Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for TMCC services according to publications in the Belgian State Gazette. The 2025 annual accounts show negative equity (€-38k) and a net result of €-34k.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events15-06-2026
Bankruptcy
Opening
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalOpen bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-34k-59.0%
Working capital€-61k-155.8%
Directors1
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 85 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -84.9% | 43.1% | |
| Net result | €-34k | €11k | |
| Equity | €-38k | €26k | |
| Gross operating margin | €91k | €29k | |
| Staff costs | €116k | €32k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P8
Weakening position over 2022-2025
· n=237-802
P5
Weakening position over 2022-2025
· n=236-800
P5
Weakening position over 2022-2025
· n=237-802
P79
Improving position over 2022-2025
· n=236-801
Describes the position versus peers, not a forecast.
€-30k
-32.4%
far below sector median
€-34k
-59.0%
far below sector median
€-31k
-67.1%
far below sector median
€45k
-36.7%
-84% vs sector
€-38k
-726.1%
far below sector median
€-61k
-155.8%
far below sector median
3
0.0%
≈ vs sector
€116k
+85.6%
+28% vs sector
€140
+10.0%
-99% vs sector
€84k
+9.9%
-50% vs sector
€84k
+9.9%
-44% vs sector
0.27
-60.4%
-91% vs sector
0.27
-60.4%
-91% vs sector
-84.9%
-1204.6%
far below sector median
-2.18
+86.7%
far below sector median
87.9%
-80.8%
+132% vs sector
-74.6%
-151.0%
far below sector median
-58.78
+21.9%
far below sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-30k |
| Net profit | €-34k |
| Cash flow | €-31k |
| Staff costs | €116k |
| Income taxes | €140 |
| Dividends | - |
| Total assets | €45k |
| Equity | €-38k |
| Debt | €84k |
| of which ≤ 1y | €84k |
| of which > 1y | - |
| Working capital | €-61k |
| Employees (FTE) | 3.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.27 |
| Quick ratio | 0.27 |
| Working capital ratio | -134.6% |
| Solvency | -84.9% |
| Debt / equity | -2.18 |
| Long-term debt ratio | - |
| Interest coverage | -58.78 |
| Gross margin | - |
| Net margin | - |
| ROA | -74.6% |
| ROE | 87.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €45k |
| Fixed assets | 21/28 | €23k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €20k |
| Current assets | 29/58 | €23k |
| Amounts receivable within one year | 40/41 | €20k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €45k |
| Equity | 10/15 | €-38k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €84k |
| Amounts payable within one year | 42/48 | €84k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €91k |
| Operating result | 9901 | €-33k |
| Financial charges | 65 | €514 |
| Result before taxes | 9903 | €-34k |
| Income taxes | 67/77 | €140 |
| Net result for the period | 9904 | €-34k |
| Result to be appropriated | 9905 | €-34k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | SYLVIA LAGROU JOZEF VAN ELEWIJCKSTRAAT 86
BUS 6, 1853 STROMBEEK-BEVER |
09-06-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van auto- en motorrijscholen(85531) |
| Legal form | Private limited company(610) |
| Incorporation | 03-06-2021 |
| Status | Active |
| Postal code | 1040 |
| First BS signal | 15-06-2026 |
| Latest BS signal | 15-06-2026 |
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Establishment units
1 locationTMCC services
since 20212.318.412.737
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,117 m²
Buildings2
Building footprint1,168 m²
Volume (LiDAR)22,838 m³
Tallest building30.9 m · ±9 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0116/00L002 | Brussels | 1,194 m² | 1 · 560 m² | 30.9 m · 9 fl. |
| 23084A0224/00X000 | Flanders | 923 m² | 1 · 608 m² | 16.4 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette15-06-2026
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
2026
19-03-2026
Statutes amendment
- General meeting , 22/01/2026
- Registered-office move , 1040 Bruxelles, Rue de la Loi 62
- Corporate purpose , La société a pour objet, tant en Belgique qu'à l'étranger, pour son propre compte ou pour le compte de tiers, ou par la participation de ceux-ci, un secteur dan…
- Statutes amendment
- Shares issued , 100
Analysis
Snowflake analysis
financial profile on 5 axes33
/ 100
Fragile profile, watch health in particular.
Health
0
Profitability
100
Solvency
33
Growth
32
Stability
0
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Autorijscholen85531Activiteiten van auto- en motorrijscholen85531
Primary activity highlighted.
Names & trade names
| Legal nameNL | TMCC services |
Registered office
Wetstraat 62
1040 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.