TO SIGN

Active

Private limited companyfounded 1996active for 30 yearsHoekestraat 150, 9910 Aalter, BelgiumKBO/BCE: BE 0457.039.749

The file of TO SIGN contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 1.7% (moderate). The 2025 annual accounts show equity of €400,289 and a net result of €97,067. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 91% of 9,302 sector peers (NACE 41, financial year 2025).

Risk analysisFollow Report Compare

TO SIGNActiveChecked score 57/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€479,391total assets 2025

Equity: €400,289
Profit: €97,067

Turnover not published (abbreviated or micro format)

Financial health

57 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.7%

Structure

2025 accounts 1 day early3 of 6 deeds summarised

Why 57raises risk1 change of registered office in 24 months1 of the last 3 lateLiquidity: current ratio 5.43, cash €1,643, halvedSector: Construction of residential and non-residential buildings (NACE 41)Show the evidence

Checked score

Score 2025

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 72% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 83.5% of total assets

Liquidity 46=

short-term debt 16.5% · cash 0.3%

Profitability 94+39

return on assets 20.2%

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024lowest value 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 2.1%▲ +1.4 percentage points vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.2 percentage points vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025 06-2025: 3.0%▲ +0.6 percentage points vs 05-2025 07-2025: 4.6%▲ +1.6 percentage points vs 06-2025 08-2025: 4.7%▲ +0.1 percentage points vs 07-2025 09-2025: 5.1%▲ +0.4 percentage points vs 08-2025 10-2025: 7.5%▲ +2.4 percentage points vs 09-2025highest value 11-2025: 5.2%▼ -2.3 percentage points vs 10-2025 12-2025: 5.2%● unchanged vs 11-2025 01-2026: 5.4%▲ +0.2 percentage points vs 12-2025 03-2026: 5.1% 04-2026: 5.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%▼ -3.5 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.7%● unchanged vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026

Credit of up to €22,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications

Liquidity ample (current ratio 5.43, compared with 4.68 in 2024, above the usual 1.5; short-term debt: 16.5% and cash: 0.3% of total assets), and 16.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 45% on liquidity, 78% on profitability and 72% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

1 of the last 3 late

NBB · filings

Liquidity: current ratio 5.43, cash €1,643, halved

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Prior bankruptcy

Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.

Belgian Official Gazette

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

180 days late

2023

on the day

2022

96 days late

2021

3 days early

2020

60 days early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (4 of the last 5 filed years within 95 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end24-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-04-2026 Annual accounts filedfinancial year 2025 · micro…
24-02-2026 MiscellaneousCourt decision
06-02-2026 Bankruptcy reversalEnterprise Court of Ghent, Ghent…

Key points

Positive: Result rose in 2025from €20,860 to €97,067 ▲ 365% View
Positive: Among the best 5% on net resultsector median €8,523 · 9,292 companies €97,067 View
Positive: 7 profitable years in a rowprofit 2025: €97,067 7 years View

By topic

Financials

Financial year: 2025
Total assets: €479,391
Profit: €97,067
Solvency: 83.5%

Total assets▲ 29.2%

Net result

20192025

Go to Financials

Timeline

Events: 38
Since: 1997
Next accounts: by 30-04-2027

26-01-2026Opening
27-10-2025Annual accounts filed
30-09-2025Highest result from 2019 to 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 10-01-1996
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 34

Purpose: “Alle activiteiten als algemene bouwonderneming; Onderneming voor het optrekken van…” (deed in Dutch)

Go to Articles of association

Key facts about TO SIGN

What is the company number of TO SIGN?: 0457.039.749. In Belgium the VAT number is the company number with BE in front: BE 0457.039.749.
Where is TO SIGN based?: The registered office is at Hoekestraat 150, 9910 Aalter.Company details
What does TO SIGN do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of TO SIGN?: Private limited company (BV).
When was TO SIGN founded?: On 10-01-1996.
Is TO SIGN still active?: Yes, TO SIGN is an active enterprise in the KBO register.
What is the turnover of TO SIGN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TO SIGN profitable?: In financial year 2025, TO SIGN made a profit of €97,067.
Where can I find the annual accounts of TO SIGN?: TO SIGN filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TO SIGN due?: By 30-04-2027, for financial year 2026.Timeline