TM TRANSPORT & SERVICES
ActiveThe computed 12-month bankruptcy probability of TM TRANSPORT & SERVICES is 6.2% (elevated). The 2025 annual accounts show equity of €10k and a net result of €-9k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 4488 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-96
Solvency51▼-19
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
6.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 2.66 against 2.08 in 2024; short-term debt: 28% and cash: 56.2% of total assets), but 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
-22.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
120 d late
2023
61 d late
2022
on the day
2021
6 d early
2020
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 47.1%
2024 · €20k
2020: €15k
2021: €18k
2022: €16k
2023: €10k
2024: €20k
2020 → 2025
Total assets
€41k▼ 6.3%
2024 · €43k
2020: €26k
2021: €21k
2022: €20k
2023: €13k
2024: €43k
2020 → 2025
Net result
€-9k
2024 · €9k
2020: €-4k
2021: €4k
2022: €-2k
2023: €-6k
2024: €9k
2020 → 2025
Working capital
€19k▲ 14.8%
2024 · €16k
2020: €-4k
2021: €4k
2022: €6k
2023: €4k
2024: €16k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€16k▼ 11.7%€10k▼ 36.9%€20k▲ 92.0%€10k▼ 47.1%
Operating result€4k-€-2k€-6k▼ 213%€9k€-9k
Net result€4k-€-2k€-6k▼ 178%€9k€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€10k▼ 11.7%
Current assets
€30k▼ 4.3%
Equity and liabilities €41k
Equity
€10k▼ 47.1%
Debt
€30k▲ 27.6%
The debt ratio rises from 54.6% to 74.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▼
2024 · €15k
Cash flow
€-1k▼
2024 · €15k
Solvency
25.7%▼
2024 · 45.4%
Current ratio
2.66▲
2024 · 2.08
Quick ratio
2.66▲
2024 · 2.08
Debt / equity
2.90▲
2024 · 1.20
ROE
-88.9%▼
2024 · 47.9%
ROA
-22.8%▼
2024 · 21.8%
Interest coverage
-3.21▼
2024 · 54.35
Debt
€30k▲
2024 · €24k
Debt ≤ 1 year
€11k▼
2024 · €15k
Debt > 1 year
€19k▲
2024 · €8k
Staff costs
€11k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€41k▼
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Furniture and vehicles24€12k€10k▼
Financial fixed assets28€150€150=
Current assets29/58€32k€30k▼
Amounts receivable within one year40/41€13k€7k▼
Trade receivables40€5k€5k▲
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€19k€23k▲
Deferred charges and accrued income490/1€82-
Equity and liabilities
Total equity and liabilities10/49€43k€41k▼
Equity10/15€20k€10k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€1k€-8k▼
Amounts payable17/49€24k€30k▲
Amounts payable after more than one year17€8k€19k▲
Financial debts170/4€8k€19k▲
Amounts payable within one year42/48€15k€11k▼
Current portion of amounts payable after more than one year42€6k€6k=
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€4k€224▼
Remuneration and social security454/9€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8-€773
Non-recurring operating charges66A-€1k
Gross operating margin9900€21k€12k▼
Operating profit (loss)9901€9k€-9k▼
Financial income75/76B€257€288▲
Recurring financial income75€257€288▲
Financial charges65/66B€280€370▲
Recurring financial charges65€280€370▲
Profit (loss) for the period before taxes9903€9k€-9k▼
Profit (loss) for the period9904€9k€-9k▼
Profit (loss) for the period to be appropriated9905€9k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-8k▼
Profit (loss) brought forward from the previous period14P€-8k€1k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼198%
Net result drops to €-9k, the lowest in the series.
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.76
Current ratio from 0.64 to 2.76; short-term debt falls from €11k to €2k.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coghenlaan 651180 UkkelGround area
1,536 m²
Building footprint
449 m²
Volume, LiDAR
8,579 m³
Parcel 21016B0113/00V003, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
TM TRANSPORT & SERVICES
since 20202.305.384.944
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0113/00V003 | Brussels | 1,536 m² | 1 · 449 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COURRIER MESSAGERIE COLIS
BE 0454.923.466
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ASADI
BE 0761.900.257
Roeselare · Eq €10k
OMRAN TRANSFER
BE 1021.438.605
Kortenberg · Eq €10k
AB-LUXE SERVICES
BE 0723.816.374
Enghien · Eq €10k
RADIO TAXIS DE BRUXELLES
BE 0413.838.424
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Of 6,681 companies in sector 49330 we hold annual accounts for 2,284. 1,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2020
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:taherims@hotmail.com
E-mail:TMTransport-ServicesSRL@outlook.com