TOENDRA
ActiveTOENDRA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-8k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-29
Solvency67▼-31
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.46 against 2.88 in 2024), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
-12.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
61 d late
2023
30 d late
2022
25 d late
2021
23 d late
2020
47 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▼ 25.6%
2024 · €32k
2018: €-9k
2019: €5k
2020: €26k
2021: €27k
2022: €25k
2023: €30k
2024: €32k
2018 → 2025
Total assets
€64k▲ 16.3%
2024 · €55k
2018: €12k
2019: €14k
2020: €93k
2021: €77k
2022: €68k
2023: €61k
2024: €55k
2018 → 2025
Net result
€-8k
2024 · €2k
2018: €19k
2019: €14k
2020: €21k
2021: €980
2022: €-2k
2023: €5k
2024: €2k
2018 → 2025
Working capital
€17k▼ 40.7%
2024 · €29k
2018: €-11k
2019: €5k
2020: €-29k
2021: €7k
2022: €7k
2023: €24k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€25k▼ 6.6%€30k▲ 19.4%€32k▲ 6.2%€23k▼ 25.6%
Operating result€5k-€2k▼ 59.7%€12k▲ 507%€7k▼ 40.5%€-6k
Net result€980-€-2k€5k€2k▼ 61.6%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €7k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€9k▼ 11.9%
Current assets
€55k▲ 23.1%
Equity and liabilities €64k
Equity
€23k▼ 25.6%
Debt
€41k▲ 72.3%
The debt ratio rises from 42.8% to 63.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €10k
Cash flow
€-4k▼
2024 · €5k
Solvency
36.6%▼
2024 · 57.2%
Current ratio
1.46▼
2024 · 2.88
Quick ratio
1.46▼
2024 · 2.88
Debt / equity
1.73▲
2024 · 0.75
ROE
-34.4%▼
2024 · 5.9%
ROA
-12.6%▼
2024 · 3.4%
Interest coverage
-1.27▼
2024 · 4.86
Debt
€41k▲
2024 · €24k
Debt ≤ 1 year
€37k▲
2024 · €15k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€176▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€64k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€11k€9k▼
Land and buildings22-€616
Furniture and vehicles24€11k€9k▼
Current assets29/58€44k€55k▲
Amounts receivable within one year40/41€44k€54k▲
Trade receivables40€4k€8k▲
Other amounts receivable41€40k€46k▲
Deferred charges and accrued income490/1-€203
Equity and liabilities
Total equity and liabilities10/49€55k€64k▲
Equity10/15€32k€23k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14-€-8k
Amounts payable17/49€24k€41k▲
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€15k€37k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€4k€24k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€20k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€793€2k▲
Gross operating margin9900€11k€203▼
Operating profit (loss)9901€7k€-6k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€5k€-8k▼
Income taxes67/77€3k€176▼
Profit (loss) for the period9904€2k€-8k▼
Profit (loss) for the period to be appropriated9905€2k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84€-8k▼
Profit (loss) brought forward from the previous period14P€-2k-
Transfer to equity691/2€84-
To other reserves6921€84-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-8k ▼536%
Net result drops to €-8k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.33
Current ratio from 0.57 to 1.33; short-term debt falls from €68k to €23k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €21k ▲48.7%
Operating result €30k, net result €21k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 1.54
Current ratio from 0.49 to 1.54; short-term debt falls from €21k to €9k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 122320 HoogstratenGround area
1,172 m²
Building footprint
207 m²
Volume, LiDAR
844 m³
Parcel 13014C0026/00W000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Wigwam Design
since 20112.201.887.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014C0026/00W000 | Flanders | 1,172 m² | 1 · 207 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,589 companies in sector 47551 we hold annual accounts for 1,702. 943 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2011
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.