Skip to content

TMLA

Active
Private limited companyfounded 2025active for 1 yearPatriottenstraat 70, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 1024.178.458
Summary

TMLA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,462 and a net result of €12,962. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Activity not known1 site
Size
€73,504total assets 2025
Equity
€15,462
Profit
€12,962
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 17 days early0 of 1 deed read
Why 68raises riskFounded in 2025No main activity registeredlowers riskLiquidity: current ratio 1.33, cash €31,182Size: total assets €73,504Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 60% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 46
equity 21.0% of total assets
Liquidity 86
short-term debt 31.8% · cash 42.4%
Profitability 91
return on assets 17.6%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2026: 2.4%highest value 08-2026: 0.9%▼ -1.5 percentage points vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, below the usual 1.5; short-term debt: 31.8% and cash: 42.4% of total assets), and 79% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 28% on solvency, 78% on liquidity and 73% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.33, cash €31,182
NBB · annual accounts
lowers risk · Size: total assets €73,504
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2025, micro format

Equity
€15,462
Total assets
€73,504
Net result
€12,962
Working capital
€7,803

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €73,504
Fixed assets €42,322
Current assets €31,182
Equity and liabilities €73,504
Equity €15,462
Debt €58,041
Debt finances 79.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€23,534
Cash flow
€17,938
Current ratio
1.33
Debt to equity
3.75
ROE
83.8%
ROA
17.6%
Interest coverage
26.68
Debt ≤ 1 year
€23,379
Debt > 1 year
€34,663
Income taxes
€4,713
Staff costs
€2,686

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.6% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€73,504
Fixed assets21/28€42,322
Tangible fixed assets22/27€42,322
Furniture and vehicles24€42,322
Current assets29/58€31,182
Cash at bank and in hand54/58€31,182
Equity and liabilities
Total equity and liabilities10/49€73,504
Equity10/15€15,462
Contributions10/11€2,500
Reserves13€12,962
Distributable reserves133€12,962
Amounts payable17/49€58,041
Amounts payable after more than one year17€34,663
Financial debts170/4€34,663
Amounts payable within one year42/48€23,379
Current portion of amounts payable after more than one year42€8,979
Trade debts44€2,301
Suppliers440/4€2,301
Taxes, remuneration and social security45€9,178
Taxes450/3€6,978
Remuneration and social security454/9€2,200
Other amounts payable47/48€2,921
Income statement Code2025
Remuneration, social security and pensions62€2,686
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,976
Other operating charges640/8€707
Gross operating margin9900€26,927
Operating profit (loss)9901€18,558
Financial charges65/66B€882
Recurring financial charges65€882
Profit (loss) for the period before taxes9903€17,675
Income taxes67/77€4,713
Profit (loss) for the period9904€12,962
Profit (loss) for the period to be appropriated9905€12,962
Appropriation of the result
Profit (loss) to be appropriated9906€12,962
Transfer to equity691/2€12,962
To other reserves6921€12,962

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€2,686
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,976
Other operating charges640/8€707
Gross operating margin9900€26,927
Operating profit (loss)9901€18,558
Financial charges65/66B€882
Recurring financial charges65€882
Profit (loss) for the period before taxes9903€17,675
Income taxes67/77€4,713
Profit (loss) for the period9904€12,962
Profit (loss) for the period to be appropriated9905€12,962
Line2025
Assets
Total assets20/58€73,504
Fixed assets21/28€42,322
Tangible fixed assets22/27€42,322
Furniture and vehicles24€42,322
Current assets29/58€31,182
Cash at bank and in hand54/58€31,182
Equity and liabilities
Total equity and liabilities10/49€73,504
Equity10/15€15,462
Contributions10/11€2,500
Reserves13€12,962
Distributable reserves133€12,962
Amounts payable17/49€58,041
Amounts payable after more than one year17€34,663
Financial debts170/4€34,663
Amounts payable within one year42/48€23,379
Current portion of amounts payable after more than one year42€8,979
Trade debts44€2,301
Suppliers440/4€2,301
Taxes, remuneration and social security45€9,178
Taxes450/3€6,978
Remuneration and social security454/9€2,200
Other amounts payable47/48€2,921
Line2025
Profit (loss) for the period9904€12,962
+ Depreciation and write-downs630€4,976
Operating cash flow (approximation)€17,938

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 14-07-2026 2026-00296631

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 11 June 2025, TMLA was incorporated as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
financial year 2025 · micro format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded11-06-2025
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 13 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
560 m²
Building footprint
644 m²
Building volume
7,207 m³
Parcel 31337F0001/00A000, Flanders · tallest building 53.7 m. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
TMLA
Patriottenstraat 70, 8301 Knokke-HeistRenting and operating of own or leased non-residential real estate, excluding land
since 2025unit no. 2.374.484.774
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31337F0001/00A000 Flanders 560 m² 1 · 644 m² 53.7 m
How the parcels are linked
Good to know
The parcel matches the address exactly.