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TML

Active
Private limited companyfounded 199927 years activeAfrikalaan 236, 9000 Gent, BelgiumKBO/BCE: BE 0466.860.703
Summary

The computed 12-month bankruptcy probability of TML is 2.3% (moderate). The 2024 annual accounts show equity of €26,772 and a net result of €3,420. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 36,396 sector peers (NACE 43, fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other building finishing work
NACE 43350Computing infrastructure, data processing, hosting and related activities NACE 63100
1 site
Size
€97,293total assets 2024
Equity
€26,772
Profit
€3,420
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2024
Bankruptcy probability, 12 months
2.3%
Structure
Accounts 68 days overdue0 of 7 deeds read
Why 52- Figures for FY 2024 (filed 04-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 96 days late; 3 of the last 3 late+ Founded in 1999+ Size: total assets €97,293Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 36% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 53-25
equity 27.5% of total assets
Liquidity 16-13
short-term debt 72.5% · cash 3.8%
Profitability 73-15
return on assets 3.5%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 8.9%highest value 12-2024: 8.9%● unchanged vs 11-2024highest value 01-2025: 8.9%● unchanged vs 12-2024highest value 02-2025: 2.6%▼ -6.3 percentage points vs 01-2025 03-2025: 2.6%● unchanged vs 02-2025 04-2025: 2.6%● unchanged vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.2 percentage points vs 05-2025 07-2025: 2.8%▲ +0.4 percentage points vs 06-2025 08-2025: 3.2%▲ +0.4 percentage points vs 07-2025 09-2025: 3.5%▲ +0.3 percentage points vs 08-2025 10-2025: 4.3%▲ +0.8 percentage points vs 09-2025 11-2025: 4.0%▼ -0.3 percentage points vs 10-2025 12-2025: 1.2%▼ -2.8 percentage points vs 11-2025 01-2026: 1.1%▼ -0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026lowest value 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.5 percentage points vs 07-2026 09-2026: 1.9%▲ +0.3 percentage points vs 08-2026 10-2026: 2.3%▲ +0.4 percentage points vs 09-2026
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.37 against 2.07 in 2023; short-term debt: 72.5% and cash: 3.8% of total assets), and 72.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 29% on solvency, 9% on liquidity, 45% on profitability and 61% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 04-11-2025)
NBB · annual accounts
lowers risk · Founded in 1999
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 96 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: total assets €97,293
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
96 days late
2023
162 days late
2022
525 days late
2021
79 days late
2020
362 days late
2019
487 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 285 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Active since 1999founded 15-09-1999 27 years View
  • Total assets 20246 fiscal years filed €97,293 View

By topic

Financials

Fiscal year
2024
Total assets
€97,293
Profit
€3,420
Solvency
27.5%
Total assets▲ 120%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 31-12-2022Back to profit
  2. 18-10-2022Annual accounts filed
  3. 28-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
15-09-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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