TM TRADUCTION
ActiveSummary
TM TRADUCTION has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €97,039 and a net result of €14,113. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 4343 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability85▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 8.25 against 3.61 in 2023; short-term debt: 11.1% and cash: 53.3% of total assets), and 11.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
32 d early
2022
6 d early
2021
31 d late
2020
62 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€97,039▲ 17.0%
2023 · €82,925
Total assets
€109,179▼ 0.8%
2023 · €110,068
Net result
€14,113▼ 8.1%
2023 · €15,355
Working capital
€88,075▲ 24.6%
2023 · €70,709
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,560▼ 19.6%€11,971▼ 27.7%€18,960▲ 58.4%€22,692▲ 19.7%€19,992▼ 11.9%
Net result€12,454within the sector's middle half▼ 20.7%€8,062within the sector's middle half▼ 35.3%€12,746within the sector's middle half▲ 58.1%€15,355within the sector's middle half▲ 20.5%€14,113within the sector's middle half▼ 8.1%
Equity€46,763within the sector's middle half▲ 36.3%€54,825within the sector's middle half▲ 17.2%€67,571within the sector's middle half▲ 23.2%€82,925within the sector's middle half▲ 22.7%€97,039within the sector's middle half▲ 17.0%
Total assets€80,617within the sector's middle half▲ 10.0%€77,456within the sector's middle half▼ 3.9%€92,822within the sector's middle half▲ 19.8%€110,068within the sector's middle half▲ 18.6%€109,179within the sector's middle half▼ 0.8%
Debt€33,854▼ 13.2%€22,631▼ 33.2%€25,252▲ 11.6%€27,142▲ 7.5%€12,140▼ 55.3%
Working capital€40,011▲ 48.3%€47,551▲ 18.8%€61,001▲ 28.3%€70,709▲ 15.9%€88,075▲ 24.6%
Solvency58.0%within the sector's middle half▲ 11.2pp70.8%within the sector's middle half▲ 12.8pp72.8%above the sector's middle half▲ 2.0pp75.3%above the sector's middle half▲ 2.5pp88.9%above the sector's middle half▲ 13.5pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €109,179
Fixed assets
€8,964 ▼ 26.6%
Current assets
€100,214 ▲ 2.4%
Equity and liabilities €109,179
Equity
€97,039 ▲ 17.0%
Debt
€12,140 ▼ 55.3%
Debt's share of the balance-sheet total falls from 24.7% to 11.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,245▼
2023 · €29,220
Cash flow
€17,366▼
2023 · €21,883
Current ratio
8.25▲
2023 · 3.61
Debt to equity
0.13▼
2023 · 0.33
ROE
14.5%▼
2023 · 18.5%
ROA
12.9%▼
2023 · 14.0%
Interest coverage
121.47▲
2023 · 114.10
Debt ≤ 1 year
€12,140▼
2023 · €27,142
Income taxes
€5,688▼
2023 · €7,122
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,845 | €6,082 | €6,099 | €6,528 | €3,253 | ▼ 50.2% |
| Other operating charges640/8 | - | €531 | €534 | €650 | €602 | ▼ 7.4% |
| Gross operating margin9900 | €23,180 | €18,584 | €25,593 | €29,871 | €23,847 | ▼ 20.2% |
| Operating profit (loss)9901 | €16,560 | €11,971 | €18,960 | €22,692 | €19,992 | ▼ 11.9% |
| Financial income75/76B | - | €10 | €0 | €41 | - | - |
| Recurring financial income75 | - | €10 | €0 | €41 | - | - |
| Non-recurring financial income76B | - | €10 | €0 | €41 | - | - |
| Financial charges65/66B | - | €375 | €350 | €256 | €191 | ▼ 25.3% |
| Recurring financial charges65 | €378 | €375 | €350 | €256 | €191 | ▼ 25.3% |
| Profit (loss) for the period before taxes9903 | €16,455 | €11,607 | €18,610 | €22,477 | €19,801 | ▼ 11.9% |
| Income taxes67/77 | €4,000 | €3,545 | €5,864 | €7,122 | €5,688 | ▼ 20.1% |
| Profit (loss) for the period9904 | €12,454 | €8,062 | €12,746 | €15,355 | €14,113 | ▼ 8.1% |
| Profit (loss) for the period to be appropriated9905 | €12,454 | €8,062 | €12,746 | €15,355 | €14,113 | ▼ 8.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €80,617 | €77,456 | €92,822 | €110,068 | €109,179 | ▼ 0.8% |
| Fixed assets21/28 | €19,291 | €14,482 | €8,383 | €12,217 | €8,964 | ▼ 26.6% |
