Financials
- Fiscal year
- 2025
- Total assets
- €3.3m
- Profit
- €38,150
- Solvency
- 27.0%
Total assets▲ 27.8%
Net result
20182025
TOBY VINS ALCOOLS SA
ActiveSummary
TOBY VINS ALCOOLS SA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €899,026 and a net result of €38,150. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 30% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Wholesale of wines and spirits
NACE 46341Retail sale of wines and spirits NACE 47251
#9 employer in Oupeye, Wholesale and retail trade sector3 sites
Size
€3.3mtotal assets 2025
- Staff
- 15.5 FTE
- Equity
- €899,026
- Profit
- €38,150
Structure
- Parent
- TOBY INVEST · 99.67%
Accounts filed 49 d late0 of 3 deeds read
Why 70- Latest accounts 49 days late; 2 of the last 3 late- Liquidity: current ratio 1.28, cash €175,100+ Founded in 2008+ Figures for FY 2025 (filed 18-09-2026)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 36% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
52-6
equity 27.0% of total assets
Liquidity
21-4
short-term debt 66.8% · cash 5.3%
Profitability
59+17
return on assets 1.1%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 0.7%
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▼ -0.6% vs 12-2025
02-2026: 0.7%▲ +1.7% vs 01-2026
03-2026: 0.8%▲ +14.2% vs 02-2026
04-2026: 0.8%▲ +1.2% vs 03-2026
05-2026: 0.8%▲ +0.3% vs 04-2026
06-2026: 0.8%▲ +3.1% vs 05-2026
07-2026: 0.9%▲ +10.4% vs 06-2026
08-2026: 1.6%▲ +79.6% vs 07-2026
09-2026: 2.0%▲ +23.8% vs 08-2026highest value
10-2026: 0.6%▼ -70.9% vs 09-2026lowest value
- Latest accounts 49 days late; 2 of the last 3 late raises the probability
- Founded in 2008 lowers the probability for this profile
- Figures for FY 2025 (filed 18-09-2026) lowers the probability
- Liquidity: current ratio 1.28, cash €175,100 raises the probability
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.43 in 2024; short-term debt: 66.8% and cash: 5.3% of total assets), and 73% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 31%, liquidity 18%, profitability 43%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
55 d late
2023
22 d late
2022
21 d late
2021
23 d late
2020
23 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €38,150
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Board & ownership
- Parent
- TOBY INVEST · 99.67%
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 18-09-2026Annual accounts filed
- 31-12-2025Back to profit
- 24-09-2025Annual accounts filed
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Wholesale of wines and spiritsNACE 46341
- Founded
- 09-10-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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