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TNU

Active
Private limited companyfounded 20223 yrs activeGrotesteenweg 251, 2600 Antwerpen, BelgiumKBO/BCE: BE 0794.677.745
Summary

TNU has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,424 and a net result of €24,441. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability98▲+1
Solvency94▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.87 in 2024; short-term debt: 30.2% and cash: 91.8% of total assets), and 30.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.2%
Return on assets
23%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
93 d early
2024
29 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (3 of the last 3 filed years within 122 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 December 2022, TNU was incorporated as a Private limited company.1 Total assets went from EUR 53,276 in 2023 to EUR 106,050 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€73,424▲ 49.9%
2024 · €48,984
Total assets
€106,050▲ 41.1%
2024 · €75,160
Net result
€24,441▲ 36.0%
2024 · €17,976
Working capital
€65,346▲ 33.4%
2024 · €48,984
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€41,523-€24,309▼ 41.5%€33,664▲ 38.5%
Net result€29,008within the sector's middle half-€17,976within the sector's middle half▼ 38.0%€24,441within the sector's middle half▲ 36.0%
Equity€31,008below the sector's middle half-€48,984within the sector's middle half▲ 58.0%€73,424within the sector's middle half▲ 49.9%
Total assets€53,276below the sector's middle half-€75,160below the sector's middle half▲ 41.1%€106,050within the sector's middle half▲ 41.1%
Debt€22,269-€26,176▲ 17.5%€32,626▲ 24.6%
Working capital€31,008within the sector's middle half-€48,984within the sector's middle half▲ 58.0%€65,346within the sector's middle half▲ 33.4%
Solvency58.2%within the sector's middle half-65.2%within the sector's middle half▲ 7.0pp69.2%within the sector's middle half▲ 4.1pp
Current ratio2.39within the sector's middle half-2.87within the sector's middle half▲ 0.483.04within the sector's middle half▲ 0.17
Return on assets (ROA)54.4%above the sector's middle half-23.9%within the sector's middle half▼ 30.5pp23.0%within the sector's middle half▼ 0.9pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2023: €41,523€41,523Net result 2023: €29,008€29,008Operating result 2024: €24,309€24,309Net result 2024: €17,976€17,976Operating result 2025: €33,664€33,664Net result 2025: €24,441€24,441202320242025€0€20,000€40,000Operating result 2023: €41,523€41,500Net result 2023: €29,008€29,000Operating result 2024: €24,309€24,300Net result 2024: €17,976€18,000Operating result 2025: €33,664€33,700Net result 2025: €24,441€24,400202320242025
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106,050
Fixed assets €8,667
Current assets €97,383
Equity and liabilities €106,050
Equity €73,424 ▲ 49.9%
Debt €32,626 ▲ 24.6%
Debt's share of the balance-sheet total falls from 34.8% to 30.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37,997
Cash flow
€28,774
Debt to equity
0.44▼
2024 · 0.53
ROE
33.3%▼
2024 · 36.7%
Interest coverage
32.00
Debt ≤ 1 year
€32,037▲
2024 · €26,176
Income taxes
€8,036▲
2024 · €6,020
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€75,160€106,050▲
Fixed assets21/28-€8,667
Tangible fixed assets22/27-€8,667
Furniture and vehicles24-€8,667
Current assets29/58€75,160€97,383▲
Amounts receivable within one year40/41€9,699-
Trade receivables40€9,699-
Cash at bank and in hand54/58€65,461€97,383▲
Equity and liabilities
Total equity and liabilities10/49€75,160€106,050▲
Equity10/15€48,984€73,424▲
Contributions10/11€2,000€2,000=
Outside capital11€2,000-
Other1109/19€2,000-
Reserves13€46,984€71,424▲
