TJMG

Active

Private limited companyfounded 20242 yrs activeWeg naar Gruitrode 100, 3660 Oudsbergen, BelgiumKBO/BCE: BE 1006.382.423

Summary

The computed 12-month bankruptcy probability of TJMG is 7.9% (elevated). The 2024 annual accounts show equity of €35,279 and a net result of €33,779. Its solvency ranks better than 39% of 36364 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

TJMGActiveChecked score 36/100

Risk analysis Report Compare

Activity

Painting of buildings

NACE 43341

1 site

Size

€96,480total assets 2024

Equity: €35,279
Profit: €33,779

Turnover not published (abridged schema)

Financial health

36 Weak Checked score 2024

Bankruptcy chance 12 m: 7.9%

Structure

Accounts filed 61 d late

Why 36- Figures for FY 2024 (filed 02-10-2025)- Founded in 2024- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late- Ex-officio strike-off in the KBOShow the evidence

Checked score

Score 2024

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 60% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 62

equity 36.6% of total assets

Liquidity 52

short-term debt 63.4% · cash 28.5%

Profitability 100

return on assets 35.0%

Bankruptcy probability, 12 months

7.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)

Last 24 months 03-2025: 1.9%lowest value 04-2025: 3.5%▲ +86.3% vs 03-2025 05-2025: 3.7%▲ +4.6% vs 04-2025 06-2025: 4.3%▲ +16.3% vs 05-2025 07-2025: 4.5%▲ +5.1% vs 06-2025 08-2025: 5.0%▲ +11.7% vs 07-2025 09-2025: 5.0%● 0.0% vs 08-2025 10-2025: 5.5%▲ +10.0% vs 09-2025 11-2025: 3.0%▼ -44.7% vs 10-2025 12-2025: 3.0%▼ -1.2% vs 11-2025 01-2026: 2.9%▼ -2.7% vs 12-2025 02-2026: 3.1%▲ +4.8% vs 01-2026 03-2026: 3.1%▲ +1.6% vs 02-2026 04-2026: 3.2%▲ +2.1% vs 03-2026 05-2026: 3.2%▲ +0.3% vs 04-2026 06-2026: 3.2%▼ -0.9% vs 05-2026 07-2026: 3.2%▲ +0.9% vs 06-2026 08-2026: 4.8%▲ +51.7% vs 07-2026 09-2026: 5.6%▲ +16.0% vs 08-2026 10-2026: 7.9%▲ +40.7% vs 09-2026highest value

Figures for FY 2024 (filed 02-10-2025) raises the probability
Founded in 2024 raises the probability for this profile
1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late raises the probability
Ex-officio strike-off in the KBO raises the probability

Credit up to €1,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.33; short-term debt: 63.4% and cash: 28.5% of total assets), and 63.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 39%, liquidity 47%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Figures for FY 2024 (filed 02-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

61 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

UBO non-compliance