TMO Consult
ActiveSummary
TMO Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267,746 and a net result of €127,075. Equity is growing by ~97.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-5
Solvency58▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.86 in 2024; short-term debt: 19% and cash: 12.4% of total assets), and 66.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.5%
Return on assets
15.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-02-2026, 177 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
177 d early
2024
204 d early
2023
167 d early
2022
168 d early
2021
132 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 170 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 February (5 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€267,746▲ 56.9%
2024 · €170,672
Total assets
€799,634▲ 20.4%
2024 · €664,230
Net result
€127,075▲ 10.4%
2024 · €115,113
Working capital
€35,775
2024 · -€26,731
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,037-€11,186▼ 41.2%€157,553▲ 1,308%€168,863▲ 7.2%€119,270▼ 29.4%
Net result€12,138within the sector's middle half-€35,356within the sector's middle half▲ 191%€111,665above the sector's middle half▲ 216%€115,113above the sector's middle half▲ 3.1%€127,075above the sector's middle half▲ 10.4%
Equity€14,338below the sector's middle half-€48,894within the sector's middle half▲ 241%€130,559within the sector's middle half▲ 167%€170,672within the sector's middle half▲ 30.7%€267,746above the sector's middle half▲ 56.9%
Total assets€183,640within the sector's middle half-€208,348within the sector's middle half▲ 13.5%€637,915above the sector's middle half▲ 206%€664,230above the sector's middle half▲ 4.1%€799,634above the sector's middle half▲ 20.4%
Debt€169,302-€159,454▼ 5.8%€507,356▲ 218%€493,558▼ 2.7%€531,888▲ 7.8%
Working capital-€39,654below the sector's middle half--€26,669below the sector's middle half▲ 32.7%-€11,602below the sector's middle half▲ 56.5%-€26,731below the sector's middle half▼ 130%€35,775within the sector's middle half
Solvency7.8%below the sector's middle half-23.5%below the sector's middle half▲ 15.7pp20.5%below the sector's middle half▼ 3.0pp25.7%below the sector's middle half▲ 5.2pp33.5%within the sector's middle half▲ 7.8pp
Current ratio0.36below the sector's middle half-0.71below the sector's middle half▲ 0.350.92below the sector's middle half▲ 0.210.86below the sector's middle half▼ 0.061.24within the sector's middle half▲ 0.37
Return on assets (ROA)6.6%within the sector's middle half-17.0%within the sector's middle half▲ 10.4pp17.5%within the sector's middle half▲ 0.5pp17.3%within the sector's middle half▼ 0.2pp15.9%within the sector's middle half▼ 1.4pp
Staff (FTE)1
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €799,634
Fixed assets
€612,000 ▲ 24.1%
Current assets
€187,634 ▲ 9.6%
Equity and liabilities €799,634
Equity
€267,746 ▲ 56.9%
Debt
€531,888 ▲ 7.8%
Debt's share of the balance-sheet total falls from 74.3% to 66.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€125,270▼
2024 · €174,863
Cash flow
€133,075▲
2024 · €121,113
Debt to equity
1.99▼
2024 · 2.89
ROE
47.5%▼
2024 · 67.4%
Interest coverage
5.52▼
2024 · 8.93
Debt ≤ 1 year
€151,860▼
2024 · €197,961
Debt > 1 year
€380,028▲
2024 · €295,597
Income taxes
€19,927▼
2024 · €35,167
Staff costs
€29,617
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €29,617 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,999 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Other operating charges640/8 | - | €5,269 | €911 | €1,911 | €2,924 | ▲ 53.1% |
| Gross operating margin9900 | €33,033 | €22,455 | €164,464 | €176,773 | €157,811 | ▼ 10.7% |
| Operating profit (loss)9901 | €19,037 | €11,186 | €157,553 | €168,863 | €119,270 | ▼ 29.4% |
| Financial income75/76B | - | €31,397 | €1,480 | €995 | €50,421 | ▲ 4,969% |
| Recurring financial income75 | €54 | €31,397 | €1,480 | €995 | €50,421 | ▲ 4,969% |
| Financial charges65/66B | - | €3,142 | €14,488 | €19,577 | €22,690 | ▲ 15.9% |
| Recurring financial charges65 | €607 | €3,142 | €14,488 | €19,577 | €22,690 | ▲ 15.9% |
| Profit (loss) for the period before taxes9903 | €18,484 | €39,441 | €144,545 | €150,280 | €147,001 | ▼ 2.2% |
| Income taxes67/77 | €6,346 | €4,086 | €32,880 | €35,167 | €19,927 | ▼ 43.3% |
| Profit (loss) for the period9904 | €12,138 | €35,356 | €111,665 | €115,113 | €127,075 | ▲ 10.4% |
