TMM
ActiveTMM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €244k and a net result of €51k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 14.45 against 7.1 in 2023; short-term debt: 6.4% and cash: 85.1% of total assets), and 6.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.6%
Return on assets
19.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
44 d early
2022
41 d early
2021
47 d early
2020
44 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€244k▲ 6.6%
2023 · €229k
2018: €133k
2019: €140k
2020: €170k
2021: €187k
2022: €219k
2023: €229k
2018 → 2024
Total assets
€261k▼ 0.5%
2023 · €262k
2018: €151k
2019: €186k
2020: €204k
2021: €234k
2022: €252k
2023: €262k
2018 → 2024
Net result
€51k▲ 41.2%
2023 · €36k
2018: €38k
2019: €40k
2020: €30k
2021: €30k
2022: €32k
2023: €36k
2018 → 2024
Working capital
€226k▲ 11.4%
2023 · €203k
2018: €131k
2019: €135k
2020: €168k
2021: €139k
2022: €182k
2023: €203k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€170k-€187k▲ 9.8%€219k▲ 17.2%€229k▲ 4.6%€244k▲ 6.6%
Operating result€41k-€42k▲ 1.2%€45k▲ 6.3%€52k▲ 17.3%€67k▲ 27.7%
Net result€30k-€30k▲ 2.1%€32k▲ 6.1%€36k▲ 13.1%€51k▲ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 28% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €261k
Fixed assets
€19k▼ 30.0%
Current assets
€242k▲ 2.8%
Equity and liabilities €261k
Equity
€244k▲ 6.6%
Debt
€17k▼ 49.5%
The debt ratio falls from 12.7% to 6.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▲
2023 · €63k
Cash flow
€62k▲
2023 · €47k
Solvency
93.6%▲
2023 · 87.3%
Current ratio
14.45▲
2023 · 7.10
Quick ratio
14.45▲
2023 · 7.10
Debt / equity
0.07▼
2023 · 0.15
ROE
21.0%▲
2023 · 15.9%
ROA
19.7%▲
2023 · 13.9%
Interest coverage
314.62▲
2023 · 226.74
Debt
€17k▼
2023 · €33k
Debt ≤ 1 year
€17k▼
2023 · €33k
Income taxes
€20k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€262k€261k▼
Fixed assets21/28€26k€19k▼
Tangible fixed assets22/27€26k€19k▼
Furniture and vehicles24€26k€19k▼
Current assets29/58€236k€242k▲
Amounts receivable within one year40/41€40k€20k▼
Trade receivables40€32k€12k▼
Other amounts receivable41€8k€8k▲
Cash at bank and in hand54/58€195k€222k▲
Deferred charges and accrued income490/1€293€381▲
Equity and liabilities
Total equity and liabilities10/49€262k€261k▼
Equity10/15€229k€244k▲
Contributions10/11€6k€6k=
Reserves13€223k€238k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€221k€236k▲
Amounts payable17/49€33k€17k▼
Amounts payable within one year42/48€33k€17k▼
Trade debts44€294€677▲
Suppliers440/4€294€677▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€22k€7k▼
Accrued charges and deferred income492/3€12€12▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€1k€659▼
Gross operating margin9900€64k€78k▲
Operating profit (loss)9901€52k€67k▲
Financial income75/76B€2€4k▲
Recurring financial income75€2€4k▲
Financial charges65/66B€276€246▼
Recurring financial charges65€276€246▼
Profit (loss) for the period before taxes9903€52k€71k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€36k€51k▲
Profit (loss) for the period to be appropriated9905€36k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€51k▲
Transfer from equity791/2€26k€36k▲
Transfer to equity691/2€36k€51k▲
To other reserves6921€36k€51k▲
Profit to be distributed694/7€26k€36k▲
Return on contributions (dividend)694€26k€36k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €51k ▲41.2%
Operating result €67k, net result €51k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.45
Current ratio from 7.10 to 14.45; short-term debt falls from €33k to €17k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €219k ▲17.2%
5 profitable years in a row build equity to €219k.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €30k ▼25.5%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €170k ▲21.2%
3 profitable years in a row build equity to €170k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolblok 72275 LilleGround area
977 m²
Building footprint
117 m²
Volume, LiDAR
659 m³
Parcel 13009C0493/00H002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TMM
since 20122.207.442.262
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0493/00H002 | Flanders | 977 m² | 1 · 117 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SAPHI
BE 0896.775.886
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J.D.P.
BE 0825.319.253
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C2Y
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.