TOFADI
ActiveSummary
TOFADI has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,855 and a net result of €7,610. Its solvency ranks better than 53% of 4,342 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-09-2023 Normal situation
- Activity
- Other professional, scientific and technical activities NACE 74999
- Establishment unit
- 2.349.715.132 3700 Tongeren-Borgloon, since 15-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €10,302
- Turnover
- ≈ €62,000
- estimated
- Profit
- €7,610
- Equity
- €5,855
- Total assets
- €11,075
- ▲ 90.8%
Score breakdownraises riskFounded in 2023Size: total assets €11,075lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 2.12, cash €7,152Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 55% of them on solvency, 68% on liquidity, 88% on profitability and 98% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 32 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 03-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a profit of €8,807, after a loss of €6,678 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €150 | - |
| Depreciation and write-downs of the year | €11 | €139 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €411 awarded · €411 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €168 | €168 |
| 2024 | 1 | €243 | €243 |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €243 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11 | €139 | ▲ 12× |
| Other operating charges640/8 | €834 | €462 | ▼ 44.6% |
| Non-recurring operating charges66A | - | €894 | - |
| Gross operating margin9900 | -€5,832 | €10,302 | - |
| Operating profit (loss)9901 | -€6,678 | €8,807 | - |
| Financial income75/76B | €19 | €4 | ▼ 77.2% |
| Recurring financial income75 | €19 | €4 | ▼ 77.2% |
| Financial charges65/66B | €97 | €116 | ▲ 19.8% |
| Recurring financial charges65 | €97 | €116 | ▲ 19.8% |
| Profit (loss) for the period before taxes9903 | -€6,755 | €8,696 | - |
| Income taxes67/77 | - | €1,086 | - |
| Profit (loss) for the period9904 | -€6,755 | €7,610 | - |
| Profit (loss) for the period to be appropriated9905 | -€6,755 | €7,610 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €5,804 | €11,075 | ▲ 90.8% |
| Fixed assets21/28 | €139 | - | - |
| Tangible fixed assets22/27 | €139 | - | - |
| Furniture and vehicles24 | €139 | - | - |
| Current assets29/58 | €5,665 | €11,075 | ▲ 95.5% |
| Amounts receivable within one year40/41 | €1,553 | €2,601 | ▲ 67.5% |
| Trade receivables40 | - | €472 | - |
| Other amounts receivable41 | €1,553 | €2,129 | ▲ 37.1% |
| Cash at bank and in hand54/58 | €4,112 | €7,152 | ▲ 73.9% |
| Deferred charges and accrued income490/1 | - | €1,323 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €5,804 | €11,075 | ▲ 90.8% |
| Equity10/15 | -€1,755 | €5,855 | - |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | - | €855 | - |
| Distributable reserves133 | - | €855 | - |
| Profit (loss) carried forward14 | -€6,755 | - | - |
| Amounts payable17/49 | €7,559 | €5,221 | ▼ 30.9% |
| Amounts payable within one year42/48 | €7,559 | €5,221 | ▼ 30.9% |
| Trade debts44 | €611 | €616 | ▲ 0.8% |
| Suppliers440/4 | €611 | €616 | ▲ 0.8% |
| Other amounts payable47/48 | €6,948 | €4,604 | ▼ 33.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€6,755 | €7,610 | - |
| + Depreciation and write-downs630 | €11 | €139 | ▲ 12× |
| Operating cash flow (approximation) | -€6,744 | €7,748 | - |
| Change in cash | - | €3,040 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as TOFADI has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TOFADI itself is lower: 0.1% within 12 months. It rests on far more data about TOFADI than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TOFADI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VANDERBEUKEN Kristof 90 shares (90%) · €4,500
- VANDERBEUKEN Tony Joseph Alexandre 10 shares (10%) · €500
Capital transactions
- 19-09-2023 Incorporation · €5,000 · 100 shares
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen”
Articles of association, deed of 19-09-2023 (in Dutch)
Network & group
TOFADI shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of TOFADI. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
19-09
Gazette deed
IncorporationStarting capital €5,000 · Appointment: VANDERBEUKEN Kristof (director) · Registered office clause · Board rule12 points ▸
- Registered office clause, “3700 Tongeren,Houbbenstraat 55” (deed in Dutch)
- Board rule, 1
- Director appointment, VANDERBEUKEN Kristof (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Incorporation, “TOFADI” (deed in Dutch)
- Founder, VANDERBEUKEN Kristof
- Founder, VANDERBEUKEN Tony Joseph Alexandre
- Power of attorney, GULPEN Sébastien Henri Sylvian
- Other provision, “bevoegdheid en bekwaamheid comparanten, bevoegd en bekwaam” (deed in Dutch)
- Other provision, 04-09-2023
- Founding capital, €5,000
- Bank account, “vennootschap in oprichting”, EUR (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 15 September 2023, TOFADI was incorporated as a private limited company by two natural persons, with a starting capital of €5,000.12 VANDERBEUKEN Kristof is director of the company, appointed in the act of 19-09-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
8 activities
- Het onderzoek ter plaatse,het opstellen van erkende rapporten,het afleveren van erkende rapporten in verband met asbest en asbestrisico’s volgens de wettelijke normen,wereldwijd
- Administratieve hulp,wereldwijd
- Selectie,opleiding,vorming,begeleiding en motivatie van medewerkers,wereldwijd
- Onderhandelen,begeleiden,opstellen van samenwerkingsovereenkomsten,wereldwijd
- Het onderzoek,analyse,uitwerken,attesten verwerven van andere milieubewuste keuzes,die bijdragen tot een betere aarde,wereldwijd
- De BV kan alle roerende of onroerende goederen huren,kopen,verkopen,inrichten die haar doel helpen te verwezenlijken,wereldwijd
- De BV kan samenwerkingsverbanden aangaan met andere vennootschappen,culturen,overheden,volkeren,wereldwijd
- De BV kan in consignatie geven of nemen,wereldwijd
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73094B0511/00R000 | Flanders | 631 m² | 1 · 134 m² | 8.2 m · 2 |