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TOCK MENUISERIE

Active
Private limited companyfounded 20205 yrs activeImpasse Collard 12, 4100 Seraing, BelgiumKBO/BCE: BE 0759.932.642
Summary

TOCK MENUISERIE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,634 and a net result of €5,416. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€60,717total assets 2025
Equity
€23,634
Profit
€5,416
Turnover not published (abridged schema)
Financial health
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 29 d early0 of 1 deed read
Why 71- Size: total assets €60,717- Founded in 2020+ Liquidity: current ratio 0.70, cash €21,840+ Figures for FY 2025 (filed 02-07-2026)Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 59% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 64+5
equity 38.9% of total assets
Liquidity 63+7
short-term debt 61.1% · cash 36.0%
Profitability 80-4
return on assets 8.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 10 months 01-2026: 0.7% 02-2026: 0.7%▼ -2.4% vs 01-2026 03-2026: 0.7%▲ +1.7% vs 02-2026 04-2026: 0.8%▲ +10.1% vs 03-2026 05-2026: 0.9%▲ +7.5% vs 04-2026 06-2026: 0.9%▲ +2.9% vs 05-2026 07-2026: 0.9%▲ +3.1% vs 06-2026highest value 08-2026: 0.6%▼ -33.4% vs 07-2026lowest value 09-2026: 0.6%● 0.0% vs 08-2026lowest value 10-2026: 0.6%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 0.70, cash €21,840 lowers the probability
  • Size: total assets €60,717 raises the probability for this profile
  • Founded in 2020 raises the probability for this profile
  • Figures for FY 2025 (filed 02-07-2026) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.64 in 2024; short-term debt: 61.1% and cash: 36% of total assets), and 61.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 41%, liquidity 61%, profitability 60%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 0.70, cash €21,840
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €60,717
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 02-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
29 d early
2024
36 d early
2023
34 d early
2022
27 d early
2021
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €6,507

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20255 fiscal years filed €60,717 View
  • Active since 2020founded 17-12-2020 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€60,717
Profit
€5,416
Solvency
38.9%
Total assets▲ 12.5%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 02-07-2026Annual accounts filed
  2. 25-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
17-12-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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