TJ-Technics
ActiveSummary
TJ-Technics has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €6k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-6
Solvency85▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.3 in 2024; short-term debt: 21.7% and cash: 15.7% of total assets), and 40.2% of the assets are financed with debt.
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Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2024
23 d early
2023
6 d late
2022
28 d late
2021
26 d late
2020
31 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 14.3%
2024 · €39k
Total assets
€74k▼ 12.0%
2024 · €84k
Net result
€6k▼ 45.7%
2024 · €10k
Working capital
€26k▲ 10.2%
2024 · €23k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6k▲ 231%€18k▲ 211%€9k▼ 50.2%€16k▲ 83.5%€11k▼ 32.5%
Net result€228▼ 4.1%€11k▲ 4,510%€6k▼ 45.8%€10k▲ 79.4%€6k▼ 45.7%
Equity€12k▲ 1.9%€23k▲ 84.3%€29k▲ 24.8%€39k▲ 35.6%€44k▲ 14.3%
Total assets€42k▼ 36.5%€75k▲ 80.7%€61k▼ 18.4%€84k▲ 37.5%€74k▼ 12.0%
Debt€29k▼ 45.3%€52k▲ 79.1%€33k▼ 37.4%€45k▲ 39.0%€30k▼ 34.4%
Working capital€9k▼ 7.6%€13k▲ 40.7%€17k▲ 26.4%€23k▲ 38.8%€26k▲ 10.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€32k ▼ 24.7%
Current assets
€42k ▲ 1.3%
Equity and liabilities €74k
Equity
€44k ▲ 14.3%
Debt
€30k ▼ 34.4%
Debt's share of the balance-sheet total falls from 53.9% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €27k
Cash flow
€18k▼
2024 · €21k
Current ratio
2.60▲
2024 · 2.30
Quick ratio
2.21▼
2024 · 2.30
Debt to equity
0.67▼
2024 · 1.17
ROE
12.5%▼
2024 · 26.3%
ROA
7.5%▼
2024 · 12.1%
Interest coverage
7.41▼
2024 · 9.69
Debt ≤ 1 year
€16k▼
2024 · €18k
Debt > 1 year
€14k▼
2024 · €27k
Income taxes
€3k▼
2024 · €4k
Staff costs
€16▼
2024 · €63
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0 | - |
| Remuneration, social security and pensions62 | €348 | €0 | - | €63 | €16 | ▼ 74.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €8k | €10k | €13k | ▲ 24.4% |
| Other operating charges640/8 | €609 | €512 | €493 | €183 | €2k | ▲ 902% |
| Non-recurring operating charges66A | - | €1k | €0 | - | - | - |
| Gross operating margin9900 | €10k | €23k | €17k | €27k | €26k | ▼ 4.4% |
| Operating profit (loss)9901 | €6k | €18k | €9k | €16k | €11k | ▼ 32.5% |
| Financial income75/76B | €152 | €539 | €386 | €951 | €366 | ▼ 61.5% |
| Recurring financial income75 | €152 | €539 | €386 | €951 | €366 | ▼ 61.5% |
| Financial charges65/66B | €5k | €5k | €1k | €3k | €3k | ▲ 17.0% |
| Recurring financial charges65 | €5k | €5k | €1k | €3k | €3k | ▲ 17.0% |
| Profit (loss) for the period before taxes9903 | €464 | €13k | €8k | €15k | €8k | ▼ 43.8% |
| Income taxes67/77 | €236 | €3k | €2k | €4k | €3k | ▼ 39.5% |
| Profit (loss) for the period9904 | €228 | €11k | €6k | €10k | €6k | ▼ 45.7% |
| Profit (loss) for the period to be appropriated9905 | €228 | €11k | €6k | €10k | €6k | ▼ 45.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42k | €75k | €61k | €84k | €74k | ▼ 12.0% |
| Fixed assets21/28 | €4k | €35k | €31k | €43k | €32k | ▼ 24.7% |
| Intangible fixed assets21 | - | - | - | €973 | €557 | ▼ 42.8% |
| Tangible fixed assets22/27 | €4k | €35k | €31k | €41k | €32k | ▼ 23.1% |
| Plant, machinery and equipment23 | €303 | €0 | - | €5k | €4k | ▼ 28.1% |
| Furniture and vehicles24 | €3k | €660 | €4k | €16k | €15k | ▼ 7.5% |
| Leasing and similar rights25 | - | €34k | €27k | €20k | €13k | ▼ 34.1% |
| Financial fixed assets28 | €5 | €5 | €0 | €675 | €0 | ▼ 100% |
| Current assets29/58 | €38k | €40k | €30k | €41k | €42k | ▲ 1.3% |
| Stocks and contracts in progress3 | - | - | - | - | €6k | - |
| Stocks30/36 | - | - | - | - | €6k | - |
