TM TECHNICS
ActiveSummary
TM TECHNICS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €202,467. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 7868 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-2
Solvency67▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.58 in 2024; short-term debt: 31.5% and cash: 11.8% of total assets), but 58.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
6.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
65 d early
2022
42 d early
2021
40 d early
2020
33 d early
2019
74 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 fastest grower in Houthalen-Helchteren#6 employer in Houthalen-Helchteren, Construction sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.2m▲ 19.5%
2024 · €1.0m
Total assets
€3.0m▲ 3.4%
2024 · €2.9m
Net result
€202,467▼ 10.8%
2024 · €227,019
Working capital
€1.0m▲ 96.7%
2024 · €521,084
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€411,100▲ 42.7%€20,706▼ 95.0%€168,015▲ 711%€382,496▲ 128%€385,585▲ 0.8%
Net result€309,629▲ 71.6%€2,115▼ 99.3%€120,749▲ 5,608%€227,019▲ 88.0%€202,467▼ 10.8%
Equity€686,183▲ 82.2%€688,298▲ 0.3%€809,047▲ 17.5%€1.0m▲ 28.1%€1.2m▲ 19.5%
Total assets€1.3m=€1.4m▲ 14.0%€2.1m▲ 42.2%€2.9m▲ 39.9%€3.0m▲ 3.4%
Debt€889,825=€713,382▼ 19.8%€1.2m▲ 70.0%€1.8m▲ 49.7%€1.7m▼ 5.2%
Working capital€308,589=€267,886▼ 13.2%€332,381▲ 24.1%€521,084▲ 56.8%€1.0m▲ 96.7%
Staff (FTE)16.5▲ 1.9%18.2▲ 10.3%23.1▲ 26.9%30.3▲ 31.2%32.4▲ 6.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets
€1.0m ▼ 30.3%
Current assets
€2.0m ▲ 37.5%
Equity and liabilities €3.0m
Equity
€1.2m ▲ 19.5%
Provisions
€9,025 ▼ 54.7%
Debt
€1.7m ▼ 5.2%
Debt's share of the balance-sheet total falls from 63.2% to 58.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€702,010▲
2024 · €672,547
Cash flow
€518,892▲
2024 · €517,070
Current ratio
2.10▲
2024 · 1.58
Quick ratio
1.83▲
2024 · 1.31
Debt to equity
1.39▼
2024 · 1.75
ROE
16.3%▼
2024 · 21.9%
ROA
6.8%▼
2024 · 7.9%
Interest coverage
12.73▲
2024 · 11.87
Debt ≤ 1 year
€934,312▲
2024 · €903,714
Debt > 1 year
€767,876▼
2024 · €900,673
Income taxes
€140,325▲
2024 · €111,663
Staff costs
€2.2m▲
2024 · €2.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €12,407 | €51,134 | €17,877 | €81,304 | ▲ 355% |
| Remuneration, social security and pensions62 | - | €1.1m | €1.5m | €2.0m | €2.2m | ▲ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €126,302 | €114,464 | €161,784 | €290,050 | €316,425 | ▲ 9.1% |
| Other operating charges640/8 | - | €7,591 | €13,615 | €13,859 | €21,316 | ▲ 53.8% |
| Gross operating margin9900 | €1.4m | €1.3m | €1.9m | €2.7m | €2.9m | ▲ 8.6% |
| Operating profit (loss)9901 | €411,100 | €20,706 | €168,015 | €382,496 | €385,585 | ▲ 0.8% |
| Financial income75/76B | - | €3,751 | €2,102 | €1,963 | €1,467 | ▼ 25.2% |
| Recurring financial income75 | €3,767 | €3,751 | €2,102 | €1,963 | €1,467 | ▼ 25.2% |
| Financial charges65/66B | - | €7,131 | €13,769 | €56,673 | €55,156 | ▼ 2.7% |
| Recurring financial charges65 | €17,181 | €7,131 | €13,769 | €56,673 | €55,156 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | €399,279 | €17,326 | €156,348 | €327,786 | €331,896 | ▲ 1.3% |
| Transfer from deferred taxes780 | - | €10,896 | €10,896 | €10,896 | €10,896 | = |
| Income taxes67/77 | €37,677 | €26,106 | €46,495 | €111,663 | €140,325 | ▲ 25.7% |
| Profit (loss) for the period9904 | €309,629 | €2,115 | €120,749 | €227,019 | €202,467 | ▼ 10.8% |
| Transfer from tax-exempt reserves789 | - | €50,582 | €43,582 | €43,582 | €43,582 | = |
| Profit (loss) for the period to be appropriated9905 | €99,198 | €52,697 | €164,331 | €270,601 | €246,049 | ▼ 9.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.4m | €2.1m | €2.9m | €3.0m | ▲ 3.4% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €447,641 | €556,275 | €780,956 | €1.4m | €1.0m | ▼ 30.3% |
| Intangible fixed assets21 | €0 | - | €35,351 | €25,202 | €15,071 | ▼ 40.2% |
| Tangible fixed assets22/27 | €435,144 | €454,709 | €667,214 | €1.4m | €946,989 | ▼ 30.3% |
| Land and buildings22 | - | €31,755 | €28,248 | €24,741 | €1,295 | ▼ 94.8% |
| Plant, machinery and equipment23 | - | €232,012 | €283,633 | €484,208 | €273,866 | ▼ 43.4% |
| Furniture and vehicles24 | - | €87,042 | €129,825 | €136,595 | €81,198 | ▼ 40.6% |
| Leasing and similar rights25 | - | €103,899 | €225,508 | €712,424 | €590,629 | ▼ 17.1% |
| Financial fixed assets28 | €134,299 | €101,566 | €78,391 | €62,823 | €45,840 | ▼ 27.0% |
| Current assets29/58 | €818,738 | €887,117 | €1.3m | €1.4m | €2.0m | ▲ 37.5% |
