Summary
TLC Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €365k and a net result of €63k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 9863 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
28 d early
2022
1 d late
2021
18 d late
2020
4 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€365k▲ 21.0%
2023 · €302k
2018: €44k
2019: €74k
2020: €123k
2021: €195k
2022: €278k
2023: €302k
2018 → 2024
Net result
€63k▲ 163%
2023 · €24k
2018: €26k
2019: €30k
2020: €48k
2021: €72k
2022: €108k
2023: €24k
2018 → 2024
Total assets
€696k▲ 6.4%
2023 · €653k
2018: €275k
2019: €796k
2020: €788k
2021: €775k
2022: €660k
2023: €653k
2018 → 2024
Solvency
52.5%▲ 6.3pp
2023 · 46.2%
2018: 16.1%
2019: 9.3%
2020: 15.6%
2021: 25.2%
2022: 42.1%
2023: 46.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€123k-€195k▲ 58.6%€278k▲ 42.6%€302k▲ 8.7%€365k▲ 21.0%
Operating result€78k-€107k▲ 36.6%€154k▲ 44.1%€44k▼ 71.6%€101k▲ 129%
Net result€48k-€72k▲ 48.9%€108k▲ 50.0%€24k▼ 77.7%€63k▲ 163%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 129% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €696k
Fixed assets
€608k =
Current assets
€87k ▲ 93.0%
Equity and liabilities €696k
Equity
€365k ▲ 21.0%
Debt
€330k ▼ 6.1%
Debt's share of the balance-sheet total falls from 53.8% to 47.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
17.4%▲
2023 · 8.0%
ROA
9.1%▲
2023 · 3.7%
Debt ≤ 1 year
€251k▲
2023 · €199k
Debt > 1 year
€75k▼
2023 · €149k
Income taxes
€24k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€653k€696k▲
Fixed assets21/28€608k€608k=
Financial fixed assets28€608k€608k=
Current assets29/58€45k€87k▲
Amounts receivable within one year40/41€45k€86k▲
Trade receivables40€13k€65k▲
Other amounts receivable41€32k€21k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€653k€696k▲
Equity10/15€302k€365k▲
Contributions10/11€19k€19k=
Reserves13€283k€347k▲
Distributable reserves133€283k€347k▲
Amounts payable17/49€352k€330k▼
Amounts payable after more than one year17€149k€75k▼
Financial debts170/4€149k€75k▼
Amounts payable within one year42/48€199k€251k▲
Current portion of amounts payable after more than one year42€86k€80k▼
Financial debts43€11k€39▼
Credit institutions430/8€11k€39▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45-€14k
Taxes450/3-€14k
Other amounts payable47/48€102k€157k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20232024
Other operating charges640/8€734€2k▲
Gross operating margin9900€45k€102k▲
Operating profit (loss)9901€44k€101k▲
Financial income75/76B€35-
Recurring financial income75€35-
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€32k€88k▲
Income taxes67/77€8k€24k▲
Profit (loss) for the period9904€24k€63k▲
Profit (loss) for the period to be appropriated9905€24k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€63k▲
Transfer to equity691/2€24k€63k▲
To other reserves6921€24k€63k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €24k ▼77.7%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Highest result since 2018net €108k ▲50%
Operating result €154k, net result €108k, both a record.
31-12
Financial
Equity above €200kEq €278k ▲42.6%
5 profitable years in a row build equity to €278k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Equity above €150kEq €195k ▲58.6%
4 profitable years in a row build equity to €195k.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Equity above €100kEq €123k ▲65%
3 profitable years in a row build equity to €123k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lobbensestraat(Z) 2123271 Scherpenheuvel-ZichemGround area
1,072 m²
Building footprint
133 m²
Volume, LiDAR
842 m³
Parcel 24129D0104/00C000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TLC Consult
since 20172.262.270.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24129D0104/00C000 | Flanders | 1,072 m² | 1 · 133 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MetaTeam
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Mariposa Pequeña
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DSL-TOOLING
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.