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TODIMA

Active
Private limited companyfounded 20251 yr activeRue de la Grange 2, 1410 Waterloo, BelgiumKBO/BCE: BE 1020.258.272
Summary

The computed 12-month bankruptcy probability of TODIMA is 2.2% (moderate). The 2025 annual accounts show equity of €134,678 and a net result of -€145,322. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability9
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.3; short-term debt: 3.8% and cash: 0.8% of total assets), and 89% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TODIMA was incorporated on 21 February 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€134,678
Total assets
€1.2m
Net result
-€145,322
Working capital
-€32,368

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.2m
Fixed assets €1.2m
Current assets €13,578
Equity and liabilities €1.2m
Equity €134,678
Debt €1.1m
Debt finances 89.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,201
Cash flow
-€5,866
Current ratio
0.30
Debt to equity
8.06
ROE
-107.9%
ROA
-11.9%
Interest coverage
0.66
Debt ≤ 1 year
€45,946
Debt > 1 year
€1.0m

Peer companies

Historical observation

Of the 687 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 89% are still going.

  • Small
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
  • without age
4.9% went bankrupt
4.4% stopped otherwise
89% still going

A further 1.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€1.2m
Fixed assets21/28€1.2m
Tangible fixed assets22/27€1.2m
Land and buildings22€1.2m
Current assets29/58€13,578
Cash at bank and in hand54/58€9,168
Deferred charges and accrued income490/1€4,410
Equity and liabilities
Total equity and liabilities10/49€1.2m
Equity10/15€134,678
Contributions10/11€280,000
Profit (loss) carried forward14-€145,322
Amounts payable17/49€1.1m
Amounts payable after more than one year17€1.0m
Financial debts170/4€807,235
Other amounts payable178/9€232,857
Amounts payable within one year42/48€45,946
Current portion of amounts payable after more than one year42€42,765
Trade debts44€3,181
Suppliers440/4€3,181
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139,457
Other operating charges640/8€2,869
Gross operating margin9900€14,070
Operating profit (loss)9901-€128,255
Financial charges65/66B€17,067
Recurring financial charges65€17,067
Profit (loss) for the period before taxes9903-€145,322
Profit (loss) for the period9904-€145,322
Profit (loss) for the period to be appropriated9905-€145,322
Appropriation of the result
Profit (loss) to be appropriated9906-€145,322

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139,457
Other operating charges640/8€2,869
Gross operating margin9900€14,070
Operating profit (loss)9901-€128,255
Financial charges65/66B€17,067
Recurring financial charges65€17,067
Profit (loss) for the period before taxes9903-€145,322
Profit (loss) for the period9904-€145,322
Profit (loss) for the period to be appropriated9905-€145,322
Line2025
Assets
Total assets20/58€1.2m
Fixed assets21/28€1.2m
Tangible fixed assets22/27€1.2m
Land and buildings22€1.2m
Current assets29/58€13,578
Cash at bank and in hand54/58€9,168
Deferred charges and accrued income490/1€4,410
Equity and liabilities
Total equity and liabilities10/49€1.2m
Equity10/15€134,678
Contributions10/11€280,000
Profit (loss) carried forward14-€145,322
Amounts payable17/49€1.1m
Amounts payable after more than one year17€1.0m
Financial debts170/4€807,235
Other amounts payable178/9€232,857
Amounts payable within one year42/48€45,946
Current portion of amounts payable after more than one year42€42,765
Trade debts44€3,181
Suppliers440/4€3,181
Line2025
Profit (loss) for the period9904-€145,322
+ Depreciation and write-downs630€139,457
Operating cash flow (approximation)-€5,866

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo
exact location from the address register On OpenStreetMap
Ground area
659 m²
Building footprint
158 m²
Volume, LiDAR
808 m³
Parcel 25764O0231/00_000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25764O0231/00_000 Wallonia 659 m² 1 · 158 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded21-02-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020258272
Registered 10-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.