TN
ActiveThe computed 12-month bankruptcy probability of TN is 2.6% (moderate). For TN, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €29k and a net result of €7k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 24639 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability66▲+11
Solvency75▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
49.6%
Return on assets
12.2%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
149 d late
2021
142 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€29k▲ 32.7%
2022 · €22k
2021: €15k
2022: €22k
2021 → 2023
Total assets
€58k▼ 47.1%
2022 · €109k
2021: €60k
2022: €109k
2021 → 2023
Net result
€7k=
2022 · €7k
2021: €5k
2022: €7k
2021 → 2023
Working capital
€12k▲ 191%
2022 · €4k
2021: €-11k
2022: €4k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€15k-€22k▲ 48.5%€29k▲ 32.7%
Operating result€7k-€13k▲ 80.4%€13k▼ 4.1%
Net result€5k-€7k▲ 56.2%€7k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 4% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €58k
Fixed assets
€21k▼ 10.0%
Current assets
€37k▼ 57.1%
Equity and liabilities €58k
Equity
€29k▲ 32.7%
Debt
€29k▼ 66.7%
The debt ratio falls from 80.2% to 50.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2022 · €16k
Cash flow
€9k=
2022 · €9k
Solvency
49.6%▲
2022 · 19.8%
Current ratio
1.50▲
2022 · 1.05
Quick ratio
1.18▲
2022 · 0.95
Debt / equity
1.02▼
2022 · 4.06
ROE
24.6%▼
2022 · 32.7%
ROA
12.2%▲
2022 · 6.5%
Interest coverage
3.82▲
2022 · 3.44
Debt
€29k▼
2022 · €88k
Debt ≤ 1 year
€25k▼
2022 · €82k
Income taxes
€2k▲
2022 · €2k
Staff costs
€7k▲
2022 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€109k€58k▼
Fixed assets21/28€23k€21k▼
Intangible fixed assets21€19k€17k▼
Financial fixed assets28€4k€4k=
Current assets29/58€86k€37k▼
Stocks and contracts in progress3€8k€8k▼
Stocks30/36€8k€8k▼
Amounts receivable within one year40/41€45k€1k▼
Trade receivables40€44k€1k▼
Other amounts receivable41€848€107▼
Cash at bank and in hand54/58€32k€27k▼
Deferred charges and accrued income490/1€378€386▲
Equity and liabilities
Total equity and liabilities10/49€109k€58k▼
Equity10/15€22k€29k▲
Contributions10/11€10k€10k=
Reserves13€12k€19k▲
Distributable reserves133€12k€19k▲
Amounts payable17/49€88k€29k▼
Amounts payable within one year42/48€82k€25k▼
Trade debts44€56k€22k▼
Suppliers440/4€56k€22k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€845€835▼
Other amounts payable47/48€22k-
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20222023
Remuneration, social security and pensions62€6k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€964€882▼
Gross operating margin9900€23k€23k▼
Operating profit (loss)9901€13k€13k▼
Financial income75/76B€1€19▲
Recurring financial income75€1€19▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€9k€9k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€7k€7k=
Profit (loss) for the period to be appropriated9905€7k€7k=
Appropriation of the result
Profit (loss) to be appropriated9906€7k€7k=
Transfer to equity691/2€7k€7k=
To other reserves6921€7k€7k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2021net €7k ▲0%
Net result €7k, the highest in the series.
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 149 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 2A2560 NijlenGround area
119 m²
Building footprint
119 m²
Volume, LiDAR
1,034 m³
Parcel 12026D0343/00T000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TN
since 20202.307.647.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0343/00T000 | Flanders | 119 m² | 1 · 119 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNijlen2.307.647.816
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Librairie Papeterie Droguerie 217 D.S.
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FILIP WILLEMS
BE 0475.647.220
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DEVI STAR
BE 0842.163.601
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SOLINVAL
BE 0505.975.655
Chaudfontaine · Eq €28k
LES PETITES VIRGULES
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2020
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47260Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.