Turnover
≈ €360,000 estimated
The accounts state no turnover.
TO-DO
Lifetime
20 annual accounts with figures on one time axispeak €121,511 (2025)
€121,511▲ 18.5%
lowest -€24,492 (2009)
€19,150▲ €25,076
peak €91,746 (2025)
€91,746▲ 26.4%
€41,461▼ 81.4%
peak 1.4 FTE (2008)
-not published
Board2 names since 2022
2 directorsDINGENEN Tom Irène Lode and 1 other
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €102,522 to €121,511Back to profit: €19,150Equity from €72,596 to €91,746Debts from €223,258 to €41,461Cash from €12,733 to €50,820
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 76% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.3%▲ +0.4 percentage points vs 07-2025
09-2025: 0.9%▼ -0.4 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.8%▼ -0.1 percentage points vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▼ -0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -1.2 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 26 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 3.55, cash €50,820
Founded in 2005
Equity €91,746 (68.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 75% of them on solvency, 87% on liquidity, 71% on profitability and 72% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as TO-DO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TO-DO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for TO-DO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.55 (1.12 in 2024), above the usual 1.5. Short-term debt is 22.9% and cash 38.2% of total assets. 31.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
27 days late
2023
31 days late
2022
12 days late
2021
16 days late
2020
24 days late
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875863181
Appointment: Dirk Dingenen (manager)
General meeting of 31-08-2024 · Gazette deed
Resignation: DINGENEN Tom Irène Lode (manager)
Reappointment: DINGENEN Tom Irène Lode (director) · “Het uitvoeren van werkzaamheden als elektricien,zoals het leveren en plaatsen van kabels en…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 17-10-2022 · Gazette deed
First establishment
Kerkevelden 25, Nijlen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TO-DO Nijlen | €133,207 | €121,511 | 68.9% | - |
| Teleconstruct Schilde | €148,830 | €117,030 | -22.9% | - |
| SOYUTLER Vilvoorde | €128,040 | €108,696 | 60.1% | - |
| I.B.V. Oud-Heverlee | €115,158 | €110,954 | 49.1% | - |
| PILLENS Incourt | €147,985 | €104,523 | 63.5% | - |
| MANUELECT Charleroi | €155,412 | €108,461 | 64.3% | - |
| H.P. RENOVA Antwerp | €159,546 | €134,907 | 44.8% | - |
These companies have the same main activity as TO-DO: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €115,000 and €160,000, founded between 2003 and 2007.
Official details
Source: KBO- Status
- Active since 18-08-2005Normal situation
- Activity
- General electrical installation workNACE 43211
- Establishment unit
- 2.150.176.0362560 Nijlen, since 29-11-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Insights on TO-DO
TO-DO files the micro format. That format states no turnover. The gross margin rose from €1,139 in 2006 to €121,511 in 2025.
The balance sheet grew most from 2017 to 2018 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TO-DO
- What is the company number of TO-DO?
- The company number of TO-DO is 0875.863.181. The VAT number is the same number with BE in front: BE 0875.863.181.
- Where is TO-DO based?
- The registered office is at Kerkevelden 25, 2560 Nijlen.Company details
- What does TO-DO do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of TO-DO?
- TO-DO is a private limited company (BV).
- When was TO-DO founded?
- TO-DO was founded on 18-08-2005.
- Is TO-DO still active?
- Yes, TO-DO is an active enterprise in the KBO register.
- How many employees does TO-DO have?
- TO-DO had an average of 1.2 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of TO-DO?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €121,511 and 38 comparable companies (NACE 43211). It probably lies between €240,000 and €440,000.
- Is TO-DO profitable?
- In financial year 2025, TO-DO made a profit of €19,150.
- Where can I find the annual accounts of TO-DO?
- TO-DO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TO-DO due?
- TO-DO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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