| Stocks and contracts in progress3 | €80,744 | €249,895 | €195,213 | €238,587 | €249,851 | ▲ 4.7% |
| Stocks30/36 | - | €249,895 | €195,213 | €238,587 | €249,851 | ▲ 4.7% |
| Amounts receivable within one year40/41 | €493,422 | €597,000 | €1.0m | €1.0m | €1.2m | ▲ 20.5% |
| Trade receivables40 | - | €556,537 | €883,994 | €918,545 | €1.2m | ▲ 31.2% |
| Other amounts receivable41 | - | €40,462 | €135,614 | €118,981 | €44,212 | ▼ 62.8% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €276,097 | €7,900 | €17,897 | €103,624 | €348,862 | ▲ 237% |
| Deferred charges and accrued income490/1 | - | €32,322 | €38,834 | €45,062 | €110,832 | ▲ 146% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.4m | €2.1m | €2.9m | €3.0m | ▲ 3.4% |
| Equity10/15 | €686,183 | €688,298 | €809,047 | €1.0m | €1.2m | ▲ 19.5% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €666,183 | €668,298 | €789,047 | €1.0m | €1.2m | ▲ 19.9% |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | €0 | ▼ 100% |
| Tax-exempt reserves132 | - | €166,848 | €123,266 | €79,684 | €36,102 | ▼ 54.7% |
| Distributable reserves133 | - | €499,450 | €663,781 | €934,382 | €1.2m | ▲ 26.5% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Provisions and deferred taxes16 | €52,608 | €41,712 | €30,817 | €19,921 | €9,025 | ▼ 54.7% |
| Deferred taxes168 | - | €41,712 | €30,817 | €19,921 | €9,025 | ▼ 54.7% |
| Amounts payable17/49 | €889,825 | €713,382 | €1.2m | €1.8m | €1.7m | ▼ 5.2% |
| Amounts payable after more than one year17 | €379,196 | €93,671 | €272,994 | €900,673 | €767,876 | ▼ 14.7% |
| Financial debts170/4 | - | €93,671 | €272,994 | €900,673 | €767,876 | ▼ 14.7% |
| Amounts payable within one year42/48 | €510,149 | €619,231 | €939,171 | €903,714 | €934,312 | ▲ 3.4% |
| Current portion of amounts payable after more than one year42 | - | €123,215 | €206,037 | €342,734 | €345,080 | ▲ 0.7% |
| Trade debts44 | €289,852 | €447,317 | €625,266 | €361,907 | €388,713 | ▲ 7.4% |
| Suppliers440/4 | - | €447,317 | €625,266 | €361,907 | €388,713 | ▲ 7.4% |
| Advances received on contracts in progress46 | - | - | - | - | €114,150 | - |
| Taxes, remuneration and social security45 | - | €48,408 | €107,744 | €199,022 | €86,318 | ▼ 56.6% |
| Taxes450/3 | - | €9,277 | - | €11,132 | €2,528 | ▼ 77.3% |
| Remuneration and social security454/9 | - | €39,131 | €107,744 | €187,890 | €83,790 | ▼ 55.4% |
| Other amounts payable47/48 | - | €291 | €124 | €51 | €51 | = |
| Accrued charges and deferred income492/3 | - | €480 | €480 | €10,417 | €17,453 | ▲ 67.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €309,629 | €2,115 | €120,749 | €227,019 | €202,467 | ▼ 10.8% |
| + Depreciation and write-downs630 | €126,302 | €114,464 | €161,784 | €290,050 | €316,425 | ▲ 9.1% |
| Operating cash flow (approximation) | €435,931 | €116,580 | €282,533 | €517,070 | €518,892 | ▲ 0.4% |
| Investment in fixed assets (approximation) | - | -€223,098 | -€386,465 | -€955,088 | €121,668 | ▲ 113% |
| Change in cash | - | -€268,197 | €9,998 | €85,727 | €245,238 | ▲ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €1mEq €1.0m ▲28.1%
6 profitable years in a row build equity to €1.0m.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Weakest financial yearnet €2,115 ▼99.3%
Net result drops to €2,115, the lowest in the series; recovery starts the following year.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €309,629 ▲71.6%
Operating result €411,100, net result €309,629, both a record.
30-06
Financial
Equity above €500,000Eq €686,183 ▲82.2%
3 profitable years in a row build equity to €686,183.
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
06-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2002
Ground area
5,594 m²
Building footprint
2,431 m²
Volume, LiDAR
18,816 m³
Parcel 72015C0744/00Y000, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TM TECHNICS
since 20022.094.598.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015C0744/00Y000 | Flanders | 5,594 m² | 1 · 2,431 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 17,251 EUR awarded · 16,863 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,016 EUR | 8,264 EUR |
| 2024 | 2 | 5,885 EUR | 4,446 EUR |
| 2023 | 1 | 1,380 EUR | 1,520 EUR |
| 2022 | 2 | 2,970 EUR | 2,633 EUR |
Recognitions · licences · registrations
Recognised contractor
1 categoryTM TECHNICS BV39696
Dual-learning approval
3 live approvalsLogistiek duaal (so)
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. 2,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2002
Fiscal year end30-06
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.