TOCK GROUP
ActiveTOCK GROUP has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €43k. Equity is growing by ~80.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+4
Solvency45▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.23 in 2024; short-term debt: 26.7% and cash: 0.3% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
9.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 98.1%
2024 · €43k
2023: €16k
2024: €43k
2023 → 2025
Total assets
€437k▲ 7.5%
2024 · €407k
2023: €273k
2024: €407k
2023 → 2025
Net result
€43k▲ 56.0%
2024 · €27k
2023: €14k
2024: €27k
2023 → 2025
Working capital
€-55k▲ 33.3%
2024 · €-82k
2023: €-61k
2024: €-82k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€43k▲ 169%€86k▲ 98.1%
Operating result€21k-€43k▲ 102%€65k▲ 49.1%
Net result€14k-€27k▲ 93.5%€43k▲ 56.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437k
Fixed assets
€375k▼ 2.0%
Current assets
€62k▲ 159%
Equity and liabilities €437k
Equity
€86k▲ 98.1%
Debt
€351k▼ 3.4%
The debt ratio falls from 89.3% to 80.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▲
2024 · €65k
Cash flow
€67k▲
2024 · €48k
Solvency
19.7%▲
2024 · 10.7%
Current ratio
0.53▲
2024 · 0.23
Quick ratio
0.53▲
2024 · 0.23
Debt / equity
4.08▼
2024 · 8.36
ROE
49.5%▼
2024 · 62.9%
ROA
9.8%▲
2024 · 6.7%
Interest coverage
13.24▲
2024 · 9.04
Debt
€351k▼
2024 · €363k
Debt ≤ 1 year
€117k▲
2024 · €106k
Debt > 1 year
€234k▼
2024 · €257k
Income taxes
€16k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€407k€437k▲
Fixed assets21/28€383k€375k▼
Tangible fixed assets22/27€383k€375k▼
Land and buildings22€249k€242k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€10k€12k▲
Other tangible fixed assets26€121k€120k▼
Current assets29/58€24k€62k▲
Amounts receivable within one year40/41€13k€59k▲
Trade receivables40-€8k
Other amounts receivable41€13k€51k▲
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€9k€1k▼
Equity and liabilities
Total equity and liabilities10/49€407k€437k▲
Equity10/15€43k€86k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€41k€84k▲
Non-distributable reserves130/1€200€200=
Legal reserve130€200€200=
Distributable reserves133€41k€84k▲
Profit (loss) carried forward14€64€96▲
Amounts payable17/49€363k€351k▼
Amounts payable after more than one year17€257k€234k▼
Financial debts170/4€257k€234k▼
Amounts payable within one year42/48€106k€117k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€18k€31k▲
Taxes450/3€11k€23k▲
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€63k€58k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€25k▲
Other operating charges640/8€563€4k▲
Gross operating margin9900€65k€93k▲
Operating profit (loss)9901€43k€65k▲
Financial income75/76B-€158
Recurring financial income75-€158
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€36k€58k▲
Income taxes67/77€9k€16k▲
Profit (loss) for the period9904€27k€43k▲
Profit (loss) for the period to be appropriated9905€27k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€43k▲
Profit (loss) brought forward from the previous period14P€29€64▲
Transfer to equity691/2€27k€43k▲
To other reserves6921€27k€43k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-06
Financial
Highest result since 2023net €43k ▲56%
Operating result €65k, net result €43k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Loges 406150 AnderluesGround area
703 m²
Building footprint
107 m²
Volume, LiDAR
496 m³
Parcel 56302E0471/00F000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOCK GROUP
since 20222.345.689.434
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302E0471/00F000 | Wallonia | 703 m² | 1 · 107 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyTOCK GROUPBE 0792.184.350
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2022
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
55209Other holiday and short-stay accommodation
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.