Financials
- Fiscal year
- 2026
- Total assets
- €95,045
- Loss
- -€13,428
- Solvency
- 82.7%
Total assets▼ 36.3%
Net result
20222026
Toels
ActiveSummary
Toels has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €78,559 and a net result of -€13,428. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 252 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€95,045total assets 2026
- Equity
- €78,559
- Loss
- -€13,428
Turnover not published (abridged schema)
Structure
Accounts 36 d early1 of 2 deeds read
Why 94- 1 change of registered office in 24 months- Loss of €13,428 (FY 2026)+ Liquidity: current ratio 5.58, cash €67,702+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2026
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Strong
Solvency
100=
equity 82.7% of total assets
Liquidity
95+1
short-term debt 17.3% · cash 71.2%
Profitability
1-57
return on assets -14.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 20 months
03-2025: < 0.1%
04-2025: < 0.1%▼ -8.3% vs 03-2025lowest value
05-2025: < 0.1%▲ +4.5% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: < 0.1%● 0.0% vs 06-2025
08-2025: < 0.1%▲ +13.0% vs 07-2025
09-2025: < 0.1%▲ +3.8% vs 08-2025
10-2025: < 0.1%▲ +7.4% vs 09-2025
11-2025: < 0.1%▼ -6.9% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▼ -7.4% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%● 0.0% vs 06-2026
08-2026: < 0.1%▲ +4.0% vs 07-2026
09-2026: < 0.1%▲ +73.1% vs 08-2026
10-2026: 0.1%▲ +73.3% vs 09-2026highest value
- Liquidity: current ratio 5.58, cash €67,702 lowers the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Loss of €13,428 (FY 2026) raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 5.58 against 4.86 in 2025; short-term debt: 17.3% and cash: 71.2% of total assets), and 17.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 85%, profitability 10%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-09-2026, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
36 d early
2025
32 d early
2024
36 d early
2023
34 d early
2022
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 25 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-03-2027 close31-10-2027 deadline
- Annual accounts filedfiscal year 2026 · micro…
- Registered officeRegistered-office move · Director in…
- Weakest financial yearnet -€13,428
Key points
By topic
Timeline
- Events
- 9
- Since
- 2022
- Next accounts
- by 31-10-2027
- 25-09-2026Annual accounts filed
- 14-08-2026Registered office
- 31-03-2026Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 22-03-2021
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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