TOERMALIJN

Active

Private limited company (pre-2019)founded 2017active for 9 yearsDriesstraat 134, 1861 Meise, BelgiumKBO/BCE: BE 0674.700.029

Summary

The computed 12-month bankruptcy probability of TOERMALIJN is 13.6% (high). For TOERMALIJN, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€9,687) and a net result of -€3,597. Equity is shrinking by about 55% per year across the filed financial years. Its solvency ranks better than 20% of 1,905 sector peers (NACE 77, financial year 2023). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

TOERMALIJNActive

Risk analysis Report Compare

Activity

Renting and leasing of other personal and household goods

NACE 77229

1 site

Size

€228,950total assets 2023

Equity: -€9,687
Loss: -€3,597

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 13.6%

2023 figures too old to score

Structure

Luc RobijnsDirector

Accounts 443 days overdue2 of 6 deeds read

Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 729 days late; 2 of the last 3 lateFigures for financial year 2023 (filed 30-07-2026)Size: total assets €228,950Liquidity: current ratio 0.29, cash €2,547Two or more financial years not filedFiled more than 90 days lateShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: High

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Weak

Solvency 21+21

equity -4.2% of total assets

Liquidity 51+1

short-term debt 3.8% · cash 1.1%

Profitability 34+34

return on assets -1.6%

Bankruptcy probability, 12 months

13.6% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,164 companies, NACE 77, micro)

Last 24 months 11-2024: 12.4% 12-2024: 13.8%▲ +1.4 percentage points vs 11-2024 01-2025: 17.0%▲ +3.2 percentage points vs 12-2024 02-2025: 17.0%● unchanged vs 01-2025 03-2025: 17.4%▲ +0.4 percentage points vs 02-2025highest value 04-2025: 16.6%▼ -0.8 percentage points vs 03-2025 05-2025: 9.1%▼ -7.5 percentage points vs 04-2025 06-2025: 8.6%▼ -0.5 percentage points vs 05-2025 07-2025: 8.6%● unchanged vs 06-2025 08-2025: 10.9%▲ +2.3 percentage points vs 07-2025 09-2025: 10.7%▼ -0.2 percentage points vs 08-2025 10-2025: 12.2%▲ +1.5 percentage points vs 09-2025 11-2025: 12.2%● unchanged vs 10-2025 12-2025: 11.9%▼ -0.3 percentage points vs 11-2025 01-2026: 11.9%● unchanged vs 12-2025 02-2026: 11.9%● unchanged vs 01-2026 03-2026: 7.4%▼ -4.5 percentage points vs 02-2026lowest value 04-2026: 7.4%● unchanged vs 03-2026lowest value 05-2026: 7.4%● unchanged vs 04-2026lowest value 06-2026: 7.4%● unchanged vs 05-2026lowest value 07-2026: 7.4%● unchanged vs 06-2026lowest value 08-2026: 13.6%▲ +6.2 percentage points vs 07-2026 09-2026: 13.6%● unchanged vs 08-2026 10-2026: 13.6%● unchanged vs 09-2026

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

raises risk

2 financial years not filed after the legal deadline; latest accounts 729 days late; 2 of the last 3 late

NBB · filings

Figures for financial year 2023 (filed 30-07-2026)

NBB · annual accounts

Size: total assets €228,950

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.29, cash €2,547

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 6 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline17-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-07-2026, 729 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 6 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

729 days late

2022

31 days late

2021

30 days late

2020

30 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 176 days after the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-07-2026 Annual accounts filedfinancial year 2023 · micro…
07-07-2026 Resignation: Ryan Robijns (director)Appointment: Luc Robijns (director) ·…
25-02-2025 Resignation: Jan Robijns (director)Appointment: Ryan Robijns (director) ·…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 443 days late View
Risk: Negative equityfinancial year 2023: debts exceed assets -€9,687 View
Risk: 6 loss-making years in a rowloss financial year 2023 -€3,597 View
Caution: Board changedlatest change 07-07-2026 · 1 in office 1 joined · 1 left View
Caution: Among the weakest 18% on equitysector median €53,394 · 1,909 companies -€9,687 View