Distributable reserves133€46,984€71,424▲
Amounts payable17/49€26,176€32,626▲
Amounts payable within one year42/48€26,176€32,037▲
Trade debts44€760€13,927▲
Suppliers440/4€760€13,927▲
Taxes, remuneration and social security45€25,412€15,751▼
Taxes450/3€25,412€15,751▼
Other amounts payable47/48€5€2,359▲
Accrued charges and deferred income492/3-€589
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,333
Other operating charges640/8€451€1,532▲
Gross operating margin9900€24,760€39,529▲
Operating profit (loss)9901€24,309€33,664▲
Financial charges65/66B€313€1,187▲
Recurring financial charges65€313€1,187▲
Profit (loss) for the period before taxes9903€23,996€32,477▲
Income taxes67/77€6,020€8,036▲
Profit (loss) for the period9904€17,976€24,441▲
Profit (loss) for the period to be appropriated9905€17,976€24,441▲
Appropriation of the result
Profit (loss) to be appropriated9906€17,976€24,441▲
Transfer to equity691/2€17,976€24,441▲
To other reserves6921€17,976€24,441▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€4,333-
Other operating charges640/8€1,264€451€1,532▲ 240%
Gross operating margin9900€42,786€24,760€39,529▲ 59.7%
Operating profit (loss)9901€41,523€24,309€33,664▲ 38.5%
Financial charges65/66B€107€313€1,187▲ 280%
Recurring financial charges65€107€313€1,187▲ 280%
Profit (loss) for the period before taxes9903€41,416€23,996€32,477▲ 35.3%
Income taxes67/77€12,408€6,020€8,036▲ 33.5%
Profit (loss) for the period9904€29,008€17,976€24,441▲ 36.0%
Profit (loss) for the period to be appropriated9905€29,008€17,976€24,441▲ 36.0%
Line202320242025Change
Assets
Total assets20/58€53,276€75,160€106,050▲ 41.1%
Fixed assets21/28--€8,667-
Tangible fixed assets22/27--€8,667-
Furniture and vehicles24--€8,667-
Current assets29/58€53,276€75,160€97,383▲ 29.6%
Amounts receivable within one year40/41€3,933€9,699--
Trade receivables40€3,933€9,699--
Cash at bank and in hand54/58€49,344€65,461€97,383▲ 48.8%
Equity and liabilities
Total equity and liabilities10/49€53,276€75,160€106,050▲ 41.1%
Equity10/15€31,008€48,984€73,424▲ 49.9%
Contributions10/11€2,000€2,000€2,000=
Outside capital11-€2,000--
Other1109/19-€2,000--
Reserves13€29,008€46,984€71,424▲ 52.0%
Distributable reserves133€29,008€46,984€71,424▲ 52.0%
Amounts payable17/49€22,269€26,176€32,626▲ 24.6%
Amounts payable within one year42/48€22,269€26,176€32,037▲ 22.4%
Trade debts44€2,652€760€13,927▲ 1,734%
Suppliers440/4€2,652€760€13,927▲ 1,734%
Taxes, remuneration and social security45€19,378€25,412€15,751▼ 38.0%
Taxes450/3€17,037€25,412€15,751▼ 38.0%
Remuneration and social security454/9€2,341---
Other amounts payable47/48€238€5€2,359▲ 45,006%
Accrued charges and deferred income492/3--€589-
Line202320242025Change
Profit (loss) for the period9904€29,008€17,976€24,441▲ 36.0%
+ Depreciation and write-downs630--€4,333-
Operating cash flow (approximation)€29,008€17,976€28,774▲ 60.1%
Change in cash-€16,118€31,922▲ 98.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €17,976 ▼38%
Net result drops to €17,976, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
623 m²
Building footprint
234 m²
Volume, LiDAR
2,732 m³
Parcel 11303C0202/00T006, Flanders · tallest building 19.3 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
TNU
Grotesteenweg 251, 2600 AntwerpenFinancial service activities, except insurance and pension funding
since 20222.339.645.641
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11303C0202/00T006 Flanders 623 m² 1 · 234 m² 19.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,075 companies in sector 69101 we hold annual accounts for 9,061. 7,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794677745
Also 9925:BE0794677745
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.