| Tangible fixed assets22/27 | €19,247 | €14,439 | €8,339 | €12,173 | €8,921 | ▼ 26.7% |
| Plant, machinery and equipment23 | - | - | - | €9,182 | €8,253 | ▼ 10.1% |
| Furniture and vehicles24 | - | €14,439 | €8,339 | €2,991 | €668 | ▼ 77.7% |
| Financial fixed assets28 | €43 | €43 | €43 | €43 | €43 | = |
| Current assets29/58 | €61,326 | €62,974 | €84,440 | €97,851 | €100,214 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €49,333 | €50,794 | €31,077 | €50,040 | €41,055 | ▼ 18.0% |
| Trade receivables40 | - | €50,724 | €31,077 | €42,040 | €34,959 | ▼ 16.8% |
| Other amounts receivable41 | - | €70 | - | €8,000 | €6,096 | ▼ 23.8% |
| Cash at bank and in hand54/58 | €11,137 | €11,809 | €52,917 | €47,335 | €58,173 | ▲ 22.9% |
| Deferred charges and accrued income490/1 | - | €371 | €446 | €477 | €987 | ▲ 107% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €80,617 | €77,456 | €92,822 | €110,068 | €109,179 | ▼ 0.8% |
| Equity10/15 | €46,763 | €54,825 | €67,571 | €82,925 | €97,039 | ▲ 17.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €19,385 | €19,385 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €785 | €5,785 | €15,785 | €30,000 | €43,000 | ▲ 43.3% |
| Non-distributable reserves130/1 | - | €785 | €785 | - | - | - |
| Legal reserve130 | - | €785 | €785 | - | - | - |
| Distributable reserves133 | - | €5,000 | €15,000 | €30,000 | €43,000 | ▲ 43.3% |
| Profit (loss) carried forward14 | €27,378 | €30,439 | €33,185 | €33,540 | €34,653 | ▲ 3.3% |
| Amounts payable17/49 | €33,854 | €22,631 | €25,252 | €27,142 | €12,140 | ▼ 55.3% |
| Amounts payable after more than one year17 | €12,539 | €7,208 | €1,813 | €0 | - | - |
| Financial debts170/4 | - | €7,208 | €1,813 | €0 | - | - |
| Amounts payable within one year42/48 | €21,315 | €15,423 | €23,439 | €27,142 | €12,140 | ▼ 55.3% |
| Current portion of amounts payable after more than one year42 | - | €5,331 | €5,395 | €1,813 | - | - |
| Trade debts44 | €6,443 | €1,552 | €1,917 | €1,946 | €2,171 | ▲ 11.6% |
| Suppliers440/4 | - | €1,552 | €1,917 | €1,946 | €2,171 | ▲ 11.6% |
| Taxes, remuneration and social security45 | - | €8,540 | €11,667 | €16,155 | €9,969 | ▼ 38.3% |
| Taxes450/3 | - | €5,540 | €11,667 | €16,155 | €9,969 | ▼ 38.3% |
| Remuneration and social security454/9 | - | €3,000 | - | - | - | - |
| Other amounts payable47/48 | - | - | €4,460 | €7,228 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,454 | €8,062 | €12,746 | €15,355 | €14,113 | ▼ 8.1% |
| + Depreciation and write-downs630 | €5,845 | €6,082 | €6,099 | €6,528 | €3,253 | ▼ 50.2% |
| Operating cash flow (approximation) | €18,299 | €14,144 | €18,845 | €21,883 | €17,366 | ▼ 20.6% |
| Investment in fixed assets (approximation) | - | -€1,273 | €0 | -€10,362 | €0 | ▲ 100% |
| Change in cash | - | €672 | €41,108 | -€5,582 | €10,838 | ▲ 294% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 8.25
Current ratio from 3.61 to 8.25; short-term debt falls from €27,142 to €12,140.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €8,062 ▼35.3%
Net result drops to €8,062, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 62 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2019
Ground area
908 m²
Building footprint
121 m²
Parcel 92133A0566/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TM TRADUCTION
since 20192.285.436.301
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92133A0566/00L000 | Wallonia | 908 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,526 companies in sector 74301 we hold annual accounts for 720. 605 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
Contact
Website
murielle.tilmont@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0720804822
Also
9925:BE0720804822
Registered
03-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.