TLMH
ActiveSummary
TLMH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302k and a net result of €36k. Equity is growing by ~62.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency100▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.96 against 2.44 in 2024; short-term debt: 16.9% and cash: 4.6% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
35 d late
2024
29 d late
2023
18 d late
2022
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€302k▲ 13.3%
2024 · €267k
2022: €72k
2023: €113k
2024: €267k
2022 → 2025
Total assets
€364k▼ 1.7%
2024 · €370k
2022: €322k
2023: €332k
2024: €370k
2022 → 2025
Net result
€36k▼ 76.9%
2024 · €154k
2022: €62k
2023: €40k
2024: €154k
2022 → 2025
Working capital
€182k▲ 21.9%
2024 · €149k
2022: €-130k
2023: €-88k
2024: €149k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€72k-€113k▲ 55.9%€267k▲ 136%€302k▲ 13.3%
Operating result€90k-€65k▼ 28.0%€86k▲ 31.2%€47k▼ 45.5%
Net result€62k-€40k▼ 35.2%€154k▲ 280%€36k▼ 76.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€121k ▲ 2.5%
Current assets
€243k ▼ 3.7%
Equity and liabilities €364k
Equity
€302k ▲ 13.3%
Debt
€61k ▼ 40.6%
Debt's share of the balance-sheet total falls from 27.9% to 16.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▼
2024 · €86k
Cash flow
€36k▼
2024 · €155k
Current ratio
3.96▲
2024 · 2.44
Debt to equity
0.20▼
2024 · 0.39
ROE
11.8%▼
2024 · 57.6%
ROA
9.8%▼
2024 · 41.5%
Interest coverage
17.44▼
2024 · 24.59
Debt ≤ 1 year
€61k▼
2024 · €103k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€370k€364k▼
Fixed assets21/28€118k€121k▲
Tangible fixed assets22/27€3k€6k▲
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€115k€115k=
Current assets29/58€252k€243k▼
Amounts receivable within one year40/41€192k€226k▲
Trade receivables40€108k€137k▲
Other amounts receivable41€84k€89k▲
Cash at bank and in hand54/58€60k€17k▼
Deferred charges and accrued income490/1€549€730▲
Equity and liabilities
Total equity and liabilities10/49€370k€364k▼
Equity10/15€267k€302k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€257k€292k▲
Amounts payable17/49€103k€61k▼
Amounts payable within one year42/48€103k€61k▼
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€34k€20k▼
Taxes450/3€34k€18k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€68k€35k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€938€553▼
Other operating charges640/8€136€1k▲
Gross operating margin9900€87k€48k▼
Operating profit (loss)9901€86k€47k▼
Financial income75/76B€81k€0▼
Recurring financial income75€81k€0▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€163k€44k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€154k€36k▼
Profit (loss) for the period to be appropriated9905€154k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€257k€292k▲
Profit (loss) brought forward from the previous period14P€103k€257k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
31-12
Financial
Weakest financial yearnet €36k ▼76.9%
Net result drops to €36k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €154k ▲280%
Net result €154k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 2.44
Current ratio from 0.60 to 2.44; short-term debt falls from €220k to €103k.
31-12
Financial
Equity above €200kEq €267k ▲136%
3 profitable years in a row build equity to €267k.
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
31-12
Financial
Equity above €100kEq €113k ▲55.9%
2 profitable years in a row build equity to €113k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koedalstraat 73090 OverijseGround area
1,002 m²
Building footprint
168 m²
Volume, LiDAR
802 m³
Parcel 23062M0093/00E000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TLMH
since 20222.332.180.797
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0093/00E000 | Flanders | 1,002 m² | 1 · 168 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Crescite
BE 0794.768.411
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400Degrees
BE 0631.977.962
Evergem · Eq €302,288
Vinke Management Consulting
BE 0778.930.091
Zelzate · Eq €302,131
Previder Belgium
BE 0810.567.434
Herentals · Eq €302,130
FOUREL
BE 0700.804.412
Sint-Katelijne-Waver · Eq €302,293
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.