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TLA VIP

Active
Private limited companyfounded 201610 yrs activeGentsesteenweg 11, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0658.954.652
Summary

The computed 12-month bankruptcy probability of TLA VIP is 2.5% (moderate). The 2024 annual accounts show equity of €65,588 and a net result of €3,713. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 36364 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
TLA VIPActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390
2 sites
Size
€77,602total assets 2024
Equity
€65,588
Profit
€3,713
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
2.5%
Structure
Accounts 64 d overdue0 of 6 deeds read
Why 54- Figures for FY 2024 (filed 02-10-2025)- Size: total assets €77,602- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late+ Liquidity: current ratio 3.83, cash €15,660, halvedShow the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 64% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 84.5% of total assets
Liquidity 72-23
short-term debt 15.5% · cash 20.2%
Profitability 75-25
return on assets 4.8%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 7.6%highest value 12-2024: 4.8%▼ -37.2% vs 11-2024 01-2025: 0.8%▼ -83.4% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%▼ -0.6% vs 02-2025 04-2025: 0.8%▲ +0.1% vs 03-2025 05-2025: 0.8%▲ +1.4% vs 04-2025 06-2025: 0.7%▼ -6.1% vs 05-2025lowest value 07-2025: 0.8%▲ +1.1% vs 06-2025 08-2025: 1.2%▲ +54.5% vs 07-2025 09-2025: 1.5%▲ +23.9% vs 08-2025 10-2025: 2.6%▲ +78.6% vs 09-2025 11-2025: 0.9%▼ -64.4% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -7.2% vs 12-2025 02-2026: 0.8%▼ -1.2% vs 01-2026 03-2026: 0.8%▼ -1.4% vs 02-2026 04-2026: 0.9%▲ +1.9% vs 03-2026 05-2026: 0.9%▲ +4.6% vs 04-2026 06-2026: 0.9%● 0.0% vs 05-2026 07-2026: 0.9%▲ +2.5% vs 06-2026 08-2026: 1.4%▲ +52.2% vs 07-2026 09-2026: 1.6%▲ +15.4% vs 08-2026 10-2026: 2.5%▲ +54.4% vs 09-2026
  • Figures for FY 2024 (filed 02-10-2025) raises the probability
  • Size: total assets €77,602 raises the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 3.83, cash €15,660, halved lowers the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.83 against 4.65 in 2023; short-term debt: 15.5% and cash: 20.2% of total assets), and 15.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 70%, profitability 48%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: total assets €77,602
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 3.83, cash €15,660, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
119 d late
2022
61 d late
2021
200 d late
2020
109 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 112 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Back to profitnet €27,195

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Positive: Among the best 11% on solvencysector median 46.6% · 36,364 companies 84.5% View
  • Total assets 20246 fiscal years filed €77,602 View

By topic

Financials

Fiscal year
2024
Total assets
€77,602
Profit
€3,713
Solvency
84.5%
Turnover▼ 43.0%
Net result
20182020
Go to Financials

Timeline

Events
13
Since
2018
  1. 30-09-2025Annual accounts filed
  2. 27-11-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
13-07-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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