TMY
ActiveTMY has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €408k and a net result of €138k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 9582 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
84
/ 100
Excellent▲ +3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+11
Solvency72▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.66 in 2023), and 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €408k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
14 d early
2022
12 d early
2021
31 d early
2020
41 d late
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€408k▲ 51.2%
2023 · €270k
2018: €77k
2019: €64k
2020: €43k
2021: €85k
2022: €222k
2023: €270k
2018 → 2024
Total assets
€910k▲ 34.1%
2023 · €678k
2018: €306k
2019: €455k
2020: €424k
2021: €588k
2022: €535k
2023: €678k
2018 → 2024
Net result
€138k▲ 187%
2023 · €48k
2018: €-7k
2019: €-13k
2020: €-20k
2021: €42k
2022: €137k
2023: €48k
2018 → 2024
Working capital
€61k▼ 64.4%
2023 · €173k
2018: €7k
2019: €-39k
2020: €-61k
2021: €-5k
2022: €116k
2023: €173k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€43k-€85k▲ 97.0%€222k▲ 160%€270k▲ 21.7%€408k▲ 51.2%
Operating result€14k-€86k▲ 538%€253k▲ 193%€123k▼ 51.4%€253k▲ 106%
Net result€-20k-€42k€137k▲ 225%€48k▼ 64.8%€138k▲ 187%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 106% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €910k
Fixed assets
€559k▲ 127%
Current assets
€351k▼ 18.8%
Equity and liabilities €910k
Equity
€408k▲ 51.2%
Debt
€502k▲ 22.8%
The debt ratio falls from 60.2% to 55.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€278k▲
2023 · €147k
Cash flow
€163k▲
2023 · €73k
Solvency
44.9%▲
2023 · 39.8%
Current ratio
1.21▼
2023 · 1.66
Quick ratio
0.99▼
2023 · 1.41
Debt / equity
1.23▼
2023 · 1.51
ROE
33.8%▲
2023 · 17.8%
ROA
15.2%▲
2023 · 7.1%
Interest coverage
3.78▲
2023 · 2.63
Debt
€502k▲
2023 · €408k
Debt ≤ 1 year
€290k▲
2023 · €260k
Debt > 1 year
€212k▲
2023 · €149k
Income taxes
€46k▲
2023 · €20k
Staff costs
€152k▲
2023 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€678k€910k▲
Fixed assets21/28€246k€559k▲
Tangible fixed assets22/27€246k€559k▲
Land and buildings22€215k€530k▲
Plant, machinery and equipment23€31k€24k▼
Furniture and vehicles24€0€4k▲
Current assets29/58€432k€351k▼
Stocks and contracts in progress3€67k€63k▼
Stocks30/36€67k€63k▼
Amounts receivable within one year40/41€49k€96k▲
Trade receivables40€35k€19k▼
Other amounts receivable41€14k€77k▲
Cash at bank and in hand54/58€307k€187k▼
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€678k€910k▲
Equity10/15€270k€408k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€22k€22k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€16k€16k=
Profit (loss) carried forward14€186k€324k▲
Amounts payable17/49€408k€502k▲
Amounts payable after more than one year17€149k€212k▲
Financial debts170/4€121k€109k▼
Other amounts payable178/9€28k€103k▲
Amounts payable within one year42/48€260k€290k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€193k€203k▲
Suppliers440/4€193k€203k▲
Taxes, remuneration and social security45€55k€75k▲
Taxes450/3€27k€50k▲
Remuneration and social security454/9€29k€25k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Non-recurring operating income76A-€225
Remuneration, social security and pensions62€140k€152k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€291k€433k▲
Operating profit (loss)9901€123k€253k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€56k€73k▲
Recurring financial charges65€56k€73k▲
Profit (loss) for the period before taxes9903€68k€184k▲
Income taxes67/77€20k€46k▲
Profit (loss) for the period9904€48k€138k▲
Profit (loss) for the period to be appropriated9905€48k€138k▲
Appropriation of the result
Profit (loss) to be appropriated9906€186k€324k▲
Profit (loss) brought forward from the previous period14P€138k€186k▲
Social balance
Average headcount (FTE)90875.15.5▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €138k ▲187%
Operating result €253k, net result €138k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €222k ▲160%
2 profitable years in a row build equity to €222k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €42k
Net result €42k after 3 loss-making years.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 41 days late
2020
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 192 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Truyens Yvo
CurrentManaging director · since 14-06-2022
14-06-2022
Appointed as Managing director
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Thomas Watsonlaan 923930 Hamont-AchelGround area
978 m²
Building footprint
219 m²
Volume, LiDAR
971 m³
Parcel 72001C0611/00M004, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Thomas Watsonlaan 92, 3930 Hamont-Achel
since 19972.082.493.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72001C0611/00M004 | Flanders | 978 m² | 1 · 219 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 947 EUR awarded · 947 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 947 EUR | 947 EUR |
Schemes
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamont-Achel2.082.493.295
Similar companies · same sector, comparable size
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BE 0461.656.751
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BE 0445.858.421
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SERVICE STATION JACOBS
BE 0433.303.552
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Energy Services Management
BE 0456.566.528
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LEROUX
BE 0477.700.155
Geraardsbergen · Eq €399k
Of 1,262 companies in sector 47300 we hold annual accounts for 946. 695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-05-1997
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
43120Site preparation
45112
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.