Toda Consult
ActiveToda Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €385k and a net result of €123k. Equity is growing by ~47.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 25.04 against 10.01 in 2024; short-term debt: 3.9% and cash: 37.2% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
30.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-12-2025, 143 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
143 d early
2024
64 d early
2023
118 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€385k▲ 46.2%
2024 · €263k
2023: €135k
2024: €263k
2023 → 2025
Total assets
€400k▲ 37.4%
2024 · €291k
2023: €166k
2024: €291k
2023 → 2025
Net result
€123k▼ 4.0%
2024 · €128k
2023: €134k
2024: €128k
2023 → 2025
Working capital
€373k▲ 47.3%
2024 · €253k
2023: €126k
2024: €253k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€135k-€263k▲ 95.0%€385k▲ 46.2%
Operating result€190k-€181k▼ 4.7%€154k▼ 14.6%
Net result€134k-€128k▼ 4.0%€123k▼ 4.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€12k▲ 19.2%
Current assets
€388k▲ 38.1%
Equity and liabilities €400k
Equity
€385k▲ 46.2%
Debt
€15k▼ 44.8%
The debt ratio falls from 9.6% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159k▼
2024 · €184k
Cash flow
€128k▼
2024 · €132k
Solvency
96.1%▲
2024 · 90.4%
Current ratio
25.04▲
2024 · 10.01
Quick ratio
25.04▲
2024 · 10.01
Debt / equity
0.04▼
2024 · 0.11
ROE
32.0%▼
2024 · 48.7%
ROA
30.8%▼
2024 · 44.0%
Interest coverage
761.17▼
2024 · 1557.09
Debt
€15k▼
2024 · €28k
Debt ≤ 1 year
€15k▼
2024 · €28k
Income taxes
€37k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€400k▲
Fixed assets21/28€10k€12k▲
Intangible fixed assets21€138€88▼
Tangible fixed assets22/27€10k€10k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€8k€9k▲
Financial fixed assets28-€2k
Current assets29/58€281k€388k▲
Amounts receivable within one year40/41€98k€96k▼
Trade receivables40€62k€46k▼
Other amounts receivable41€36k€51k▲
Current investments50/53€135k€135k=
Cash at bank and in hand54/58€45k€149k▲
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€291k€400k▲
Equity10/15€263k€385k▲
Contributions10/11€3k€3k=
Reserves13€260k€382k▲
Distributable reserves133€260k€382k▲
Amounts payable17/49€28k€15k▼
Amounts payable within one year42/48€28k€15k▼
Trade debts44€743€3k▲
Suppliers440/4€743€3k▲
Taxes, remuneration and social security45€27k€12k▼
Taxes450/3€25k€12k▼
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€141€144▲
Non-recurring operating charges66A€798€384▼
Gross operating margin9900€185k€159k▼
Operating profit (loss)9901€181k€154k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€118€208▲
Recurring financial charges65€118€208▲
Profit (loss) for the period before taxes9903€182k€160k▼
Income taxes67/77€54k€37k▼
Profit (loss) for the period9904€128k€123k▼
Profit (loss) for the period to be appropriated9905€128k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€123k▼
Transfer to equity691/2€128k€122k▼
To other reserves6921€128k€122k▼
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Weakest financial yearnet €123k ▼4%
Net result drops to €123k, the lowest in the series.
30-09
Financial
Liquidity triplescurrent ratio 25.04
Current ratio from 10.01 to 25.04; short-term debt falls from €28k to €15k.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €263k ▲95%
2 profitable years in a row build equity to €263k.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrouwstraat 549970 KaprijkeGround area
2,064 m²
Building footprint
276 m²
Volume, LiDAR
1,397 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Toda Consult
since 20222.333.231.070
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009C1581/00R000 | Flanders | 1,085 m² | 1 · 191 m² | 7.8 m · 2 fl. |
| 43007C0660/00B000 | Flanders | 980 m² | 1 · 85 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEF SERVICES
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BETTER CP CONSULTANCY
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Grobbendonk · Eq €385k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 12,981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2022
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.