Turnover
≈ €200,000 estimated
The micro format states no turnover.
TOCO
Overview
Lifetime
1 annual account with figurespeak €67,460 (2025)
€67,460
peak €49,812 (2025)
€49,812
peak €51,812 (2025)
€51,812
€29,580
Board1 name since 2025
1 directorCORNELIS Toon Joost Ann Peter
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Incorporation 05-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 72% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.6%
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.8 percentage points vs 07-2026lowest value
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Liquidity: current ratio 2.52, cash €48,017
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Equity €51,812 (63.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 59% of them on solvency, 71% on liquidity and 85% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as TOCO has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of TOCO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for TOCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.52, above the usual 1.5. Short-term debt is 36.3% and cash 59% of total assets. 36.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €2,000, 100 shares · Founder: CORNELIS Toon Joost Ann Peter (comparant) · Appointment: CORNELIS Toon Joost Ann Peter (director) · published on 05-02-2025 · Gazette deed
First establishment
Mechelsesteenweg 163, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOCO Antwerp | €81,392 | €67,460 | 63.7% | - |
| RBCore Solutions Antwerp | €79,205 | €68,375 | 71.6% | - |
| T.O.M. Projects Oud-Turnhout | €93,065 | €74,900 | 84.1% | - |
| Klare Blik Antwerp | €99,379 | €73,747 | 66.1% | - |
| SOLSTICE ENGINEERING Heist-op-den-Berg | €71,199 | €56,594 | 71.6% | - |
| R2OST Grimbergen | €73,938 | €67,485 | 76.9% | - |
| DEVACTO Roosdaal | €75,368 | €64,759 | 74.7% | - |
These companies have the same main activity as TOCO: other information service activities (NACE 63920). They are comparable in size and age: total assets between €71,200 and €99,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 03-02-2025Normal situation
- Registered office
- 13 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other information service activitiesNACE 63920and 3 others
- Establishment unit
- 2.369.929.2392018 Antwerp, since 03-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €67,460
- €49,812
- €51,812
- €81,392
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on TOCO
TOCO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,812 and a net result of €49,812.
Its solvency ranks better than 58% of 2,301 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-07-2026, on the day of the deadline€67,460
€66,592
€49,812
€45,070
63.7%
2.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €130,000 and €350,000.
Balance sheet
balance sheet total €81,392 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
63.7%
Higher than 58% of 2,301 companies in 2025.
2.52
Higher than 55% of 2,198 companies in 2025.
61.2%
Higher than 92% of 2,232 companies in 2025.
TOCO
Middle half of the sector
80% of the sector
Micro accounts in computing infrastructure and information services (NACE 63)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
81,392 | |
21/28 |
6,742 | |
22/27 |
6,742 | |
23 |
782 | |
24 |
1,095 | |
26 |
4,865 | |
29/58 |
74,650 | |
40/41 |
26,133 | |
40 |
26,133 | |
54/58 |
48,017 | |
490/1 |
500 | |
| Balance sheet: equity and liabilities | ||
10/49 |
81,392 | |
10/15 |
51,812 | |
10/11 |
2,000 | |
14 |
49,812 | |
17/49 |
29,580 | |
42/48 |
29,580 | |
44 |
384 | |
440/4 |
384 | |
45 |
22,702 | |
450/3 |
22,702 | |
47/48 |
6,495 | |
| Income statement | ||
9900 |
67,460 | |
630 |
757 | |
640/8 |
111 | |
9901 |
66,592 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
1,878 | |
65 |
1,878 | |
9903 |
64,714 | |
67/77 |
14,902 | |
9904 |
49,812 | |
9905 |
49,812 | |
| Appropriation of the result | ||
9906 |
49,812 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00370376 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 67,349 | ||
| 50,569 | ||
| 7,500 | ||
| 45,070 | ||
| 63.7% | ||
| 2.52 | ||
| 0.57 | ||
| 96.1% | ||
| 61.2% | ||
| 35.87 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €7,500 |
| €757 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on TOCO
Debt's share of the balance-sheet total is 36.3%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 05-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 31-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 05-02-2025
Mandates through the years
1 name, the dashed line is todayCORNELIS Toon Joost Ann Peter
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CORNELIS Toon Joost Ann Peter
- Director (not named in the articles), appointed by deed of 05-02-2025, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €518 in 2025
- Source
- deed of 05-02-2025
Articles of association
deed of 05-02-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Register van aandelen op naam met WVV-vermeldingen, vruchtgebruiker oefent alle verbonden rechten uit,tenzij statuten,testament of…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 16:00
Shareholders
At incorporation
deed of 05-02-2025 ↗
- CORNELIS Toon Joost Ann Peter 100 shares (100%) · €2,000
Network & group
No group
TOCO has no parent and no holdings in its annual accounts. CORNELIS Toon Joost Ann Peter is the only director. TOCO shares no director with another company.
