TODELO
ActiveThe computed 12-month bankruptcy probability of TODELO is 3.5% (moderate). The 2024 annual accounts show negative equity (€-17k) and a net result of €-16k. Equity is shrinking by ~68.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 4360 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
7
/ 100
Critical▼ -15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency41▼-8
Growth32=
Stability100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 1.19 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-51.4%
Return on assets
-47.6%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
61 d late
2022
59 d late
2021
57 d late
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-17k▼ 1,235%
2023 · €-1k
2020: €9k
2021: €11k
2022: €5k
2023: €-1k
2020 → 2024
Total assets
€34k▼ 7.1%
2023 · €36k
2020: €42k
2021: €57k
2022: €43k
2023: €36k
2020 → 2024
Net result
€-16k▼ 141%
2023 · €-7k
2020: €4k
2021: €1k
2022: €-5k
2023: €-7k
2020 → 2024
Working capital
€-6k
2023 · €5k
2020: €19k
2021: €15k
2022: €11k
2023: €5k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€11k▲ 14.4%€5k▼ 48.9%€-1k€-17k▼ 1,235%
Operating result€5k-€3k▼ 32.9%€-3k€-5k▼ 65.5%€-14k▼ 177%
Net result€4k-€1k▼ 68.4%€-5k€-7k▼ 29.9%€-16k▼ 141%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2024 against €5k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €34k
Fixed assets
€2k▼ 45.5%
Current assets
€32k▼ 3.8%
Key figures and ratios
EBITDA
€-13k▼
2023 · €-4k
Cash flow
€-15k▼
2023 · €-5k
Solvency
-51.4%▼
2023 · -3.6%
Current ratio
0.84▼
2023 · 1.19
Quick ratio
0.39▼
2023 · 0.50
Debt / equity
-2.95▲
2023 · -28.94
ROE
92.5%▼
2023 · 512.9%
ROA
-47.6%▼
2023 · -18.4%
Interest coverage
-7.78▼
2023 · -2.33
Debt
€51k▲
2023 · €38k
Debt ≤ 1 year
€38k▲
2023 · €28k
Debt > 1 year
€13k▲
2023 · €9k
Income taxes
€238▲
2023 · €225
Staff costs
€24k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€36k€34k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€453-
Current assets29/58€33k€32k▼
Stocks and contracts in progress3€20k€18k▼
Stocks30/36€20k€18k▼
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40-€5k
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€36k€34k▼
Equity10/15€-1k€-17k▼
Contributions10/11€5k€5k=
Reserves13€275€275=
Non-distributable reserves130/1€275€275=
Reserves not available under the articles1311€275€275=
Profit (loss) carried forward14€-7k€-23k▼
Amounts payable17/49€38k€51k▲
Amounts payable after more than one year17€9k€13k▲
Financial debts170/4€9k€13k▲
Amounts payable within one year42/48€28k€38k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€9k€14k▲
Suppliers440/4€9k€14k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€432€1k▲
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€3k€10k▲
Income statement
Code20232024
Remuneration, social security and pensions62€23k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€132€75▼
Gross operating margin9900€20k€11k▼
Operating profit (loss)9901€-5k€-14k▼
Financial income75/76B€293€47▼
Recurring financial income75€293€47▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-6k€-16k▼
Income taxes67/77€225€238▲
Profit (loss) for the period9904€-7k€-16k▼
Profit (loss) for the period to be appropriated9905€-7k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-23k▼
Profit (loss) brought forward from the previous period14P-€-7k
Transfer from equity791/2€97-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamsebaan 743190 BoortmeerbeekGround area
1,328 m²
Building footprint
232 m²
Volume, LiDAR
1,019 m³
Parcel 24014A0090/00G002, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TODELO
since 20192.294.817.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014A0090/00G002 | Flanders | 1,328 m² | 1 · 232 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAYBI SERVICES
BE 0730.620.331
Schaarbeek · Eq €5k
AZ SAM AUTO
BE 0764.721.274
Sint-Joost-ten-Node · Eq €5k
PHONE-FXR
BE 0804.531.955
Aalst · Eq €5k
Peter Geens Informaticabegeleiding
BE 0809.368.790
Rumst · Eq €5k
FALC SOLUTIONS
BE 0791.870.683
Theux · Eq €5k
Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2019
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
74201Photography, excluding press photography
47430Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.todelo.be
E-mail:tom@todelo.be