |
| Fixed assets21/28 | €82k | €109k | €131k | €105k | ▼ 20.2% |
| Tangible fixed assets22/27 | €73k | €100k | €121k | €94k | ▼ 22.0% |
| Plant, machinery and equipment23 | €27k | €28k | €33k | €10k | ▼ 68.8% |
| Furniture and vehicles24 | €10k | €30k | €43k | €42k | ▼ 1.0% |
| Leasing and similar rights25 | - | €4k | €3k | €3k | ▼ 13.5% |
| Other tangible fixed assets26 | €36k | €38k | €41k | €39k | ▼ 6.7% |
| Financial fixed assets28 | €9k | €9k | €11k | €11k | = |
| Current assets29/58 | €31k | €48k | €97k | €88k | ▼ 10.0% |
| Stocks and contracts in progress3 | €7k | €14k | €13k | €12k | ▼ 6.0% |
| Stocks30/36 | €7k | €14k | €13k | €12k | ▼ 6.0% |
| Amounts receivable within one year40/41 | €7k | €504 | €54k | €31k | ▼ 42.9% |
| Trade receivables40 | €6k | €0 | €53k | €31k | ▼ 42.2% |
| Other amounts receivable41 | €593 | €504 | €1k | €242 | ▼ 77.2% |
| Cash at bank and in hand54/58 | €17k | €34k | €30k | €42k | ▲ 42.0% |
| Deferred charges and accrued income490/1 | €152 | €0 | €361 | €2k | ▲ 481% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €113k | €157k | €228k | €192k | ▼ 15.9% |
| Equity10/15 | €16k | €20k | €11k | €23k | ▲ 112% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €13k | €17k | €8k | €20k | ▲ 155% |
| Amounts payable17/49 | €97k | €137k | €218k | €169k | ▼ 22.3% |
| Amounts payable after more than one year17 | €5k | €15k | €15k | - | - |
| Financial debts170/4 | €5k | €15k | €15k | - | - |
| Amounts payable within one year42/48 | €92k | €123k | €203k | €169k | ▼ 16.7% |
| Current portion of amounts payable after more than one year42 | €43k | €52k | €84k | €58k | ▼ 30.6% |
| Financial debts43 | - | - | - | €1k | - |
| Credit institutions430/8 | - | - | - | €1k | - |
| Trade debts44 | €28k | €28k | €50k | €25k | ▼ 49.9% |
| Suppliers440/4 | €28k | €28k | €50k | €25k | ▼ 49.9% |
| Taxes, remuneration and social security45 | €18k | €40k | €68k | €83k | ▲ 22.9% |
| Taxes450/3 | €7k | €15k | €25k | €22k | ▼ 12.5% |
| Remuneration and social security454/9 | €11k | €25k | €43k | €62k | ▲ 43.4% |
| Other amounts payable47/48 | €3k | €3k | €2k | €2k | = |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €3k | €-9k | €12k | ▲ 240% |
| + Depreciation and write-downs630 | €14k | €22k | €35k | €33k | ▼ 5.3% |
| Operating cash flow (approximation) | €27k | €25k | €27k | €46k | ▲ 72.0% |
| Investment in fixed assets (approximation) | - | €-49k | €-58k | €-7k | ▲ 88.0% |
| Change in cash | - | €17k | €-4k | €12k | ▲ 408% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
07-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2020
Ground area
176 m²
Building footprint
176 m²
Volume, LiDAR
2,116 m³
2 parcels, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
TOITOITOI
since 20202.305.274.284
Lange Koepoortstraat 36, 2000 Antwerpen
since 20232.343.155.853
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1267/00C000 | Flanders | 136 m² | 1 · 136 m² | 16.8 m · 4 fl. |
| 11002A2236/00_000 | Flanders | 39 m² | 1 · 39 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 32,875 EUR awarded · 32,875 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 9,018 EUR | 9,018 EUR |
| 2024 | 1 | 10,045 EUR | 10,045 EUR |
| 2023 | 1 | 13,812 EUR | 13,812 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.305.274.284
Antwerpen2.343.155.853
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Of 14,009 companies in sector 56301 we hold annual accounts for 4,892. 4,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
47789Other retail sale of new goods
Contact
Website
www.toitoitoi.coffee
E-mail
hi@toitoitoi.coffee
Scores and ratios are computed by Checked and are not a credit decision.