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TN-INVEST

Active
Private limited companyfounded 20188 yrs activeNijverheidsstraat 13, 2260 Westerlo, BelgiumKBO/BCE: BE 0690.932.582

TN-INVEST has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €3k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 94 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+37
Solvency96▲+27
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 2.02 in 2024; short-term debt: 24.2% and cash: 12.1% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.3%
Return on assets
4.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 80
Relative position
BE, all sectors
reference
Sector 80
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 d early
2024
28 d late
2023
33 d early
2022
33 d early
2021
46 d early
2020
51 d early
2019
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€49k▲ 6.7%
2024 · €45k
2018: €21k 2019: €29k 2020: €38k 2021: €43k 2022: €44k 2023: €45k 2024: €45k
2018 → 2025
Total assets
€68k▼ 33.5%
2024 · €102k
2018: €58k 2019: €62k 2020: €86k 2021: €73k 2022: €101k 2023: €94k 2024: €102k
2018 → 2025
Net result
€3k▲ 2,803%
2024 · €105
2018: €23k 2019: €8k 2020: €10k 2021: €7k 2022: €16k 2023: €17k 2024: €105
2018 → 2025
Working capital
€51k▼ 0.2%
2024 · €51k
2018: €20k 2019: €27k 2020: €33k 2021: €44k 2022: €45k 2023: €53k 2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€43k-€44k▲ 1.2%€45k▲ 3.5%€45k▲ 0.2%€49k▲ 6.7%
Operating result€13k-€25k▲ 87.3%€27k▲ 6.7%€3k▼ 88.4%€9k▲ 205%
Net result€7k-€16k▲ 119%€17k▲ 6.5%€105▼ 99.4%€3k▲ 2,803%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €13k€13kNet result 2021: €7k€7kOperating result 2022: €25k€25kNet result 2022: €16k€16kOperating result 2023: €27k€27kNet result 2023: €17k€17kOperating result 2024: €3k€3kNet result 2024: €105€105Operating result 2025: €9k€9kNet result 2025: €3k€3k20212022202320242025
The operating result recovers in 2025; 2025 is 205% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets €525▼ 44.5%
Current assets €67k▼ 33.4%
Equity and liabilities €68k
Equity €49k▲ 6.7%
Debt €19k▼ 65.7%
The debt ratio falls from 55.5% to 28.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10k
2024 · €4k
Cash flow
€3k
2024 · €542
Solvency
71.3%
2024 · 44.5%
Current ratio
4.11
2024 · 2.02
Quick ratio
2.10
2024 · 1.63
Debt / equity
0.40
2024 · 1.25
ROE
6.3%
2024 · 0.2%
ROA
4.5%
2024 · 0.1%
Interest coverage
5.05
2024 · 1.25
Debt
€19k
2024 · €57k
Debt ≤ 1 year
€16k
2024 · €50k
Income taxes
€4k
2024 · €633
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€102k€68k
Fixed assets21/28€946€525
Tangible fixed assets22/27€796€375
Furniture and vehicles24€796€375
Financial fixed assets28€150€150=
Current assets29/58€101k€67k
Stocks and contracts in progress3€20k€33k
Stocks30/36€20k€33k
Amounts receivable within one year40/41€64k€26k
Trade receivables40€51k€25k
Other amounts receivable41€13k€465
Cash at bank and in hand54/58€17k€8k
Deferred charges and accrued income490/1€754€542
Equity and liabilities
Total equity and liabilities10/49€102k€68k
Equity10/15€45k€49k
Contributions10/11€6k€6k=
Reserves13€39k€42k
Distributable reserves133€39k€42k
Amounts payable17/49€57k€19k
Amounts payable within one year42/48€50k€16k
Trade debts44€48k€13k
Suppliers440/4€48k€13k
Taxes, remuneration and social security45€3k€4k
Taxes450/3€3k€4k
Accrued charges and deferred income492/3€7k€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€437€421
Other operating charges640/8€565€634
Gross operating margin9900€4k€11k
Operating profit (loss)9901€3k€9k
Financial income75/76B€459€0
Recurring financial income75€459€0
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€738€8k
Income taxes67/77€633€4k
Profit (loss) for the period9904€105€3k
Profit (loss) for the period to be appropriated9905€105€3k
Appropriation of the result
Profit (loss) to be appropriated9906€105€3k
Transfer to equity691/2€105€3k
To other reserves6921€105€3k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity doublescurrent ratio 4.11
Current ratio from 2.02 to 4.11; short-term debt falls from €50k to €16k.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial Weakest financial yearnet €105 ▼99.4%
Net result drops to €105, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-10-2025 Olivier Demoulin: Resigned as Director
07-03-2025 Pascal Lucien Elio Arthur TURCHI: Resigned as Director
15-01-2025 MULTIPROTEXION: Resigned as Director
07-07-2022 NOLLET Tony: Resigned as Director
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidsstraat 132260 Westerlo
Ground area
2.4 ha
Building footprint
1,680 m²
Volume, LiDAR
37,410 m³
Parcel 13028B0138/00V000, Flanders · tallest building 30.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
TN-INVEST
Nijverheidsstraat 13, 2260 WesterloAgents specialised in the wholesale of other particular products
since 20182.273.965.159
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13028B0138/00V000 Flanders 2.4 ha 1 · 1,680 m² 30.0 m · 8 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

3 connected companies
ILD MANAGEMENT, Shared address IMILD MANAGEMENTINNOCHEM, Shared address IINNOCHEMMULTIPROTEXION, Shared address MMULTIPROTEXIONTN-INVEST TN-INVEST0690.932.582
Shared address / shareholder
Network connections
ILD MANAGEMENT
Shared address
INNOCHEM
Shared address
MULTIPROTEXION
Shared address

Similar companies · same sector, comparable size

Of 461 companies in sector 80090 we hold annual accounts for 260. 191 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-02-2018
Fiscal year end31-12
Activities, NACEBEL
80090Investigation and security activities
80200Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.