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ToDiscover

Active
Private limited company (pre-2019)founded 200818 yrs activeProvinciebaan(STA) 44, 8840 Staden, BelgiumKBO/BCE: BE 0806.300.622
Summary

ToDiscover has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€55,357). Equity is growing by ~9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-67.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-11-2025, 79 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
79 d early
2024
43 d early
2023
2 d early
2022
6 d late
2021
10 d early
2020
8 d late
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ToDiscover was incorporated on 11 September 2008.1 Total assets went from EUR 87,351 in 2019 to EUR 82,357 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€55,357=
2024 · -€55,357
Total assets
€82,357=
2024 · €82,357
Net result
€0▼ 100%
2023 · €47,206
Working capital
-€55,357=
2024 · -€55,357
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€571▲ 5.2%-€541▲ 5.2%-€5,527▼ 922%€0
Net result-€611▲ 1.7%-€541▲ 11.5%€47,206€0▼ 100%
Equity-€102,023▼ 0.6%-€102,564▼ 0.5%-€55,357▲ 46.0%-€55,357=-€55,357=
Total assets€87,361=€87,361=€82,367▼ 5.7%€82,357=€82,357=
Debt€189,384▲ 0.3%€189,924▲ 0.3%€137,724▼ 27.5%€137,714=€137,714=
Working capital-€49,290▼ 1.3%-€49,830▼ 1.1%-€55,357▼ 11.1%-€55,357=-€55,357=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: -€571-€571Net result 2021: -€611-€611Operating result 2022: -€541-€541Net result 2022: -€541-€541Operating result 2023: -€5,527-€5,527Net result 2023: €47,206€47,206Operating result 2024: €0€0Net result 2024: €0€020212022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€5,527-€5,530Net result 2023: €47,206€47,200Operating result 2024: €0€0Net result 2024: €0€0202320242025
The operating result is zero in 2024, compared with -€5,527 in 2023.
Key figures and ratios
2025 value · change against 2024
Solvency
-67.2%=
2024 · -67.2%
Current ratio
0.60=
2024 · 0.60
Debt to equity
-2.49=
2024 · -2.49
Debt ≤ 1 year
€137,714=
2024 · €137,714
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€82,357€82,357=
Current assets29/58€82,357€82,357=
Amounts receivable within one year40/41€82,357€82,357=
Other amounts receivable41€82,357€82,357=
Cash at bank and in hand54/58€0-
Equity and liabilities
Total equity and liabilities10/49€82,357€82,357=
Equity10/15-€55,357-€55,357=
Contributions10/11€36,000€36,000=
Reserves13€1,205€1,205=
Non-distributable reserves130/1€1,205€1,205=
Reserves not available under the articles1311€1,205€1,205=
Profit (loss) carried forward14-€92,562-€92,562=
Amounts payable17/49€137,714€137,714=
Amounts payable within one year42/48€137,714€137,714=
Other amounts payable47/48€137,714€137,714=
Income statement Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€0-
Gross operating margin9900€0-
Operating profit (loss)9901€0-
Financial income75/76B€0-
Recurring financial income75€0-
Profit (loss) for the period before taxes9903€0-
Profit (loss) for the period9904€0-
Profit (loss) for the period to be appropriated9905€0-
Appropriation of the result
Profit (loss) to be appropriated9906-€92,562-€92,562=
Profit (loss) brought forward from the previous period14P-€92,562-€92,562=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€4,994€0--
Other operating charges640/8-€193€185€0--
Gross operating margin9900-€348-€348-€348€0--
Operating profit (loss)9901-€571-€541-€5,527€0--
Financial income75/76B--€52,733€0--
Recurring financial income75--€52,733€0--
Recurring financial charges65€40-----
Profit (loss) for the period before taxes9903-€611-€541€47,206€0--
Profit (loss) for the period9904-€611-€541€47,206€0--
Profit (loss) for the period to be appropriated9905-€611-€541€47,206€0--
Line20212022202320242025Change
Assets
Total assets20/58€87,361€87,361€82,367€82,357€82,357=
Intangible fixed assets21-€0----
Current assets29/58€87,361€87,361€82,367€82,357€82,357=
Amounts receivable within one year40/41€87,351€87,351€82,357€82,357€82,357=
Other amounts receivable41-€87,351€82,357€82,357€82,357=
Cash at bank and in hand54/58€10€10€10€0--
Equity and liabilities
Total equity and liabilities10/49€87,361€87,361€82,367€82,357€82,357=
Equity10/15-€102,023-€102,564-€55,357-€55,357-€55,357=
Contributions10/11-€36,000€36,000€36,000€36,000=
Reserves13€1,205€1,205€1,205€1,205€1,205=
Non-distributable reserves130/1-€1,205€1,205€1,205€1,205=
Reserves not available under the articles1311--€1,205€1,205€1,205=
Other1319-€1,205----
Profit (loss) carried forward14-€139,228-€139,768-€92,562-€92,562-€92,562=
Amounts payable17/49€189,384€189,924€137,724€137,714€137,714=
Amounts payable within one year42/48€136,650€137,191€137,724€137,714€137,714=
Other amounts payable47/48-€137,191€137,724€137,714€137,714=
Accrued charges and deferred income492/3-€52,733€0---
Line20212022202320242025Change
Profit (loss) for the period9904-€611-€541€47,206€0--
Operating cash flow (approximation)-€611-€541€47,206€0--
Change in cash-€0€0-€10--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
13-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €47,206
Net result €47,206 after 3 loss-making years.
06-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
21-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 8 days late
2020
30-06
Financial Weakest financial yearnet -€622
Net result drops to -€622, the lowest in the series; recovery starts the following year.
2019
30-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
02-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 91 days late
2016
03-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,414 m²
Building footprint
107 m²
Volume, LiDAR
636 m³
Parcel 36020B0102/00A000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ToDiscover
Provinciebaan(STA) 44, 8840 StadenTravel agency activities
since 20082.173.685.767
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36020B0102/00A000 Flanders 1,414 m² 1 · 107 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2008
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.