TMP
ActiveTMP has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €469k and a net result of €55k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-18
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 23.13 against 8.61 in 2024), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
10.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
2 d late
2022
on the day
2021
330 d late
2020
115 d late
2019
299 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€469k▲ 13.4%
2024 · €413k
2019: €191k
2020: €217k
2021: €243k
2022: €279k
2023: €349k
2024: €413k
2019 → 2025
Total assets
€522k▼ 2.7%
2024 · €537k
2019: €253k
2020: €261k
2021: €287k
2022: €349k
2023: €376k
2024: €537k
2019 → 2025
Net result
€55k▼ 13.4%
2024 · €64k
2019: €26k
2020: €26k
2021: €26k
2022: €36k
2023: €70k
2024: €64k
2019 → 2025
Working capital
€468k▲ 12.5%
2024 · €416k
2019: €216k
2020: €239k
2021: €263k
2022: €294k
2023: €131k
2024: €416k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€243k-€279k▲ 14.9%€349k▲ 25.1%€413k▲ 18.3%€469k▲ 13.4%
Operating result€21k-€43k▲ 107%€62k▲ 42.5%€42k▼ 32.8%€30k▼ 28.8%
Net result€26k-€36k▲ 38.2%€70k▲ 92.9%€64k▼ 8.5%€55k▼ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €522k
Fixed assets
€33k▼ 48.5%
Current assets
€489k▲ 4.0%
Equity and liabilities €522k
Equity
€469k▲ 13.4%
Debt
€54k▼ 56.6%
The debt ratio falls from 23.0% to 10.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▼
2024 · €51k
Cash flow
€66k▼
2024 · €73k
Solvency
89.7%▲
2024 · 77.0%
Current ratio
23.13▲
2024 · 8.61
Quick ratio
23.13▲
2024 · 8.61
Debt / equity
0.11▼
2024 · 0.30
ROE
11.8%▼
2024 · 15.5%
ROA
10.6%▼
2024 · 11.9%
Interest coverage
13.44▼
2024 · 22.11
Debt
€54k▼
2024 · €123k
Debt ≤ 1 year
€21k▼
2024 · €55k
Debt > 1 year
€32k▼
2024 · €65k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€537k€522k▼
Formation expenses20€2k€0▼
Fixed assets21/28€64k€33k▼
Tangible fixed assets22/27€62k€31k▼
Plant, machinery and equipment23€230€61▼
Furniture and vehicles24€2k€2k▼
Leasing and similar rights25€59k€29k▼
Financial fixed assets28€3k€3k=
Current assets29/58€471k€489k▲
Amounts receivable after more than one year29€220k€220k=
Other amounts receivable291€220k€220k=
Amounts receivable within one year40/41€134k€177k▲
Trade receivables40€26k€19k▼
Other amounts receivable41€108k€158k▲
Current investments50/53€90k€90k=
Cash at bank and in hand54/58€4€4=
Deferred charges and accrued income490/1€26k€2k▼
Equity and liabilities
Total equity and liabilities10/49€537k€522k▼
Equity10/15€413k€469k▲
Contributions10/11€19k€19k=
Reserves13€246k€276k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€241k€271k▲
Profit (loss) carried forward14€149k€174k▲
Amounts payable17/49€123k€54k▼
Amounts payable after more than one year17€65k€32k▼
Financial debts170/4€65k€32k▼
Amounts payable within one year42/48€55k€21k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43€8k€4k▼
Credit institutions430/8€8k€4k▼
Trade debts44€31k€2k▼
Suppliers440/4€31k€2k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€54k€45k▼
Operating profit (loss)9901€42k€30k▼
Financial income75/76B€29k€32k▲
Recurring financial income75€29k€32k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€68k€59k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€64k€55k▼
Profit (loss) for the period to be appropriated9905€64k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€189k€204k▲
Profit (loss) brought forward from the previous period14P€125k€149k▲
Transfer to equity691/2€40k€30k▼
To other reserves6921€40k€30k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 23.13
Current ratio from 8.61 to 23.13; short-term debt falls from €55k to €21k.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-06
Financial
Highest result since 2019net €70k ▲92.9%
Operating result €62k, net result €70k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 330 days late
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 115 days late
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 299 days late
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 627 days late
30-06
Financial
Weakest financial yearnet €26k ▼1.1%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 21.38
Current ratio from 9.76 to 21.38; short-term debt falls from €25k to €12k.
30-06
Financial
Equity above €200kEq €217k ▲13.5%
2 profitable years in a row build equity to €217k.
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekoekstraat 468793 WaregemGround area
674 m²
Building footprint
108 m²
Volume, LiDAR
605 m³
Parcel 34035A0237/00K000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koekoekstraat 46, 8793 Waregem
since 19902.050.703.328
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035A0237/00K000 | Flanders | 674 m² | 1 · 108 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COLIBRI MANAGEMENT
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ORCHEP
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QuALuDEL
BE 0755.702.848
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special ad
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 35,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1990
Fiscal year end30-06
Abbreviation NL
T&MP
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46130Agents in the wholesale of timber and building materials
46190Agents in non-specialised wholesale trade
50200Water transport
52220Warehousing and support activities for transportation
61100Wired, wireless and satellite telecommunications
63220
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.