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TOELPA

Active
Private limited company (pre-2019)founded 20187 years activeNijverheidstraat 2A, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0715.967.688
Summary

TOELPA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,690 and a net result of €119,279. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 12,456 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€980,367total assets 2025
Staff
7.2 FTE
Equity
€227,690
Profit
€119,279
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Largest shareholder
TOCOCO · 30%
Accounts 32 days early0 of 1 deed read
Why 68- Size: 7.2 FTE, total assets €980,367- Sector Retail trade (NACE 47)+ Figures for FY 2025 (filed 29-06-2026)+ Liquidity: current ratio 1.31, cash €153,196Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 48+4
equity 23.2% of total assets
Liquidity 28+3
short-term debt 76.3% · cash 15.6%
Profitability 84-3
return on assets 12.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● unchanged vs 11-2024 01-2025: 2.6%● unchanged vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025highest value 03-2025: 2.2%▼ -0.4 percentage points vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.4%▲ +0.2 percentage points vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▼ -0.7 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.7%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%▼ -0.7 percentage points vs 06-2026 08-2026: 0.9%▼ -0.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit up to €15,000 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.17 in 2024; short-term debt: 76.3% and cash: 15.6% of total assets), and 76.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 39% on solvency, 25% on liquidity, 78% on profitability and 73% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Size: 7.2 FTE, total assets €980,367
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 29-06-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.31, cash €153,196
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 days early
2024
9 days early
2023
29 days late
2022
31 days late
2021
19 days late
2020
1 day early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €200,000Eq €227,690 ▲20.8%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Total assets 20256 fiscal years filed €980,367 View
  • Active since 2018founded 18-12-2018 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€980,367
Profit
€119,279
Solvency
23.2%
Total assets▲ 1.0%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2020
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result since 2019
  2. 31-12-2024Equity above €150,000
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
18-12-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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