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TLE Immo

Active
Private limited companyfounded 2022active for 4 yearsKoningsstraat 9, 3470 Kortenaken, BelgiumKBO/BCE: BE 0792.466.343

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of TLE Immo is 1.7% (moderate). The 2025 annual accounts show negative equity (-€21,995) and a net result of -€5,210. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 14-10-2022 Normal situation
Legal form
Private limited company
Registered office
Koningsstraat 9, 3470 Kortenaken
Activity
“41101 ontwikkeling van residentiële bouwprojecten” (deed in Dutch)From the articles, 21 activitiesNo NACE code in the KBO yet
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Who decides

Board
  • SAELS ELECTRODirector · permanent representative SAELS Steve Maurice Ivonne
  • STRAALTECHDirector · permanent representative LIBOTON Thomas

How it is doing

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts to 30-06-2025
Gross margin
-€4,794
▲ 71.1%
Loss
€5,210
▼ 80.5%
Equity
-€21,995
▼ 31.0%
Total assets
€294,690
▲ 3.2%
Turnover not published (micro format)2025 accounts 40 days early
Filed on 22-12-2025PDF
Why 53raises riskLiquidity: current ratio 0.00, cash €251, halvedNo registered site in the KBOlowers riskSize: total assets €294,690No main activity registeredShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 18-1
equity -7.5% of total assets
Liquidity 0-1
short-term debt 107.2% · cash 0.1%
Profitability 33+19
return on assets -1.8%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 15.0%highest value 12-2024: 15.0%● unchanged vs 11-2024highest value 01-2025: 3.5%▼ -11.5 percentage points vs 12-2024 02-2025: 3.5%● unchanged vs 01-2025 03-2025: 3.5%● unchanged vs 02-2025 04-2025: 3.5%● unchanged vs 03-2025 05-2025: 3.4%▼ -0.1 percentage points vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.3%▼ -0.1 percentage points vs 06-2025 08-2025: 3.3%● unchanged vs 07-2025 09-2025: 3.2%▼ -0.1 percentage points vs 08-2025 10-2025: 4.0%▲ +0.8 percentage points vs 09-2025 11-2025: 4.8%▲ +0.8 percentage points vs 10-2025 12-2025: 5.1%▲ +0.3 percentage points vs 11-2025 01-2026: 3.5%▼ -1.6 percentage points vs 12-2025 02-2026: 3.5%● unchanged vs 01-2026 03-2026: 3.5%● unchanged vs 02-2026 04-2026: 3.5%● unchanged vs 03-2026 05-2026: 1.9%▼ -1.6 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.7%▼ -0.2 percentage points vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.0, compared with 0.0 in 2024, below 1; short-term debt: 107.2% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 13% on solvency, 3% on liquidity, 23% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €294,690
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00, cash €251, halved
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€21,995
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
40 days early
2024
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

Download PDF
Financial year ended
30-06-2025
Filed on
22-12-2025
Format
micro format
Reference
2025-00587232
Equity
-€21,995▼ 31.0%
2024 · -€16,785
Total assets
€294,690▲ 3.2%
2024 · €285,683
Net result
-€5,210▲ 80.5%
2024 · -€26,785
Working capital
-€315,061▼ 5.5%
2024 · -€298,766
Trend over the years

2024 to 2025, 2 financial years

The operating result stays negative: a loss of €5,138 in 2025 against €26,687 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€5,138 2025 Net result-€5,210 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€26,687--€5,138▲ 80.7%
Net result-€26,785--€5,210▲ 80.5%
Equity-€16,785--€21,995▼ 31.0%
Total assets€285,683-€294,690▲ 3.2%
Debt€302,468-€316,685▲ 4.7%
Working capital-€298,766--€315,061▼ 5.5%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294,690
Fixed assets €293,790 ▲ 3.3%
Current assets €900 ▼ 30.5%
Equity and liabilities
Equity-€21,995
Debt€316,685
Equity is negative: debt (€316,685) exceeds the balance-sheet total (€294,690).
Key figures and ratios
2025 value · change against 2024
Solvency
-7.5%▼
2024 · -5.9%
Current ratio
0.00▼
2024 · 0.00
ROA
-1.8%▲
2024 · -9.4%
Debt ≤ 1 year
€315,961▲
2024 · €300,060
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91.6% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91.6% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines

Source: Annual accounts 2025 (PDF), filed with the National Bank on 22-12-2025.

