TMJP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.57M and a net result of €86k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 8018 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
6 d early
2021
19 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.57M▲ 5.8%
2024 · €1.48M
2019: €1.25M
2020: €1.31M
2021: €1.39M
2022: €1.31M
2023: €1.40M
2024: €1.48M
2019 → 2025
Net result
€86k▲ 2.5%
2024 · €84k
2019: €40k
2020: €66k
2021: €82k
2022: €76k
2023: €90k
2024: €84k
2019 → 2025
Total assets
€2.28M▼ 1.0%
2024 · €2.31M
2019: €2.03M
2020: €2.03M
2021: €2.04M
2022: €2.38M
2023: €2.36M
2024: €2.31M
2019 → 2025
Solvency
68.6%▲ 4.4pp
2024 · 64.2%
2019: 61.3%
2020: 64.7%
2021: 68.3%
2022: 54.9%
2023: 59.3%
2024: 64.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.39M-€1.31M▼ 6.3%€1.40M▲ 6.9%€1.48M▲ 6.0%€1.57M▲ 5.8%
Operating result€111k-€111k▲ 0.1%€110k▼ 0.8%€108k▼ 1.4%€110k▲ 1.3%
Net result€82k-€76k▼ 7.4%€90k▲ 18.6%€84k▼ 7.3%€86k▲ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.28M
Fixed assets
€2.00M=
Current assets
€284k▼ 7.2%
Equity and liabilities €2.28M
Equity
€1.57M▲ 5.8%
Debt
€717k▼ 13.1%
The debt ratio falls from 35.8% to 31.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
68.6%▲
2024 · 64.2%
ROE
5.5%▼
2024 · 5.7%
ROA
3.8%▲
2024 · 3.6%
Debt
€717k▼
2024 · €825k
Debt ≤ 1 year
€717k▼
2024 · €727k
Income taxes
€22k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.31M€2.28M▼
Fixed assets21/28€2.00M€2.00M=
Financial fixed assets28€2.00M€2.00M=
Current assets29/58€306k€284k▼
Amounts receivable within one year40/41€274k€255k▼
Trade receivables40€17k€16k▼
Other amounts receivable41€257k€239k▼
Cash at bank and in hand54/58€32k€29k▼
Equity and liabilities
Total equity and liabilities10/49€2.31M€2.28M▼
Equity10/15€1.48M€1.57M▲
Contributions10/11€1.20M€1.20M=
Reserves13€107k€107k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€104k€104k=
Profit (loss) carried forward14€174k€260k▲
Amounts payable17/49€825k€717k▼
Amounts payable after more than one year17€98k-
Financial debts170/4€98k-
Amounts payable within one year42/48€727k€717k▼
Current portion of amounts payable after more than one year42€126k€108k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Other amounts payable47/48€586k€596k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€109k€111k▲
Operating profit (loss)9901€108k€110k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€105k€108k▲
Income taxes67/77€22k€22k▲
Profit (loss) for the period9904€84k€86k▲
Profit (loss) for the period to be appropriated9905€84k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€174k€260k▲
Profit (loss) brought forward from the previous period14P€90k€174k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €90k ▲18.6%
Net result €90k, the highest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Messe 371330 RixensartGround area
1,313 m²
Building footprint
197 m²
Volume, LiDAR
959 m³
Parcel 25091C0118/00E000, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TMJP
since 20162.258.559.777
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0118/00E000 | Wallonia | 1,313 m² | 1 · 197 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2016
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.