Tobeau
ActiveTobeau has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €510k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 20% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+22
Solvency25▼-36
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.3%
Return on assets
28.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 315 sector peers (2025).
NBB · sector comparisonPosition among 315 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
128 d early
2024
29 d early
2023
5 d early
2022
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 99.1%
2024 · €569k
2022: €329k
2023: €449k
2024: €569k
2022 → 2025
Total assets
€1.79M▲ 13.6%
2024 · €1.57M
2022: €1.41M
2023: €1.57M
2024: €1.57M
2022 → 2025
Net result
€510k▲ 323%
2024 · €120k
2022: €324k
2023: €120k
2024: €120k
2022 → 2025
Working capital
€-582k
2024 · €101k
2022: €84k
2023: €100k
2024: €101k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€329k-€449k▲ 36.4%€569k▲ 26.8%€5k▼ 99.1%
Operating result€309k-€173k▼ 44.0%€166k▼ 3.7%€163k▼ 1.9%
Net result€324k-€120k▼ 63.0%€120k▲ 0.5%€510k▲ 323%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.35M▲ 0.3%
Current assets
€441k▲ 91.2%
Equity and liabilities €1.79M
Equity
€5k▼ 99.1%
Debt
€1.78M▲ 77.5%
The debt ratio rises from 63.8% to 99.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€164k▼
2024 · €167k
Cash flow
€510k▲
2024 · €121k
Solvency
0.3%▼
2024 · 36.2%
Current ratio
0.43▼
2024 · 1.77
Quick ratio
0.43▼
2024 · 1.77
ROA
28.5%▲
2024 · 7.7%
Interest coverage
12.51▲
2024 · 11.59
Debt
€1.78M▲
2024 · €1.00M
Debt ≤ 1 year
€1.02M▲
2024 · €130k
Debt > 1 year
€756k▼
2024 · €870k
Income taxes
€33k▼
2024 · €34k
A ratio outside any meaningful range has been withheld (balance sheet total €1.79M, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.79M▲
Fixed assets21/28€1.34M€1.35M▲
Tangible fixed assets22/27€418€4k▲
Plant, machinery and equipment23€406€241▼
Furniture and vehicles24€12€4k▲
Financial fixed assets28€1.34M€1.34M=
Current assets29/58€230k€441k▲
Amounts receivable after more than one year29€100k€0▼
Other amounts receivable291€100k€0▼
Amounts receivable within one year40/41€36€300k▲
Trade receivables40€0-
Other amounts receivable41€36€300k▲
Cash at bank and in hand54/58€127k€139k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.79M▲
Equity10/15€569k€5k▼
Contributions10/11€5k€5k=
Reserves13€564k€0▼
Distributable reserves133€564k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€1.00M€1.78M▲
Amounts payable after more than one year17€870k€756k▼
Financial debts170/4€870k€756k▼
Amounts payable within one year42/48€130k€1.02M▲
Current portion of amounts payable after more than one year42€114k€115k▲
Trade debts44€992€1k▲
Suppliers440/4€992€1k▲
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€15k€13k▼
Other amounts payable47/48-€894k
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€574€586▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€168k€165k▼
Operating profit (loss)9901€166k€163k▼
Financial income75/76B€3k€393k▲
Recurring financial income75€3k€393k▲
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€154k€543k▲
Income taxes67/77€34k€33k▼
Profit (loss) for the period9904€120k€510k▲
Profit (loss) for the period to be appropriated9905€120k€510k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€510k▲
Transfer from equity791/2-€564k
Transfer to equity691/2€120k€0▼
To other reserves6921€120k€0▼
Profit to be distributed694/7-€1.07M
Return on contributions (dividend)694-€1.07M
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €510k ▲323%
Net result €510k, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €569k ▲26.8%
3 profitable years in a row build equity to €569k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €120k ▼63%
Net result drops to €120k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lampstraat 21500 HalleGround area
1,733 m²
Building footprint
327 m²
Volume, LiDAR
1,329 m³
Parcel 23027F0048/00M000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tobeau
since 20212.318.875.466
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027F0048/00M000 | Flanders | 1,733 m² | 1 · 327 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2021
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.