Balance sheet Code20242025
Assets
Total assets20/58€285,683€294,690▲
Fixed assets21/28€284,389€293,790▲
Tangible fixed assets22/27€284,389€293,790▲
Land and buildings22€284,389€293,790▲
Current assets29/58€1,295€900▼
Cash at bank and in hand54/58€1,149€251▼
Deferred charges and accrued income490/1€146€649▲
Equity and liabilities
Total equity and liabilities10/49€285,683€294,690▲
Equity10/15-€16,785-€21,995▼
Contributions10/11€10,000€10,000=
Contributions outside capital11€10,000€10,000=
Other1109/19€10,000€10,000=
Profit (loss) carried forward14-€26,785-€31,995▼
Amounts payable17/49€302,468€316,685▲
Amounts payable within one year42/48€300,060€315,961▲
Trade debts44€60€961▲
Suppliers440/4€60€961▲
Other amounts payable47/48€300,000€315,000▲
Accrued charges and deferred income492/3€2,408€725▼
Income statement Code20242025
Other operating charges640/8€10,092€344▼
Gross operating margin9900-€16,595-€4,794▲
Operating profit (loss)9901-€26,687-€5,138▲
Financial charges65/66B€98€72▼
Recurring financial charges65€98€72▼
Profit (loss) for the period before taxes9903-€26,785-€5,210▲
Profit (loss) for the period9904-€26,785-€5,210▲
Profit (loss) for the period to be appropriated9905-€26,785-€5,210▲
Appropriation of the result
Profit (loss) to be appropriated9906-€26,785-€31,995▼
Profit (loss) brought forward from the previous period14P--€26,785

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the filed accounts (PDF).

Line20242025Change
Other operating charges640/8€10,092€344▼ 96.6%
Gross operating margin9900-€16,595-€4,794▲ 71.1%
Operating profit (loss)9901-€26,687-€5,138▲ 80.7%
Financial charges65/66B€98€72▼ 26.3%
Recurring financial charges65€98€72▼ 26.3%
Profit (loss) for the period before taxes9903-€26,785-€5,210▲ 80.5%
Profit (loss) for the period9904-€26,785-€5,210▲ 80.5%
Profit (loss) for the period to be appropriated9905-€26,785-€5,210▲ 80.5%
Line20242025Change
Assets
Total assets20/58€285,683€294,690▲ 3.2%
Fixed assets21/28€284,389€293,790▲ 3.3%
Tangible fixed assets22/27€284,389€293,790▲ 3.3%
Land and buildings22€284,389€293,790▲ 3.3%
Current assets29/58€1,295€900▼ 30.5%
Cash at bank and in hand54/58€1,149€251▼ 78.1%
Deferred charges and accrued income490/1€146€649▲ 344%
Equity and liabilities
Total equity and liabilities10/49€285,683€294,690▲ 3.2%
Equity10/15-€16,785-€21,995▼ 31.0%
Contributions10/11€10,000€10,000=
Contributions outside capital11€10,000€10,000=
Other1109/19€10,000€10,000=
Profit (loss) carried forward14-€26,785-€31,995▼ 19.5%
Amounts payable17/49€302,468€316,685▲ 4.7%
Amounts payable within one year42/48€300,060€315,961▲ 5.3%
Trade debts44€60€961▲ 16×
Suppliers440/4€60€961▲ 16×
Other amounts payable47/48€300,000€315,000▲ 5.0%
Accrued charges and deferred income492/3€2,408€725▼ 69.9%
Line20242025Change
Profit (loss) for the period9904-€26,785-€5,210▲ 80.5%
Operating cash flow (approximation)-€26,785-€5,210▲ 80.5%
Investment in fixed assets (approximation)--€9,401-
Change in cash--€897-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
30-06-2025 micro format 22-12-2025 2025-00587232 PDF
30-06-2024 micro format 27-12-2024 2024-00625471 PDF

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2022

Board 2

SAELS ELECTRO
Director (not named in the articles) · appointed in the act of 18-10-2022 · Private limited company · permanent representative: SAELS Steve Maurice Ivonne · in the 2025 annual accounts, filed on 22-12-2025
Current
STRAALTECH
Director (not named in the articles) · appointed in the act of 18-10-2022 · Private limited company · permanent representative: LIBOTON Thomas · in the 2025 annual accounts, filed on 22-12-2025
Current

Permanent representatives 2

LIBOTON Thomas
Permanent representative · appointed in the act of 18-10-2022 · for STRAALTECH
Current
SAELS Steve Maurice Ivonne
Permanent representative · appointed in the act of 18-10-2022 · for SAELS ELECTRO
Current

Mandate history

2 people, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SAELS ELECTRO
  • Director (not named in the articles), appointed in the act of 18-10-2022, still in office
STRAALTECH
  • Director (not named in the articles), appointed in the act of 18-10-2022, still in office
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, algemene vergadering bepaalt aantal duur opdracht en bij meerdere bevoegdheid”