| Amounts receivable within one year40/41 | €32k | €27k | €18k | €18k | €22k | ▲ 18.8% |
| Trade receivables40 | €28k | €21k | €10k | €7k | €10k | ▲ 35.1% |
| Other amounts receivable41 | €4k | €6k | €8k | €11k | €12k | ▲ 7.6% |
| Cash at bank and in hand54/58 | €6k | €13k | €10k | €21k | €12k | ▼ 45.1% |
| Deferred charges and accrued income490/1 | €290 | €940 | €2k | €2k | €3k | ▲ 27.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42k | €75k | €61k | €84k | €74k | ▼ 12.0% |
| Equity10/15 | €12k | €23k | €29k | €39k | €44k | ▲ 14.3% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €5k | €16k | €21k | €32k | €37k | ▲ 17.6% |
| Non-distributable reserves130/1 | €2k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €0 | - | - | - | - |
| Distributable reserves133 | €3k | €16k | €21k | €32k | €37k | ▲ 17.6% |
| Profit (loss) carried forward14 | €1k | €1k | €1k | €1k | €1k | = |
| Amounts payable17/49 | €29k | €52k | €33k | €45k | €30k | ▼ 34.4% |
| Amounts payable after more than one year17 | €798 | €25k | €20k | €27k | €14k | ▼ 50.2% |
| Financial debts170/4 | €798 | €25k | €20k | €27k | €14k | ▼ 50.2% |
| Amounts payable within one year42/48 | €28k | €27k | €13k | €18k | €16k | ▼ 10.3% |
| Current portion of amounts payable after more than one year42 | €9k | €8k | €6k | €13k | €14k | ▲ 4.3% |
| Financial debts43 | - | - | - | - | €42 | - |
| Credit institutions430/8 | - | - | - | - | €42 | - |
| Trade debts44 | €10k | €12k | €7k | €4k | €527 | ▼ 88.0% |
| Suppliers440/4 | €10k | €12k | €7k | €4k | €527 | ▼ 88.0% |
| Taxes, remuneration and social security45 | €2k | €3k | €582 | €346 | €554 | ▲ 60.3% |
| Taxes450/3 | €586 | €3k | €582 | €346 | €554 | ▲ 60.3% |
| Remuneration and social security454/9 | €2k | €0 | - | - | - | - |
| Other amounts payable47/48 | €7k | €4k | €0 | - | €1k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €228 | €11k | €6k | €10k | €6k | ▼ 45.7% |
| + Depreciation and write-downs630 | €3k | €3k | €8k | €10k | €13k | ▲ 24.4% |
| Operating cash flow (approximation) | €3k | €14k | €14k | €21k | €18k | ▼ 10.3% |
| Investment in fixed assets (approximation) | - | €-34k | €-4k | €-22k | €-2k | ▲ 89.6% |
| Change in cash | - | €7k | €-3k | €11k | €-10k | ▼ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €11k ▲4,510%
Operating result €18k, net result €11k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €237
Net result €237 after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €-78
Net result drops to €-78, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2016
Ground area
231 m²
Building footprint
90 m²
Volume, LiDAR
93 m³
Parcel 12030B0003/00Y002, Flanders · tallest building 2.5 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
TJ-Technics
since 20162.258.366.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0003/00Y002 | Flanders | 231 m² | 1 · 90 m² | 2.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,526 EUR awarded · 1,526 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,526 EUR | 1,526 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 1 endedElektrische installaties duaal (so)
Elektrotechnisch installateur (vwo)
Show 1 ended approval
Residentieel elektrotechnisch installateur (so)
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Of 22,832 companies in sector 43211 we hold annual accounts for 10,326. 8,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
27120Manufacture of electrical equipment
42220Construction of utility projects for electricity and telecommunications
73110Advertising agencies
82990Other business support services
Contact
E-mail
info@tjtechnics.bePuurs-Sint-Amands
Scores and ratios are computed by Checked and are not a credit decision.