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To Zone

Active
Private limited companyfounded 20242 yrs activeEuropalaan 14, 8700 Tielt, BelgiumKBO/BCE: BE 1009.116.734

To Zone has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €915k and a net result of €-85k. Its solvency ranks better than 95% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
67 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability7
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days only on tighter terms
short-term debt: 0.6% and cash: 15.2% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.4%
Return on assets
-9.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
35 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€915k
Total assets
€920k
Net result
€-85k
Working capital
€898k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €920k
Fixed assets €16k
Current assets €904k
Equity and liabilities €920k
Equity €915k
Debt €6k
Debt finances 0.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-104k
Cash flow
€-73k
Solvency
99.4%
Debt / equity
0.01
ROE
-9.3%
ROA
-9.3%
Interest coverage
-40.83
Debt
€6k
Debt ≤ 1 year
€6k
Income taxes
€324
A ratio outside any meaningful range has been withheld (balance sheet total €920k, equity €915k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€920k
Fixed assets21/28€16k
Tangible fixed assets22/27€16k
Plant, machinery and equipment23€1k
Furniture and vehicles24€15k
Current assets29/58€904k
Amounts receivable within one year40/41€13k
Other amounts receivable41€13k
Current investments50/53€750k
Cash at bank and in hand54/58€140k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€920k
Equity10/15€915k
Contributions10/11€1.00M
Profit (loss) carried forward14€-85k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€3k
Taxes450/3€2k
Remuneration and social security454/9€1k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€3k
Gross operating margin9900€-102k
Operating profit (loss)9901€-117k
Financial income75/76B€34k
Recurring financial income75€34k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€-85k
Income taxes67/77€324
Profit (loss) for the period9904€-85k
Profit (loss) for the period to be appropriated9905€-85k
Appropriation of the result
Profit (loss) to be appropriated9906€-85k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Europalaan 148700 Tielt
Ground area
269 m²
Building footprint
81 m²
Volume, LiDAR
566 m³
Parcel 37302E0450/00A000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
To Zone
Europalaan 14, 8700 TieltNACE 45113
since 20242.359.275.471
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37302E0450/00A000 Flanders 269 m² 1 · 81 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,691 companies in sector 70100 we hold annual accounts for 3,491. 1,946 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-05-2024
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
47811Retail sale of cars and light vans (up to 3.5 tonnes)
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.