TODICA
ActiveThe computed 12-month bankruptcy probability of TODICA is 1.5% (moderate). The 2025 annual accounts show equity of €21k and a net result of €27k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 4422 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-5
Solvency34▼-14
Growth62▼-16
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.17 in 2024; short-term debt: 67.3% and cash: 13.6% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
11.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4422 sector peers (2025).
NBB · sector comparisonPosition among 4422 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-01-2026, 111 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
111 d early
2024
135 d early
2023
8 d early
2022
37 d early
2021
31 d early
2020
35 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.25M▼ 6.4%
2024 · €1.34M
2018: €608k
2019: €689k
2020: €705k
2021: €620k
2022: €940k
2023: €1.20M
2024: €1.34M
2018 → 2025
EBIT margin
2.9%▼ 2.0pp
2024 · 4.9%
2018: 2.2%
2019: 1.9%
2020: 2.1%
2021: 2.9%
2022: 2.7%
2023: 5.3%
2024: 4.9%
2018 → 2025
Net result
€27k▼ 40.1%
2024 · €45k
2018: €5k
2019: €10k
2020: €11k
2021: €13k
2022: €15k
2023: €49k
2024: €45k
2018 → 2025
Working capital
€-16k
2024 · €32k
2018: €37k
2019: €32k
2020: €25k
2021: €49k
2022: €62k
2023: €101k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€620k-€940k▲ 51.6%€1.20M▲ 27.9%€1.34M▲ 11.3%€1.25M▼ 6.4%
Equity€81k-€96k▲ 18.3%€145k▲ 51.0%€69k▼ 52.1%€21k▼ 69.5%
Operating result€18k-€26k▲ 45.2%€64k▲ 146%€66k▲ 3.6%€37k▼ 44.5%
Net result€13k-€15k▲ 15.4%€49k▲ 230%€45k▼ 8.9%€27k▼ 40.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€93k▲ 14.3%
Current assets
€143k▼ 34.9%
Equity and liabilities €236k
Equity
€21k▼ 69.5%
Debt
€215k▼ 7.4%
The debt ratio rises from 76.9% to 91.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €93k
Cash flow
€60k▼
2024 · €72k
Solvency
9.0%▼
2024 · 23.1%
Current ratio
0.90▼
2024 · 1.17
Quick ratio
0.90▼
2024 · 1.17
Debt / equity
10.15▲
2024 · 3.34
ROE
126.2%▲
2024 · 64.2%
ROA
11.3%▼
2024 · 14.8%
Interest coverage
23.00▲
2024 · 21.53
Debt
€215k▼
2024 · €232k
Debt ≤ 1 year
€159k▼
2024 · €189k
Debt > 1 year
€56k▲
2024 · €43k
Income taxes
€8k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€301k€236k▼
Fixed assets21/28€81k€93k▲
Tangible fixed assets22/27€81k€90k▲
Plant, machinery and equipment23€2k€709▼
Furniture and vehicles24€79k€89k▲
Financial fixed assets28-€3k
Current assets29/58€220k€143k▼
Amounts receivable within one year40/41€81k€111k▲
Trade receivables40€43k€77k▲
Other amounts receivable41€38k€35k▼
Cash at bank and in hand54/58€137k€32k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€301k€236k▼
Equity10/15€69k€21k▼
Contributions10/11€6k€6k=
Reserves13€11k€11k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€52k€4k▼
Amounts payable17/49€232k€215k▼
Amounts payable after more than one year17€43k€56k▲
Financial debts170/4€43k€56k▲
Amounts payable within one year42/48€189k€159k▼
Current portion of amounts payable after more than one year42€17k€25k▲
Trade debts44€35k€46k▲
Suppliers440/4€35k€46k▲
Taxes, remuneration and social security45€53k€35k▼
Taxes450/3€53k€31k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€84k€53k▼
Income statement
Code20242025
Turnover70€1.34M€1.25M▼
Non-recurring operating income76A€6k€620▼
Goods, raw materials, services and sundry goods60/61€1.24M€1.18M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€34k▲
Other operating charges640/8-€507
Non-recurring operating charges66A€8k€620▼
Gross operating margin9900€101k€71k▼
Operating profit (loss)9901€66k€37k▼
Financial income75/76B€115€1k▲
Recurring financial income75€115€1k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€62k€35k▼
Income taxes67/77€17k€8k▼
Profit (loss) for the period9904€45k€27k▼
Profit (loss) for the period to be appropriated9905€45k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€172k€79k▼
Profit (loss) brought forward from the previous period14P€128k€52k▼
Profit to be distributed694/7€120k€75k▼
Return on contributions (dividend)694€120k€75k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €49k ▲230%
Net result €49k, the highest in the series.
30-09
Financial
Equity above €100kEq €145k ▲51%
6 profitable years in a row build equity to €145k.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 814A1070 AnderlechtGround area
2,640 m²
Building footprint
1,480 m²
Volume, LiDAR
51,831 m³
Parcel 21306C0130/00E000, Brussels · tallest building 47.3 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Todica
since 20122.214.516.532
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0130/00E000 | Brussels | 2,640 m² | 1 · 1,480 m² | 47.3 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S&N CLEANING FOOD
BE 0780.372.027
Menen · Eq €21k
EDN Group
BE 0727.448.530
Jodoigne · Eq €21k
NETO CLEAN
BE 0789.720.946
Anderlecht · Eq €21k
SOFIA EVENT'S
BE 0798.490.637
Ternat · Eq €21k
B&V PROJECTS
BE 0747.787.549
Sint-Truiden · Eq €21k
Of 1,705 companies in sector 81230 we hold annual accounts for 472. 308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2012
Fiscal year end30-09
Activities, NACEBEL
81230Other cleaning activities
43120Site preparation
43341Painting of buildings
43343Specialised construction activities
43350Other building finishing work
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.