Tj-Technieken
ActiveThe computed 12-month bankruptcy probability of Tj-Technieken is 2.1% (moderate). The 2025 annual accounts show equity of €433k and a net result of €200k. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 27451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency82▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.77 against 3.23 in 2024; short-term debt: 11.8% and cash: 39.2% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
26.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
31 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€433k▲ 68.3%
2024 · €257k
2023: €155k
2024: €257k
2023 → 2025
Total assets
€763k▲ 31.5%
2024 · €580k
2023: €206k
2024: €580k
2023 → 2025
Net result
€200k▲ 96.7%
2024 · €102k
2023: €157k
2024: €102k
2023 → 2025
Working capital
€339k▲ 122%
2024 · €153k
2023: €142k
2024: €153k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€155k-€257k▲ 65.3%€433k▲ 68.3%
Operating result€198k-€146k▼ 26.2%€266k▲ 82.2%
Net result€157k-€102k▼ 35.5%€200k▲ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 82% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €763k
Fixed assets
€333k▼ 7.2%
Current assets
€429k▲ 94.4%
Equity and liabilities €763k
Equity
€433k▲ 68.3%
Debt
€330k▲ 2.2%
The debt ratio falls from 55.7% to 43.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€289k▲
2024 · €157k
Cash flow
€223k▲
2024 · €113k
Solvency
56.7%▲
2024 · 44.3%
Current ratio
4.77▲
2024 · 3.23
Quick ratio
4.62▲
2024 · 3.04
Debt / equity
0.76▼
2024 · 1.26
ROE
46.2%▲
2024 · 39.5%
ROA
26.2%▲
2024 · 17.5%
Interest coverage
20.51▲
2024 · 17.98
Debt
€330k▲
2024 · €323k
Debt ≤ 1 year
€90k▲
2024 · €68k
Debt > 1 year
€240k▼
2024 · €255k
Income taxes
€52k▲
2024 · €36k
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€580k€763k▲
Fixed assets21/28€359k€333k▼
Tangible fixed assets22/27€344k€333k▼
Land and buildings22€301k€288k▼
Plant, machinery and equipment23€37k€41k▲
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€15k-
Current assets29/58€221k€429k▲
Stocks and contracts in progress3€13k€13k=
Stocks30/36€13k€13k=
Amounts receivable within one year40/41€63k€116k▲
Trade receivables40€40k€87k▲
Other amounts receivable41€23k€29k▲
Cash at bank and in hand54/58€137k€299k▲
Deferred charges and accrued income490/1€8k€224▼
Equity and liabilities
Total equity and liabilities10/49€580k€763k▲
Equity10/15€257k€433k▲
Contributions10/11€5k€5k=
Reserves13€252k€428k▲
Distributable reserves133€252k€428k▲
Amounts payable17/49€323k€330k▲
Amounts payable after more than one year17€255k€240k▼
Financial debts170/4€255k€240k▼
Amounts payable within one year42/48€68k€90k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€28k€20k▼
Suppliers440/4€28k€20k▼
Taxes, remuneration and social security45€25k€36k▲
Taxes450/3€25k€34k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€23k▲
Other operating charges640/8€884€646▼
Non-recurring operating charges66A€285-
Gross operating margin9900€159k€296k▲
Operating profit (loss)9901€146k€266k▲
Financial income75/76B€0€29▲
Recurring financial income75€0€29▲
Financial charges65/66B€9k€14k▲
Recurring financial charges65€9k€14k▲
Profit (loss) for the period before taxes9903€137k€252k▲
Income taxes67/77€36k€52k▲
Profit (loss) for the period9904€102k€200k▲
Profit (loss) for the period to be appropriated9905€102k€200k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€200k▲
Transfer from equity791/2-€6k
Transfer to equity691/2€102k€182k▲
To other reserves6921€102k€182k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €200k ▲96.7%
Operating result €266k, net result €200k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €102k ▼35.5%
Net result drops to €102k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €257k ▲65.3%
2 profitable years in a row build equity to €257k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Omstraat 60A3720 HasseltGround area
1,735 m²
Building footprint
268 m²
Volume, LiDAR
962 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tj-Technieken
since 20232.343.450.516
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71064A0318/00G000 | Flanders | 1,007 m² | 1 · 179 m² | 8.5 m · 2 fl. |
| 73040C0589/00Z000 | Flanders | 727 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VACO POORTEN
BE 0463.579.430
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E.G. Maintenance
BE 0556.710.021
Charleroi · Eq €432k
BERNARD GILLET
BE 0479.218.602
Verviers · Eq €432k
Schuermans Technische Service
BE 0823.495.257
Hasselt · Eq €433k
BVK SECURITY
BE 0693.775.078
Lede · Eq €432k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 6,832 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
47540Retail sale of electrical household appliances
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@tj-technieken.be