TLP
ActiveThe computed 12-month bankruptcy probability of TLP is 2.1% (moderate). The 2025 annual accounts show equity of €9k and a net result of €3k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 40% of 27407 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency56▲+13
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.89 in 2024), and 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
29 d early
2023
48 d early
2022
1 d late
2021
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 21.6%
2024 · €8k
2021: €9k
2022: €8k
2023: €8k
2024: €8k
2021 → 2025
Total assets
€24k▼ 7.9%
2024 · €26k
2021: €42k
2022: €32k
2023: €24k
2024: €26k
2021 → 2025
Net result
€3k
2024 · €-93
2021: €6k
2022: €46
2023: €121
2024: €-93
2021 → 2025
Working capital
€-2k▲ 1.9%
2024 · €-2k
2021: €-9k
2022: €-7k
2023: €-5k
2024: €-2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€8k▼ 8.3%€8k▼ 8.1%€8k▼ 1.2%€9k▲ 21.6%
Operating result€11k-€2k▼ 79.3%€2k▼ 30.6%€2k▲ 18.1%€7k▲ 274%
Net result€6k-€46▼ 99.2%€121▲ 160%€-93€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 274% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€11k▲ 12.0%
Current assets
€13k▼ 20.4%
Equity and liabilities €24k
Equity
€9k▲ 21.6%
Debt
€15k▼ 20.0%
The debt ratio falls from 71.0% to 61.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▲
2024 · €5k
Cash flow
€6k▲
2024 · €3k
Solvency
38.3%▲
2024 · 29.0%
Current ratio
0.86▼
2024 · 0.89
Quick ratio
0.86▼
2024 · 0.89
Debt / equity
1.61▼
2024 · 2.45
ROE
27.0%▲
2024 · -1.2%
ROA
10.4%▲
2024 · -0.4%
Interest coverage
2.93▲
2024 · 2.57
Debt
€15k▼
2024 · €19k
Debt ≤ 1 year
€15k▼
2024 · €18k
Income taxes
€906▲
2024 · €138
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€24k▼
Fixed assets21/28€10k€11k▲
Intangible fixed assets21€9k€6k▼
Tangible fixed assets22/27€1k€5k▲
Plant, machinery and equipment23€1k€821▼
Furniture and vehicles24-€4k
Current assets29/58€16k€13k▼
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€2k€906▼
Equity and liabilities
Total equity and liabilities10/49€26k€24k▼
Equity10/15€8k€9k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€19k€15k▼
Amounts payable within one year42/48€18k€15k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€867€1k▲
Taxes450/3€867€1k▲
Other amounts payable47/48€13k€8k▼
Accrued charges and deferred income492/3€391-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€319€391▲
Non-recurring operating charges66A-€114
Gross operating margin9900€6k€11k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€27€2▼
Recurring financial income75€27€2▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€45€3k▲
Income taxes67/77€138€906▲
Profit (loss) for the period9904€-93€3k▲
Profit (loss) for the period to be appropriated9905€-93€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€7k▲
Profit (loss) brought forward from the previous period14P€5k€5k▼
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-93 ▼177%
Net result drops to €-93, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 483530 Houthalen-HelchterenGround area
820 m²
Building footprint
164 m²
Volume, LiDAR
937 m³
Parcel 72453F0606/00E000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TLP
since 20202.301.132.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72453F0606/00E000 | Flanders | 820 m² | 1 · 164 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
YMN
BE 0779.802.794
Antwerpen · Eq €9k
MJ CASA
BE 1007.813.172
Sint-Genesius-Rode · Eq €9k
ALL PARKET SERVICES
BE 0865.826.750
La Louvière · Eq €9k
Vloer- en Tegelwerken Seghers
BE 0763.441.468
Wuustwezel · Eq €9k
Energo Bel
BE 0740.700.215
Dilbeek · Eq €9k
Of 3,934 companies in sector 43331 we hold annual accounts for 1,776. 1,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2020
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43422Screed work
47523Retail trade
71111Activities of building architects
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.