Financials
- Financial year
- 2025
- Total assets
- €30,918
- Profit
- €17,701
- Solvency
- 60.5%
TOBIAS GROUP
ActiveSummary
The computed 12-month bankruptcy probability of TOBIAS GROUP is 3.0% (moderate). The 2025 annual accounts show equity of €18,701 and a net result of €17,701. Its solvency ranks better than 72% of 2,752 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€30,918total assets 2025
- Equity
- €18,701
- Profit
- €17,701
Turnover not published (abbreviated format)
Why 52raises riskFounded in 2025Size: total assets €30,918Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €18,701 (60.5% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 64% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
85
equity 60.5% of total assets
Liquidity
36
short-term debt 39.5% · cash 3.2%
Profitability
100
return on assets 57.3%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 3.6%
04-2026: 3.7%▲ +0.1 percentage points vs 03-2026
05-2026: 3.8%▲ +0.1 percentage points vs 04-2026
06-2026: 4.1%▲ +0.3 percentage points vs 05-2026
07-2026: 4.2%▲ +0.1 percentage points vs 06-2026
08-2026: 4.6%▲ +0.4 percentage points vs 07-2026
09-2026: 5.0%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 3.0%▼ -2.0 percentage points vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.53, above the usual 1.5; short-term debt: 39.5% and cash: 3.2% of total assets), and 39.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 70% on solvency, 31% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-06-2026, 48 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
48 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: MARTINKOV Tobias (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- MARTINKOV TobiasDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 14-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Annual meeting
- Second Friday of June at 12:00
- Purpose
- “Bouwonderneming zonder beperking van activiteit,gereglementeerde activiteiten worden…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.