At the same address
Mechelsesteenweg 163, 2018 Antwerp · 12 other companies| GOUTROUX CONSTRUCTION
registered office since 28-03-2018 · founded in 2018 · negative equity (2024) · accounts filed late |
total assets €3.6m (2024) 0693.696.092 |
| GOUTROUX LAND
registered office since 21-12-2017 · founded in 2017 |
total assets €3.5m (2024) 0686.695.662 |
| Zimmo Management
registered office since 19-09-2019 · founded in 2019 |
total assets €832,411 (2025) 0734.669.981 |
| LaTerra
registered office since 11-04-2015 · founded in 2015 |
total assets €158,983 (2025) 0628.522.683 |
| IMMO 163
registered office since 17-01-2001 · founded in 2000 |
total assets €84,821 (2025) 0473.168.176 |
| Goutroux Holding
registered office since 27-09-2017 · founded in 2017 · negative equity (2024) · accounts filed late |
total assets €71,088 (2024) 0681.826.757 |
| Il Tempios
registered office since 20-01-2015 · founded in 2015 · negative equity (2025) |
total assets €70,688 (2025) 0568.675.267 |
| Oak & Iron
registered office since 28-05-2026 |
founded in 2026 1038.422.018 |
| Van Pelt, Heleen (sole trader)
establishment since 01-10-2025 |
founded in 2025 1027.060.744 |
| Reh, Ruth (sole trader)
establishment since 01-04-2025 |
founded in 2025 1022.723.656 |
Timeline
Timeline
3 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · on the deadline day
2025
IncorporationFounding capital of €2,000, 100 shares · Founder: CORNELIS Toon Joost Ann Peter (comparant) · Appointment: CORNELIS Toon Joost Ann Peter (director) · published on 05-02-20254 points ▸
- Founder, CORNELIS Toon Joost Ann Peter (comparant)
- Founding capital, €2,000, 100 shares
- Registered office clause, Mechelsesteenweg 163/801, 2018 Antwerpen
- Director appointment, CORNELIS Toon Joost Ann Peter (director (not named in the articles))
- The deed holds 3 more points.
First establishment Mechelsesteenweg 163, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1019.518.894
- VAT number
- BE 1019.518.894
- Peppol ID
- 0208:1019518894
- Other Peppol ID
- 9925:BE1019518894
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 16:00deed of 05-02-2025 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TOCO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-02-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 05-02-2025 (in Dutch)
Activities
NACEBEL 202563920
Other information service activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van advies en diensten, begeleiding, bijstand en leiding aan vennootschappen, ondernemingen, instellingen en privépersonen…”deed of 05-02-2025 (in Dutch)
8 activities
- Het verlenen van advies en diensten, begeleiding, bijstand en leiding aan vennootschappen, ondernemingen, instellingen en privépersonen, voornamelijk doch niet uitsluitend op het vlak van het algemeen beleid, het marketingbeleid, het productie-, logistiek- en ontwikkelingsbeleid, het technisch beleid, het promotie-en verkoopbeleid, het financieel-administratief- en personeelsbeleid. Het verrichten van studiewerk terzake en het verlenen van alle diensten.
- Het besturen van vennootschappen en ondernemingen in ruimste zin.
- Consultancy en dienstverlening inzake algemeen, commercieel, strategisch, financieel en administratief management, technisch management, productmanagement, PR, publiciteit en marketing, management, bedrijfsvoering en beheer.
- Projectmanagement en totaalbegeleiding voor voormelde activiteiten evenals alle ondersteunende en aanverwante dienstverlening; concept-analyse en probleemoplossing voor diverse toepassingen;
- Het oprichten van gebouwen of laten oprichten van gebouwen, het verwerven, beheren, exploiteren, huren en verhuren, vervreemden van onroerende zaken en/of zakelijke rechten op onroerende goederen, hetzij voor eigen rekening hetzij voor rekening van derden in de ruimste zin van het woord.
- Het geven van surf- en kitelessen alsook het zelf uitoefenen van deze sport en het promoten van de sport.
- Het beheer en de uitbouw en uitbreiding van haar patrimonium, bestaande uit roerende en onroerende goederen en rechten in de ruimste zin. Dit omvat: *alle verrichtingen en rechtshandelingen met betrekking tot onroerende goederen en - rechten in de ruimste zin, zoals het (ver)bouwen, inrichten, het verwerven, vervreemden, het (ver)huren, het beheren, uitbaten, valoriseren en ordenen van alle onroerende goederen, leasing inbegrepen. *Alle verrichtingen en rechtshandelingen met betrekking tot roerende goederen en - rechten in de ruimste zin, zoals het verwerven, vervreemden, het uitbaten, (ver)huren, en in het bijzonder het beheren en valoriseren van aandelen, obligaties, participatiebewijzen en andere waardepapieren.
- Belangen nemen in alle vennootschappen of ondernemingen (ongeacht hun activiteiten) onder welke vorm ook (aandelen, al dan niet converteerbare obligaties en andere) en op welke wijze ook (inbreng, inschrijving, opslorping, fusie en andere) en deze beheren. De vennootschap mag (hypothecaire ) waarborgen verlenen voor derden en zich voor derden borg stellen in het algemeen. De vennootschap mag investeringen en beleggingen uitvoeren (zoals onder meer de aankoop, het beheer, het verhuren en het oprichten van roerende en onroerende goederen), met het oog op het verlonen van haar bestuurders in geld of natura. Zij mag alle roerende en onroerende, handels financiële en nijverheidshandelingen verrichten, die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Mechelsesteenweg 163 registered office 2018 Antwerp | 03-02-2025 | 2.369.929.239 |
Buildings and parcels at the address
- Ground area
- 1,017 m²
- Buildings
- 356 m²
- Volume, LiDAR
- 9,366 m³
- Tallest building
- 30.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11806F1396/00L000 | 1,017 m² | 1 · 356 m² | 30.0 m · 9 |