TM CLEAN SERVICES
ActiveThe computed 12-month bankruptcy probability of TM CLEAN SERVICES is 3.8% (moderate). The 2025 annual accounts show negative equity (€-10k) and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 4477 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
17
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-62
Solvency3▼-32
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 1.85 in 2024; short-term debt: 85.8% and cash: 1.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.6%
Return on assets
-33.1%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-04-2026, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
89 d late
2024
28 d late
2023
23 d early
2022
29 d early
2021
26 d early
2020
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-10k
2024 · €5k
2020: €27
2021: €3k
2022: €9k
2023: €-2k
2024: €5k
2020 → 2025
Total assets
€45k▼ 13.0%
2024 · €52k
2020: €22k
2021: €37k
2022: €51k
2023: €44k
2024: €52k
2020 → 2025
Net result
€-15k
2024 · €7k
2020: €-3k
2021: €3k
2022: €6k
2023: €-12k
2024: €7k
2020 → 2025
Working capital
€-3k
2024 · €19k
2020: €-3k
2021: €-2k
2022: €4k
2023: €-5k
2024: €19k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€9k▲ 213%€-2k€5k€-10k
Operating result€9k-€16k▲ 77.1%€-2k€25k€-10k
Net result€3k-€6k▲ 115%€-12k€7k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€10k▼ 12.0%
Current assets
€35k▼ 13.3%
Key figures and ratios
EBITDA
€-8k▼
2024 · €27k
Cash flow
€-12k▼
2024 · €9k
Solvency
-21.6%▼
2024 · 10.0%
Current ratio
0.91▼
2024 · 1.85
Quick ratio
0.91▼
2024 · 1.85
Debt / equity
-5.63▼
2024 · 9.01
ROA
-33.1%▼
2024 · 14.0%
Interest coverage
-1.90▼
2024 · 3.14
Debt
€55k▲
2024 · €46k
Debt ≤ 1 year
€39k▲
2024 · €22k
Debt > 1 year
€16k▼
2024 · €25k
Income taxes
€169▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€45k▼
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Financial fixed assets28€1k€1k=
Current assets29/58€40k€35k▼
Amounts receivable within one year40/41€38k€34k▼
Trade receivables40€38k€20k▼
Other amounts receivable41-€14k
Cash at bank and in hand54/58€2k€686▼
Deferred charges and accrued income490/1€333€215▼
Equity and liabilities
Total equity and liabilities10/49€52k€45k▼
Equity10/15€5k€-10k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€2k€-13k▼
Amounts payable17/49€46k€55k▲
Amounts payable after more than one year17€25k€16k▼
Financial debts170/4€25k€16k▼
Amounts payable within one year42/48€22k€39k▲
Current portion of amounts payable after more than one year42€9k€9k▼
Trade debts44€129€5k▲
Suppliers440/4€129€5k▲
Taxes, remuneration and social security45€13k€23k▲
Taxes450/3€13k€12k▼
Remuneration and social security454/9€0€12k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€8k€1k▼
Gross operating margin9900€35k€-7k▼
Operating profit (loss)9901€25k€-10k▼
Financial income75/76B€16€0▼
Recurring financial income75€16€0▼
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€16k€-15k▼
Income taxes67/77€9k€169▼
Profit (loss) for the period9904€7k€-15k▼
Profit (loss) for the period to be appropriated9905€7k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-13k▼
Profit (loss) brought forward from the previous period14P€-6k€2k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 89 days late
2025
30-06
Financial
Weakest financial yearnet €-15k ▼306%
Net result drops to €-15k, the lowest in the series.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.85
Current ratio from 0.89 to 1.85; short-term debt falls from €46k to €22k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lecat(L.L) 117100 La LouvièreGround area
195 m²
Building footprint
52 m²
Volume, LiDAR
438 m³
Parcel 55373B0163/00R000, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TM CLEAN SERVICES
since 20192.292.419.905
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55373B0163/00R000 | Wallonia | 195 m² | 1 · 52 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAPI CLEANING
BE 1031.310.829
Mechelen · Eq €5k
CLEAN4YOU
BE 0536.446.127
Knokke-Heist · Eq €5k
ASSAINISSEMENT ET SOIN DE VOTRE PATRIMOINE
BE 0477.446.272
Andenne · Eq €5k
S&G CLEAN
BE 1011.734.942
Koekelberg · Eq €5k
Costa Service
BE 1012.220.140
Koekelberg · Eq €5k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 1,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2019
Fiscal year end30-06
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@algrenov.be
Phone:+32486859891
E-mail:tmcleanservices@hotmail.com