Toerisme Lommel
ActiveToerisme Lommel has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.24M and a net result of €425k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+95
Solvency84▼-16
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 3.28 in 2024), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
12%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
18192022232425
2018 to 2025 · latest year €2.2M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
231 d late
2023
57 d late
2022
423 d late
2021
120 d late
2020
25 d early
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.24M▲ 72.1%
2024 · €1.30M
2018: €1.95M
2019: €1.89M
2020: €1.74M
2022: €1.62M
2023: €1.57M
2024: €1.30M
2018 → 2025
Total assets
€3.53M▲ 112%
2024 · €1.67M
2018: €2.24M
2019: €1.99M
2020: €2.08M
2022: €1.84M
2023: €1.94M
2024: €1.67M
2018 → 2025
Net result
€425k
2024 · €-14k
2018: €-97k
2019: €192k
2020: €109k
2022: €154k
2023: €209k
2024: €-14k
2018 → 2025
Working capital
€428k▼ 48.2%
2024 · €825k
2018: €257k
2019: €312k
2020: €407k
2022: €720k
2023: €900k
2024: €825k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€1.74M-€1.62M▼ 6.9%€1.57M▼ 2.8%€1.30M▼ 17.1%€2.24M▲ 72.1%
Operating result€-136k-€-98k▲ 28.2%€-44k▲ 55.4%€-11k▲ 74.5%€413k
Net result€109k-€154k▲ 41.8%€209k▲ 35.7%€-14k€425k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €413k after a loss of €11k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.53M
Fixed assets
€1.82M▲ 278%
Current assets
€1.72M▲ 44.7%
Equity and liabilities €3.53M
Equity
€2.24M▲ 72.1%
Debt
€1.29M▲ 255%
The debt ratio rises from 21.8% to 36.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€607k▲
2024 · €195k
Cash flow
€620k▲
2024 · €193k
Solvency
63.5%▼
2024 · 78.2%
Current ratio
1.33▼
2024 · 3.28
Quick ratio
1.28▼
2024 · 3.09
Debt / equity
0.57▲
2024 · 0.28
ROE
18.9%▲
2024 · -1.0%
ROA
12.0%▲
2024 · -0.8%
Interest coverage
466.96▲
2024 · 77.96
Debt
€1.29M▲
2024 · €363k
Debt ≤ 1 year
€1.29M▲
2024 · €361k
Staff costs
€682k▲
2024 · €623k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.67M€3.53M▲
Fixed assets21/28€481k€1.82M▲
Intangible fixed assets21€2k€0▼
Tangible fixed assets22/27€472k€1.81M▲
Land and buildings22€447k€261k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€19k€17k▼
Assets under construction and advance payments27-€1.53M
Financial fixed assets28€6k€6k=
Current assets29/58€1.19M€1.72M▲
Stocks and contracts in progress3€70k€67k▼
Stocks30/36€70k€67k▼
Amounts receivable within one year40/41€76k€16k▼
Trade receivables40€68k€16k▼
Other amounts receivable41€7k€1▼
Cash at bank and in hand54/58€1.04M€1.63M▲
Deferred charges and accrued income490/1€810€881▲
Equity and liabilities
Total equity and liabilities10/49€1.67M€3.53M▲
Equity10/15€1.30M€2.24M▲
Contributions10/11€17k€17k=
Capital10€17k€17k=
Reserves13€4k€4k=
Profit (loss) carried forward14€914k€1.34M▲
Investment grants15€370k€884k▲
Amounts payable17/49€363k€1.29M▲
Amounts payable within one year42/48€361k€1.29M▲
Trade debts44€177k€1.08M▲
Suppliers440/4€177k€1.08M▲
Taxes, remuneration and social security45€72k€81k▲
Taxes450/3-€7k
Remuneration and social security454/9€72k€74k▲
Accrued charges and deferred income492/3€2k€84▼
Income statement
Code20242025
Remuneration, social security and pensions62€623k€682k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206k€195k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-12k€0▲
Other operating charges640/8€119k€16k▼
Gross operating margin9900€925k€1.31M▲
Operating profit (loss)9901€-11k€413k▲
Financial income75/76B€67€14k▲
Recurring financial income75€67€14k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-14k€425k▲
Profit (loss) for the period9904€-14k€425k▲
Profit (loss) for the period to be appropriated9905€-14k€425k▲
Appropriation of the result
Profit (loss) to be appropriated9906€914k€1.34M▲
Profit (loss) brought forward from the previous period14P€927k€914k▼
Social balance
Average headcount (FTE)908711.311.3=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 231 days late
2025
31-12
Financial
Back to profitnet €425k
Net result €425k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.24M ▲72.1%
Equity rises from €1.30M to €2.24M.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 57 days late
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 423 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.41
Current ratio from 2.18 to 4.41; short-term debt falls from €344k to €211k.
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 120 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
31-12
Financial
Back to profitnet €192k
Net result €192k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 143920 LommelGround area
353 m²
Parcel 72020C0591/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Toerisme Lommel VZW
since 20072.160.290.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0591/00L000 | Flanders | 353 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 1,844 companies in sector 79901 we hold annual accounts for 146. 48 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded19-09-1968
Fiscal year end31-12
Activities, NACEBEL
63303
79901Tourist information services
47792Retail sale of second-hand clothing
52502
55220
55300Accommodation
92724
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.