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 18-10-2022

Owners and capital

Owners

2 owners

Owners 2

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 18-10-2022 ↗
  • STRAALTECH (BE 0716.798.722) 50 shares (50%) · €5,000
  • SAELS ELECTRO (BE 0542.824.965) 50 shares (50%) · €5,000
Capital over the years
  1. 18-10-2022 Incorporation · €10,000 · 100 shares

Other provisions of the articles of association

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
Other provision: “Vestiging administratieve zetels agentschappen werkhuizen stapelplaatsen bijkantoren en exploitatiezetels, bij enkel besluit bestuursorgaan”
Other provision: “Gelijk recht per aandeel in winstverdeling en vereffeningsaldo”
Other provision: “Winstverdeling-reserves, algemene vergadering”
5 more provisions in the deed, see the deed of 18-10-2022

Articles of association, deed of 18-10-2022 (in Dutch)

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 14 October 2022, TLE Immo was incorporated as a private limited company by STRAALTECH and SAELS ELECTRO, with a starting capital of €10,000.12 In 2024 the registered office moved to Kortenaken.3 Today the board has 2 members.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-10-2022
  3. 3Belgian Official Gazette, 05-04-2024
  4. 4National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2025
22-12
NBB filing Annual accounts filedPDF
financial year 2025 · micro format
2024
27-12
NBB filing Annual accounts filedPDF
financial year 2024 · micro format
05-04
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • Board meeting, 22-02-2024
  • Registered-office move, Koningsstraat 9, 3470 Kortenaken
  • Director in office, STRAALTECH BV (director)

Open the act in the Belgian Official Gazette

2022
18-10
Gazette deed Incorporation
Appointments: STRAALTECH (director) and SAELS ELECTRO (director) · Permanent representatives: LIBOTON Thomas and SAELS Steve Maurice Ivonne · Founder9 facts ▸
  • Founder, STRAALTECH
  • Founder, SAELS ELECTRO
  • Founding capital, €10,000
  • Board rule, 2
  • Director appointment, STRAALTECH (director (not named in the articles))
  • Permanent representative, LIBOTON Thomas
  • Director appointment, SAELS ELECTRO (director (not named in the articles))
  • Permanent representative, SAELS Steve Maurice Ivonne
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name TLE Immo in Dutch
Enterprise number 0792.466.343
Legal form Private limited company
Status Active, normale toestand
Founded 14-10-2022
Type Legal entity

Where it is based

Registered office Koningsstraat 9, 3470 Kortenaken, Belgium

Invoicing and payment

VAT number BE 0792.466.343
E-invoicing via Peppol
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 30-06

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“41101 ontwikkeling van residentiële bouwprojecten; 4110101 projectontwikkeling voor de nieuwbouw van individuele woningen of voor…”
21 activities
  1. 41101 ontwikkeling van residentiële bouwprojecten
  2. 4110101 projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
  3. 4110102 projectontwikkeling voor de bouw van appartementsgebouwen
  4. 41102 ontwikkeling van niet-residentiële bouwprojecten
  5. 4110201 projectontwikkeling voor kantoorbouw
  6. 4110211 projectontwikkeling voor de bouw of de aanleg van: commerciële en industriële centra, hotels, industriezones en markten, jachthavens, wintersportcentra, enzovoort
  7. 4110212 projectontwikkeling voor de aanleg of renovatie van stadswijken
  8. 66300 vermogensbeheer
  9. 68100 handel in eigen onroerend goed
  10. 6820101 verhuur van al dan niet gemeubelde appartementen en huizen
  11. 6820103 exploitatie van onroerend goed in de vorm van timesharing
  12. 68202 verhuur en exploitatie van sociale woningen
  13. 68203 verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
  14. 68204 verhuur en exploitatie van terreinen
  15. 68311 bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
  16. 6831101 bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
  17. 68321 beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
  18. 6832101 verlenen, in opdracht van de eigenaar of de mede-eigenaars, van alle diensten die noodzakelijk zijn voor het behoorlijk functioneren van de gebouwen (residentieel gebouw)
  19. 6832102 innen van de huur (residentiële gebouwen)
  20. 68322 beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
  21. 81100 diverse ondersteunende activiteiten ten behoeve van voorzieningen

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
TLE Immo
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest”
“Hoeledensebaan 47 3471 Hoeleden (Kortenaken)”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
“Vertegenwoordigingsbevoegdheid Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder en…”

Articles of association, deed of 18-10-2022 (in Dutch)

Environmental permits: No permit applications found in Flanders.

Sites & property

Registered office and establishments
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1.4 ha
Building footprint
134 m²
Parcel 24054B0459/00B000, Flanders.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
24054B0459/00B000 Flanders 1.4 ha 1 · 134 m² -