| Profit (loss) for the period to be appropriated9905 | €12,138 | €35,356 | €111,665 | €115,113 | €127,075 | ▲ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €183,640 | €208,348 | €637,915 | €664,230 | €799,634 | ▲ 20.4% |
| Fixed assets21/28 | €161,001 | €143,000 | €499,000 | €493,000 | €612,000 | ▲ 24.1% |
| Intangible fixed assets21 | €24,000 | €18,000 | €12,000 | €6,000 | - | - |
| Tangible fixed assets22/27 | €12,001 | - | - | - | - | - |
| Financial fixed assets28 | €125,000 | €125,000 | €487,000 | €487,000 | €612,000 | ▲ 25.7% |
| Current assets29/58 | €22,640 | €65,348 | €138,915 | €171,230 | €187,634 | ▲ 9.6% |
| Amounts receivable within one year40/41 | €9,937 | €38,876 | €100,023 | €105,997 | €58,004 | ▼ 45.3% |
| Trade receivables40 | - | €12,313 | €65,615 | €77,997 | €30,704 | ▼ 60.6% |
| Other amounts receivable41 | - | €26,563 | €34,407 | €28,000 | €27,300 | ▼ 2.5% |
| Current investments50/53 | €5,854 | €10,244 | €14,634 | €19,024 | €23,414 | ▲ 23.1% |
| Cash at bank and in hand54/58 | €6,296 | €12,142 | €22,450 | €45,038 | €98,956 | ▲ 120% |
| Deferred charges and accrued income490/1 | - | €4,086 | €1,809 | €1,171 | €7,260 | ▲ 520% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €183,640 | €208,348 | €637,915 | €664,230 | €799,634 | ▲ 20.4% |
| Equity10/15 | €14,338 | €48,894 | €130,559 | €170,672 | €267,746 | ▲ 56.9% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €11,338 | €45,894 | €127,559 | €167,672 | €264,746 | ▲ 57.9% |
| Amounts payable17/49 | €169,302 | €159,454 | €507,356 | €493,558 | €531,888 | ▲ 7.8% |
| Amounts payable after more than one year17 | €107,008 | €67,438 | €356,840 | €295,597 | €380,028 | ▲ 28.6% |
| Financial debts170/4 | - | €67,438 | €331,602 | €257,726 | €280,304 | ▲ 8.8% |
| Other amounts payable178/9 | - | - | €25,237 | €37,871 | €99,724 | ▲ 163% |
| Amounts payable within one year42/48 | €62,294 | €92,016 | €150,517 | €197,961 | €151,860 | ▼ 23.3% |
| Current portion of amounts payable after more than one year42 | - | €24,842 | €71,603 | €73,876 | €89,365 | ▲ 21.0% |
| Trade debts44 | €718 | €9,055 | €642 | €1,354 | €7,998 | ▲ 491% |
| Suppliers440/4 | - | €9,055 | €642 | €1,354 | €7,998 | ▲ 491% |
| Taxes, remuneration and social security45 | - | €20,613 | €48,271 | €47,732 | €21,688 | ▼ 54.6% |
| Taxes450/3 | - | €18,051 | €46,841 | €47,732 | €14,053 | ▼ 70.6% |
| Remuneration and social security454/9 | - | €2,562 | €1,430 | - | €7,636 | - |
| Other amounts payable47/48 | - | €37,506 | €30,000 | €75,000 | €32,808 | ▼ 56.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,138 | €35,356 | €111,665 | €115,113 | €127,075 | ▲ 10.4% |
| + Depreciation and write-downs630 | €11,999 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Operating cash flow (approximation) | €24,138 | €41,356 | €117,665 | €121,113 | €133,075 | ▲ 9.9% |
| Investment in fixed assets (approximation) | - | €12,001 | -€362,000 | €0 | -€125,000 | - |
| Change in cash | - | €5,846 | €10,308 | €22,589 | €53,918 | ▲ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €127,075 ▲10.4%
Net result €127,075, the highest in the series.
31-12
Financial
Equity above €200,000Eq €267,746 ▲56.9%
5 profitable years in a row build equity to €267,746.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150,000Eq €170,672 ▲30.7%
4 profitable years in a row build equity to €170,672.
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €130,559 ▲167%
3 profitable years in a row build equity to €130,559.
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2021
Ground area
345 m²
Parcel 62100C1106/00X000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
TMO CONSULT
since 20212.312.551.957
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100C1106/00X000 | Wallonia | 345 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holding · 2 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
ACOMPTA 100%1 subsidiary
According to the 2025 annual accounts of TMO Consult and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Optibilan
BE 0839.399.693
Izegem · Eq €267,619
MA FIDUCIAIRE
BE 0644.428.705
Sint-Agatha-Berchem · Eq €267,551
DL Accountants
BE 0882.800.067
Lebbeke · Eq €267,965
FISCOM AUDIT
BE 0442.021.575
Welkenraedt · Eq €267,523
JOCHEN MOYSON
BE 0695.898.586
Brugge · Eq €268,104
Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,164 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
t.mostin@fiduciaireelen.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0762617265
Also
9925:BE0762617265
Registered
04-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.