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TM CONSULT

Active
St.-Genovevastraat 28 ·3770 Riemst, Belgium
KBO/BCE: BE 0782.493.159
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TM CONSULT is 0.6% (low). The 2024 annual accounts show equity of €209k and a net result of €55k. Its solvency ranks better than 65% of 3380 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€55k-65.1%
Working capital€163k+65.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro
€0€100k€200kOperating result 2023: €224k€224kNet result 2023: €159k€159kOperating result 2024: €77k€77kNet result 2024: €55k€55k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.2% 55.1%
better than 65% of 3380 sector peers
Net result €55k €19k
better than 82% of 3380 sector peers
Equity €209k €45k
better than 92% of 3382 sector peers
Gross operating margin €91k €38k
better than 82% of 3377 sector peers
Total assets €311k €95k
better than 87% of 3381 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€90k
-61.5% +86% vs sector
Net profit
€55k
-65.1% +83% vs sector
Cash flow
€68k
-59.4% +89% vs sector
Total assets
€311k
+15.2% -6% vs sector
Equity
€209k
+36.1% +180% vs sector
Working capital
€163k
+65.7% +165% vs sector
Income taxes
€22k
-66.5% far above sector median
Debt
€102k
-12.3% -60% vs sector
Debt ≤ 1y
€102k
-12.3% -60% vs sector
Current ratio
2.60
+40.8% +114% vs sector
Quick ratio
2.60
+40.8% +119% vs sector
Solvency
67.2%
+18.1% +269% vs sector
Debt / equity
0.49
-35.6% -89% vs sector
ROE
26.5%
-74.3% -32% vs sector
ROA
17.8%
-69.7% +106% vs sector
Interest coverage
-703.40
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€90k
Net profit€55k
Cash flow€68k
Staff costs-
Income taxes€22k
Dividends-
Total assets€311k
Equity€209k
Debt€102k
of which ≤ 1y€102k
of which > 1y-
Working capital€163k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.60
Quick ratio2.60
Working capital ratio52.4%
Solvency67.2%
Debt / equity0.49
Long-term debt ratio-
Interest coverage-703.40
Gross margin-
Net margin-
ROA17.8%
ROE26.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€311k
Fixed assets 21/28€46k
Tangible fixed assets 22/27€44k
Financial fixed assets 28€2k
Current assets 29/58€265k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€243k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€311k
Equity 10/15€209k
Contributions / capital 10/11€5k
Reserves 13€204k
Amounts payable 17/49€102k
Amounts payable within one year 42/48€102k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€91k
Operating result 9901€77k
Financial income 75€3
Financial charges 65€-128
Result before taxes 9903€77k
Income taxes 67/77€22k
Net result for the period 9904€55k
Result to be appropriated 9905€55k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
75 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
TM CONSULT
St.-Genovevastraat 28, 3770 RiemstOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20222.329.593.372
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,698 m²
Buildings1
Building footprint236 m²
Volume (LiDAR)1,040 m³
Tallest building7.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73102A0156/00C000 Flanders 2,698 m² 1 · 236 m² 7.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
18-06-2025 Change in the board of directors Director changes·Maria NEVEN
Notary: Maria NEVEN · Riemst

Analysis

Snowflake analysis

financial profile on 5 axes
Health75Profitability100Solvency100Growth52Stability94
84 / 100

Exceptional profile, strong across almost every axis.

Health 75
Profitability 100
Solvency 100
Growth 52
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121
Primary activity highlighted.
Names & trade names
Legal nameNL TM CONSULT
AbbreviationNL TMC
Registered office
St.-Genovevastraat 28
3770 Riemst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.