TJMD
ActiveSummary
TJMD has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €732k and a net result of €54k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+28
Solvency74▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.22 in 2024; short-term debt: 13.2% and cash: 5.6% of total assets), and 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
12 d early
2022
40 d early
2021
61 d early
2020
20 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€732k▲ 7.9%
2024 · €678k
2018: €119k
2019: €158k
2020: €224k
2021: €290k
2022: €362k
2023: €654k
2024: €678k
2018 → 2025
Total assets
€1.49M▲ 1.3%
2024 · €1.48M
2018: €627k
2019: €585k
2020: €559k
2021: €596k
2022: €1.41M
2023: €1.42M
2024: €1.48M
2018 → 2025
Net result
€54k▲ 124%
2024 · €24k
2018: €52k
2019: €39k
2020: €77k
2021: €60k
2022: €93k
2023: €324k
2024: €24k
2018 → 2025
Working capital
€-12k▲ 97.7%
2024 · €-517k
2018: €-17k
2019: €-29k
2020: €-6k
2021: €7k
2022: €-729k
2023: €-484k
2024: €-517k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€362k▲ 24.8%€654k▲ 80.9%€678k▲ 3.7%€732k▲ 7.9%
Operating result€98k-€137k▲ 40.4%€93k▼ 32.5%€80k▼ 13.5%€107k▲ 32.8%
Net result€60k-€93k▲ 54.0%€324k▲ 250%€24k▼ 92.6%€54k▲ 124%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€1.31M ▼ 1.5%
Current assets
€185k ▲ 26.2%
Equity and liabilities €1.49M
Equity
€732k ▲ 7.9%
Debt
€763k ▼ 4.4%
Debt's share of the balance-sheet total falls from 54.1% to 51.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126k▲
2024 · €95k
Cash flow
€73k▲
2024 · €39k
Current ratio
0.94▲
2024 · 0.22
Debt to equity
1.04▼
2024 · 1.18
ROE
7.3%▲
2024 · 3.5%
ROA
3.6%▲
2024 · 1.6%
Interest coverage
5.16▲
2024 · 2.03
Debt ≤ 1 year
€197k▼
2024 · €663k
Debt > 1 year
€566k▲
2024 · €132k
Income taxes
€29k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.49M▲
Fixed assets21/28€1.33M€1.31M▼
Tangible fixed assets22/27€79k€60k▼
Furniture and vehicles24€79k€60k▼
Financial fixed assets28€1.25M€1.25M=
Current assets29/58€146k€185k▲
Amounts receivable within one year40/41€117k€99k▼
Trade receivables40€0-
Other amounts receivable41€117k€99k▼
Cash at bank and in hand54/58€26k€84k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.49M▲
Equity10/15€678k€732k▲
Contributions10/11€19k€19k=
Reserves13€659k€713k▲
Distributable reserves133€659k€713k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€798k€763k▼
Amounts payable after more than one year17€132k€566k▲
Financial debts170/4€132k€566k▲
Amounts payable within one year42/48€663k€197k▼
Current portion of amounts payable after more than one year42€68k€166k▲
Financial debts43€558k-
Credit institutions430/8€558k-
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€17k€7k▼
Other amounts payable47/48€16k€23k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€97k€128k▲
Operating profit (loss)9901€80k€107k▲
Financial income75/76B€203€50▼
Recurring financial income75€203€50▼
Financial charges65/66B€47k€24k▼
Recurring financial charges65€47k€24k▼
Profit (loss) for the period before taxes9903€34k€82k▲
Income taxes67/77€10k€29k▲
Profit (loss) for the period9904€24k€54k▲
Profit (loss) for the period to be appropriated9905€24k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€54k▲
Transfer from equity791/2€0-
Transfer to equity691/2€24k€54k▲
To other reserves6921€24k€54k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €24k ▼92.6%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €324k ▲250%
Net result €324k, the highest in the series.
31-12
Financial
Equity above €500kEq €654k ▲80.9%
6 profitable years in a row build equity to €654k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Equity above €200kEq €224k ▲42%
3 profitable years in a row build equity to €224k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
31-12
Financial
Equity above €150kEq €158k ▲33.3%
2 profitable years in a row build equity to €158k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reeweg 223600 GenkGround area
1,053 m²
Building footprint
371 m²
Volume, LiDAR
1,822 m³
Parcel 71305F0879/00T000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TJMD
since 20162.260.085.944
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F0879/00T000 | Flanders | 1,053 m² | 1 · 371 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACTAPLUS, geassocieerde notarissen
BE 0772.720.806
Menen · Eq €730,609
NOTARIELE PARTICIPATIEVENNOOTSCHAP DE SMET NICKY
BE 0635.916.954
Schoten · Eq €733,033
AGORA Notarissen
BE 0864.516.557
Wuustwezel · Eq €728,733
FERMON & DE KOKER, GEASSOCIEERDE NOTARISSEN
BE 0799.284.453
Opwijk · Eq €726,340
Notariële participatievennootschap HULPIAU Veronique
BE 0681.771.230
Antwerpen · Eq €725,939
Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,258 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.